Summary
CHARTWELL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €62,174 and a net result of €24,072. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 54% of 8091 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
84 d early
2024
12 d late
2023
6 d early
2022
56 d early
2021
25 d early
2020
37 d early
2019
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€62,174▼ 51.5%
2024 · €128,324
Net result
€24,072
2024 · -€18,036
Total assets
€111,146▼ 28.8%
2024 · €155,996
Solvency
55.9%▼ 26.3pp
2024 · 82.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€37,241▼ 54.8%-€6,553€64,501-€11,592€48,639
Net result€18,111within the sector's middle half▼ 63.6%-€2,409below the sector's middle half€39,409within the sector's middle half-€18,036below the sector's middle half€24,072within the sector's middle half
Equity€159,360within the sector's middle half▲ 12.8%€156,952within the sector's middle half▼ 1.5%€146,360within the sector's middle half▼ 6.7%€128,324within the sector's middle half▼ 12.3%€62,174within the sector's middle half▼ 51.5%
Total assets€271,983within the sector's middle half▲ 11.7%€258,344within the sector's middle half▼ 5.0%€178,355within the sector's middle half▼ 31.0%€155,996within the sector's middle half▼ 12.5%€111,146below the sector's middle half▼ 28.8%
Debt€112,623▲ 10.3%€101,392▼ 10.0%€31,995▼ 68.4%€27,671▼ 13.5%€48,972▲ 77.0%
Working capital€225,137above the sector's middle half▲ 9.6%€224,299above the sector's middle half▼ 0.4%€140,278within the sector's middle half▼ 37.5%€120,666within the sector's middle half▼ 14.0%€56,826within the sector's middle half▼ 52.9%
Solvency58.6%within the sector's middle half▲ 0.6pp60.8%within the sector's middle half▲ 2.2pp82.1%above the sector's middle half▲ 21.3pp82.3%above the sector's middle half▲ 0.2pp55.9%within the sector's middle half▼ 26.3pp
Current ratio6.98above the sector's middle half▼ 1.599.50above the sector's middle half▲ 2.515.38above the sector's middle half▼ 4.115.36above the sector's middle half▼ 0.022.16within the sector's middle half▼ 3.20
Return on assets (ROA)6.7%within the sector's middle half▼ 13.8pp-0.9%below the sector's middle half▼ 7.6pp22.1%within the sector's middle half▲ 23.0pp-11.6%below the sector's middle half▼ 33.7pp21.7%within the sector's middle half▲ 33.2pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €48,639 after a loss of €11,592 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111,146
Fixed assets
€5,348 ▼ 30.2%
Current assets
€105,798 ▼ 28.7%
Equity and liabilities €111,146
Equity
€62,174 ▼ 51.5%
Debt
€48,972 ▲ 77.0%
Debt's share of the balance-sheet total rises from 17.7% to 44.1%. Equity is lower and debt is higher.
Key figures and ratios
ROE
38.7%▲
2024 · -14.1%
Debt ≤ 1 year
€48,972▲
2024 · €27,671
Income taxes
€21,054▲
2024 · €5,930
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,571 | €1,571 | €1,571 | €1,640 | €2,311 | ▲ 40.9% |
| Other operating charges640/8 | €553 | €594 | €557 | €594 | €15,855 | ▲ 2,568% |
| Gross operating margin9900 | €39,365 | -€4,388 | €66,629 | -€9,357 | €66,806 | ▲ 814% |
| Operating profit (loss)9901 | €37,241 | -€6,553 | €64,501 | -€11,592 | €48,639 | ▲ 520% |
| Financial income75/76B | - | - | €3 | €59 | €3 | ▼ 95.0% |
| Recurring financial income75 | - | - | €3 | €59 | €3 | ▼ 95.0% |
| Financial charges65/66B | €2,756 | €2,920 | €2,960 | €573 | €3,517 | ▲ 514% |
| Recurring financial charges65 | €2,756 | €2,920 | €2,960 | €573 | €3,517 | ▲ 514% |
| Profit (loss) for the period before taxes9903 | €34,485 | -€9,473 | €61,544 | -€12,106 | €45,125 | ▲ 473% |
| Income taxes67/77 | €16,374 | -€7,064 | €22,136 | €5,930 | €21,054 | ▲ 255% |
| Profit (loss) for the period9904 | €18,111 | -€2,409 | €39,409 | -€18,036 | €24,072 | ▲ 233% |
