THOMAS
ActiveSummary
THOMAS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of THOMAS were filed more than 90 days after the deadline. The 2024 annual accounts show negative equity (-€108,463) and a net result of -€27,535. Equity is shrinking by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 9866 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9866 sector peers (2024).
NBB · sector comparisonPosition among 9866 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-11-2025, 111 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
111 d late
2023
334 d late
2022
700 d late
2021
1065 d late
2020
1430 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 622 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Strikeout withdrawn
History
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Financials · fiscal year 2024, micro schema
Equity
-€108,463▼ 34.0%
2023 · -€80,929
Net result
-€27,535▼ 2,045%
2023 · -€1,284
Total assets
€355,940▼ 5.9%
2023 · €378,235
Solvency
-30.5%▼ 9.1pp
2023 · -21.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€18,797€22,726-€35,794-€755▲ 97.9%-€25,780▼ 3,316%
Net result-€20,876below the sector's middle half€20,998within the sector's middle half-€38,329below the sector's middle half-€1,284below the sector's middle half▲ 96.7%-€27,535below the sector's middle half▼ 2,045%
Equity-€62,313below the sector's middle half▼ 50.4%-€41,315below the sector's middle half▲ 33.7%-€79,645below the sector's middle half▼ 92.8%-€80,929below the sector's middle half▼ 1.6%-€108,463below the sector's middle half▼ 34.0%
Total assets€273,028within the sector's middle half▼ 16.1%€523,322within the sector's middle half▲ 91.7%€460,119within the sector's middle half▼ 12.1%€378,235within the sector's middle half▼ 17.8%€355,940within the sector's middle half▼ 5.9%
Debt€335,342▼ 8.6%€564,637▲ 68.4%€539,764▼ 4.4%€459,163▼ 14.9%€464,404▲ 1.1%
Working capital€1,846-€13,281-€64,104▼ 383%-€115,433▼ 80.1%-€146,535▼ 26.9%
Solvency-22.8%below the sector's middle half▼ 10.1pp-7.9%below the sector's middle half▲ 14.9pp-17.3%below the sector's middle half▼ 9.4pp-21.4%below the sector's middle half▼ 4.1pp-30.5%below the sector's middle half▼ 9.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25,780 in 2024 against €755 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €355,940
Fixed assets
€50,029 ▲ 45.0%
Current assets
€305,911 ▼ 11.0%
Key figures and ratios
ROA
-7.7%▼
2023 · -0.3%
Debt ≤ 1 year
€452,447▼
2023 · €459,163
Debt > 1 year
€11,957
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €500 | - | €1,653 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,287 | €13,282 | €17,346 | €16,329 | €15,449 | ▼ 5.4% |
| Other operating charges640/8 | €1,517 | €687 | €1,736 | €2,617 | €528 | ▼ 79.8% |
| Non-recurring operating charges66A | - | €7,632 | - | - | - | - |
| Gross operating margin9900 | -€3,993 | €44,327 | -€16,712 | €18,191 | -€9,804 | ▼ 154% |
| Operating profit (loss)9901 | -€18,797 | €22,726 | -€35,794 | -€755 | -€25,780 | ▼ 3,316% |
| Financial income75/76B | - | €0 | - | - | - | - |
| Recurring financial income75 | - | €0 | - | - | - | - |
| Financial charges65/66B | €2,079 | €1,729 | €2,536 | €529 | €1,754 | ▲ 232% |
| Recurring financial charges65 | €2,079 | €1,729 | €2,536 | €529 | €1,754 | ▲ 232% |
| Profit (loss) for the period before taxes9903 | -€20,876 | €20,998 | -€38,329 | -€1,284 | -€27,535 | ▼ 2,045% |
| Profit (loss) for the period9904 | -€20,876 | €20,998 | -€38,329 | -€1,284 | -€27,535 | ▼ 2,045% |
| Profit (loss) for the period to be appropriated9905 | -€20,876 | €20,998 | -€38,329 | -€1,284 | -€27,535 | ▼ 2,045% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €273,028 | €523,322 | €460,119 | €378,235 | €355,940 | ▼ 5.9% |
| Fixed assets21/28 | €23,562 | €60,223 | €50,833 | €34,504 | €50,029 | ▲ 45.0% |
| Intangible fixed assets21 | €1,191 | - | - | - | - | - |
| Tangible fixed assets22/27 | €22,371 | €60,223 | €50,833 | €34,504 | €50,029 | ▲ 45.0% |
