GROEP GORA
ActiveGROEP GORA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €316k and a net result of €242k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 37% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
66
/ 100
Healthy▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+16
Solvency57▼-24
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.9 against 1.87 in 2024), and 62% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38%
Return on assets
29.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
31 d early
2022
14 d early
2021
31 d early
2020
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€316k▼ 15.6%
2024 · €374k
2020: €105k
2021: €171k
2022: €324k
2023: €436k
2024: €374k
2020 → 2025
Total assets
€830k▼ 11.6%
2024 · €939k
2020: €709k
2021: €1.04M
2022: €1.14M
2023: €1.21M
2024: €939k
2020 → 2025
Net result
€242k▲ 287%
2024 · €62k
2020: €85k
2021: €66k
2022: €153k
2023: €212k
2024: €62k
2020 → 2025
Working capital
€-10k
2024 · €81k
2020: €-75k
2021: €-92k
2022: €35k
2023: €161k
2024: €81k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€171k-€324k▲ 89.8%€436k▲ 34.5%€374k▼ 14.3%€316k▼ 15.6%
Operating result€98k-€216k▲ 121%€291k▲ 34.5%€90k▼ 69.1%€330k▲ 268%
Net result€66k-€153k▲ 132%€212k▲ 38.0%€62k▼ 70.5%€242k▲ 287%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 268% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €830k
Fixed assets
€732k▼ 4.3%
Current assets
€98k▼ 43.6%
Equity and liabilities €830k
Equity
€316k▼ 15.6%
Debt
€514k▼ 8.9%
The debt ratio rises from 60.2% to 62.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€363k▲
2024 · €126k
Cash flow
€275k▲
2024 · €98k
Solvency
38.0%▼
2024 · 39.8%
Current ratio
0.90▼
2024 · 1.87
Quick ratio
0.90▼
2024 · 1.87
Debt / equity
1.63▲
2024 · 1.51
ROE
76.6%▲
2024 · 16.7%
ROA
29.1%▲
2024 · 6.7%
Interest coverage
30.50▲
2024 · 10.05
Debt
€514k▼
2024 · €565k
Debt ≤ 1 year
€109k▲
2024 · €93k
Debt > 1 year
€406k▼
2024 · €472k
Income taxes
€77k▲
2024 · €15k
Staff costs
€717▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€939k€830k▼
Fixed assets21/28€765k€732k▼
Tangible fixed assets22/27€765k€732k▼
Land and buildings22€764k€732k▼
Plant, machinery and equipment23€1k€95▼
Furniture and vehicles24€0€0=
Current assets29/58€174k€98k▼
Amounts receivable within one year40/41€69k€37k▼
Trade receivables40€32k€23k▼
Other amounts receivable41€37k€14k▼
Cash at bank and in hand54/58€101k€59k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€939k€830k▼
Equity10/15€374k€316k▼
Contributions10/11€20k€20k=
Reserves13€354k€296k▼
Distributable reserves133€354k€296k▼
Amounts payable17/49€565k€514k▼
Amounts payable after more than one year17€472k€406k▼
Financial debts170/4€472k€406k▼
Amounts payable within one year42/48€93k€109k▲
Current portion of amounts payable after more than one year42€65k€65k▲
Trade debts44€12k€8k▼
Suppliers440/4€12k€8k▼
Taxes, remuneration and social security45€16k€32k▲
Taxes450/3€16k€30k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€0€4k▲
Income statement
Code20242025
Non-recurring operating income76A€6k-
Remuneration, social security and pensions62€12k€717▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€33k▼
Other operating charges640/8€28k€6k▼
Gross operating margin9900€166k€370k▲
Operating profit (loss)9901€90k€330k▲
Financial income75/76B€56€218▲
Recurring financial income75€56€218▲
Financial charges65/66B€13k€12k▼
Recurring financial charges65€12k€12k▼
Non-recurring financial charges66B€84-
Profit (loss) for the period before taxes9903€77k€318k▲
Income taxes67/77€15k€77k▲
Profit (loss) for the period9904€62k€242k▲
Profit (loss) for the period to be appropriated9905€62k€242k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€242k▲
Transfer from equity791/2€125k€300k▲
Transfer to equity691/2€62k€242k▲
To other reserves6921€62k€242k▲
Profit to be distributed694/7€125k€300k▲
Return on contributions (dividend)694€125k€300k▲
Social balance
Average headcount (FTE)90874.60.0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2020net €242k ▲287%
Operating result €330k, net result €242k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €62k ▼70.5%
Net result drops to €62k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €324k ▲89.8%
3 profitable years in a row build equity to €324k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €171k ▲63%
2 profitable years in a row build equity to €171k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eeklo · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Balgerhoeke 1549900 EekloGround area
306 m²
Building footprint
285 m²
Volume, LiDAR
1,411 m³
Parcel 43005A0469/00D002, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Berts Bakkerij
since 20192.296.573.978
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43005A0469/00D002 | Flanders | 306 m² | 1 · 284 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 162 EUR awarded · 338 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 176 EUR |
| 2022 | 1 | 162 EUR | 162 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 37,701 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.