C&V DEFENCE

Active

Private limited companyfounded 20206 yrs activeAarlenstraat 25, 1050 Elsene, BelgiumKBO/BCE: BE 0746.989.971

Summary

C&V DEFENCE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151,387 and a net result of €17,754. Equity is growing by ~181.4% per year across the filed fiscal years. Its solvency ranks better than 19% of 3447 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

C&V DEFENCEActiveChecked score 92/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€936,854total assets 2025

Staff: 8 FTE
Equity: €151,387
Profit: €17,754

Financial health

92 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts 25 d early0 of 4 deeds read

Why 92- Size: 8 FTE, total assets €936,854- Equity €151,387 (16.2% of total assets)+ Liquidity: current ratio 12.77, cash €567,521+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025

92 / 100

Excellent

Probability in this band: under 0.55%

Better than 51% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 41-54

equity 16.2% of total assets

Liquidity 100+12

short-term debt 7.8% · cash 60.6%

Profitability 71-29

return on assets 1.9%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)

Last 15 months 08-2025: 0.1% 09-2025: 0.1%▼ -2.2% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▼ -1.5% vs 10-2025 12-2025: 0.1%▲ +3.0% vs 11-2025 01-2026: 0.2%▲ +21.9% vs 12-2025 02-2026: 0.2%▲ +38.3% vs 01-2026highest value 03-2026: 0.1%▼ -50.6% vs 02-2026lowest value 04-2026: 0.1%▲ +0.9% vs 03-2026 05-2026: 0.1%▲ +2.6% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▼ -0.8% vs 06-2026 08-2026: 0.1%▼ -1.7% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%▲ +2.6% vs 09-2026

Liquidity: current ratio 12.77, cash €567,521 lowers the probability
Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Size: 8 FTE, total assets €936,854 raises the probability for this profile
Equity €151,387 (16.2% of total assets) raises the probability

Credit up to €13,000 at 30 days acceptable

Liquidity ample (current ratio 12.77 against 3.25 in 2024; short-term debt: 7.8% and cash: 60.6% of total assets), but 83.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 21%, liquidity 97%, profitability 35%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 12.77, cash €567,521

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Size: 8 FTE, total assets €936,854

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Equity €151,387 (16.2% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 3447 sector peers (2025).

NBB · sector comparison

Position among 3447 sector peers

Solvency

better than 19%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

25 d early

2024

27 d late

2023

4 d early

2022

129 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

06-01-26 Annual accounts filedfiscal year 2025 · full…
30-06-25 Liquidity quadruplescurrent ratio 12.77
30-06-25 Equity above €150,000Eq €151,387 ▲81%

Key points

Positive: Equity rose in 2025from €83,633 to €151,387 ▲ 81.0% View
Caution: Among the weakest 19% on solvencysector median 53.3% · 3,447 companies 16.2% View
EU supportawarded 2022 - 2025 €5.0m View