| Plant, machinery and equipment23 | €3,719 | €2,231 | €992 | - | - | - |
| Furniture and vehicles24 | €14,814 | €39,817 | €34,219 | €21,435 | €39,512 | ▲ 84.3% |
| Other tangible fixed assets26 | €3,838 | €18,174 | €15,622 | €13,069 | €10,517 | ▼ 19.5% |
| Current assets29/58 | €249,467 | €463,098 | €409,286 | €343,730 | €305,911 | ▼ 11.0% |
| Stocks and contracts in progress3 | €109,755 | €109,755 | €109,755 | €109,755 | €12,000 | ▼ 89.1% |
| Stocks30/36 | €109,755 | €109,755 | €109,755 | €109,755 | €12,000 | ▼ 89.1% |
| Amounts receivable within one year40/41 | €124,794 | €111,097 | €199,868 | €196,139 | €7,102 | ▼ 96.4% |
| Trade receivables40 | €121,311 | €107,404 | €198,487 | €195,387 | €6,833 | ▼ 96.5% |
| Other amounts receivable41 | €3,482 | €3,693 | €1,381 | €753 | €268 | ▼ 64.3% |
| Cash at bank and in hand54/58 | €14,918 | €65,838 | €40,154 | €21,106 | €283,355 | ▲ 1,243% |
| Deferred charges and accrued income490/1 | - | €176,408 | €59,509 | €16,730 | €3,455 | ▼ 79.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €273,028 | €523,322 | €460,119 | €378,235 | €355,940 | ▼ 5.9% |
| Equity10/15 | -€62,313 | -€41,315 | -€79,645 | -€80,929 | -€108,463 | ▼ 34.0% |
| Contributions10/11 | €183,600 | €183,600 | €183,600 | €183,600 | €183,600 | = |
| Profit (loss) carried forward14 | -€245,913 | -€224,915 | -€263,245 | -€264,529 | -€292,063 | ▼ 10.4% |
| Amounts payable17/49 | €335,342 | €564,637 | €539,764 | €459,163 | €464,404 | ▲ 1.1% |
| Amounts payable after more than one year17 | €87,722 | €88,257 | €66,374 | - | €11,957 | - |
| Financial debts170/4 | €87,722 | €88,257 | €66,374 | - | €11,957 | - |
| Amounts payable within one year42/48 | €247,620 | €476,380 | €473,390 | €459,163 | €452,447 | ▼ 1.5% |
| Current portion of amounts payable after more than one year42 | €61,485 | - | - | - | €13,830 | - |
| Trade debts44 | €10,403 | - | - | - | €7,823 | - |
| Suppliers440/4 | €10,403 | - | - | - | €7,823 | - |
| Taxes, remuneration and social security45 | - | - | - | €2,804 | €1,096 | ▼ 60.9% |
| Taxes450/3 | - | - | - | €2,804 | €1,096 | ▼ 60.9% |
| Other amounts payable47/48 | €175,731 | €476,380 | €473,390 | €456,360 | €429,697 | ▼ 5.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€20,876 | €20,998 | -€38,329 | -€1,284 | -€27,535 | ▼ 2,045% |
| + Depreciation and write-downs630 | €13,287 | €13,282 | €17,346 | €16,329 | €15,449 | ▼ 5.4% |
| Operating cash flow (approximation) | -€7,589 | €34,280 | -€20,984 | €15,045 | -€12,086 | ▼ 180% |
| Investment in fixed assets (approximation) | - | -€49,943 | -€7,956 | €0 | -€30,973 | - |
| Change in cash | - | €50,920 | -€25,683 | -€19,048 | €262,249 | ▲ 1,477% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
19-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 111 days late
11-07
KBO administration
Strikeout withdrawn
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 334 days late
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 700 days late
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1065 days late
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1430 days late
2021
31-12
Financial
Back to profitnet €20,998
Net result €20,998 after one loss-making year.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 212 days late
2019
31-12
Financial
Back to profitnet €53,992
Net result €53,992 after one loss-making year.
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2005
Ground area
2,270 m²
Building footprint
184 m²
Volume, LiDAR
1,096 m³
Parcel 46016C0615/00C000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
THOMAS
since 20052.146.934.553
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016C0615/00C000 | Flanders | 2,270 m² | 1 · 184 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-04-2005
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
47811Retail sale of cars and light vans (up to 3.5 tonnes)
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID
0208:0873428481
Also
9925:BE0873428481
Registered
02-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.