| Transfer from tax-exempt reserves789 | €5,770 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €23,881 | -€2,409 | €39,409 | -€18,036 | €24,072 | ▲ 233% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €271,983 | €258,344 | €178,355 | €155,996 | €111,146 | ▼ 28.8% |
| Fixed assets21/28 | €9,224 | €7,653 | €6,082 | €7,659 | €5,348 | ▼ 30.2% |
| Tangible fixed assets22/27 | €7,724 | €6,153 | €4,582 | €6,159 | €3,848 | ▼ 37.5% |
| Plant, machinery and equipment23 | - | - | - | €3,148 | €2,342 | ▼ 25.6% |
| Furniture and vehicles24 | €195 | €130 | €65 | - | - | - |
| Other tangible fixed assets26 | €7,529 | €6,023 | €4,517 | €3,011 | €1,506 | ▼ 50.0% |
| Financial fixed assets28 | €1,500 | €1,500 | €1,500 | €1,500 | €1,500 | = |
| Current assets29/58 | €262,759 | €250,691 | €172,273 | €148,337 | €105,798 | ▼ 28.7% |
| Amounts receivable within one year40/41 | €70,048 | €73,326 | €87,512 | €107,173 | €83,193 | ▼ 22.4% |
| Trade receivables40 | €70,029 | €73,326 | €87,512 | €106,889 | €82,910 | ▼ 22.4% |
| Other amounts receivable41 | €19 | - | - | €284 | €284 | = |
| Cash at bank and in hand54/58 | €192,711 | €177,365 | €84,761 | €41,164 | €21,136 | ▼ 48.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,469 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €271,983 | €258,344 | €178,355 | €155,996 | €111,146 | ▼ 28.8% |
| Equity10/15 | €159,360 | €156,952 | €146,360 | €128,324 | €62,174 | ▼ 51.5% |
| Contributions10/11 | €25,000 | €25,000 | - | - | - | - |
| Reserves13 | €134,360 | €131,952 | €146,360 | €129,631 | €62,174 | ▼ 52.0% |
| Non-distributable reserves130/1 | €2,500 | €2,500 | - | - | - | - |
| Reserves not available under the articles1311 | €2,500 | €2,500 | - | - | - | - |
| Distributable reserves133 | €131,860 | €129,452 | €146,360 | €129,631 | €62,174 | ▼ 52.0% |
| Profit (loss) carried forward14 | - | - | - | -€1,307 | - | - |
| Amounts payable17/49 | €112,623 | €101,392 | €31,995 | €27,671 | €48,972 | ▲ 77.0% |
| Amounts payable after more than one year17 | €75,000 | €75,000 | - | - | - | - |
| Financial debts170/4 | €75,000 | €75,000 | - | - | - | - |
| Amounts payable within one year42/48 | €37,623 | €26,392 | €31,995 | €27,671 | €48,972 | ▲ 77.0% |
| Trade debts44 | €4,445 | - | €3,663 | €103 | €9,501 | ▲ 9,137% |
| Suppliers440/4 | €4,445 | - | €3,663 | €103 | €9,501 | ▲ 9,137% |
| Taxes, remuneration and social security45 | €23,153 | €16,908 | €22,321 | €18,409 | €29,074 | ▲ 57.9% |
| Taxes450/3 | €23,153 | €16,908 | €22,321 | €18,409 | €29,074 | ▲ 57.9% |
| Other amounts payable47/48 | €10,024 | €9,484 | €6,011 | €9,159 | €10,397 | ▲ 13.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,111 | -€2,409 | €39,409 | -€18,036 | €24,072 | ▲ 233% |
| + Depreciation and write-downs630 | €1,571 | €1,571 | €1,571 | €1,640 | €2,311 | ▲ 40.9% |
| Operating cash flow (approximation) | €19,681 | -€838 | €40,979 | -€16,395 | €26,383 | ▲ 261% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€3,217 | €0 | ▲ 100% |
| Change in cash | - | -€15,346 | -€92,604 | -€43,597 | -€20,029 | ▲ 54.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €24,072
Net result €24,072 after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Weakest financial yearnet -€18,036
Net result drops to -€18,036, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €39,409
Net result €39,409 after one loss-making year.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150,000Eq €159,360 ▲12.8%
4 profitable years in a row build equity to €159,360.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €49,754 ▲267%
Operating result €82,479, net result €49,754, both a record.
31-12
Financial
Equity above €100,000Eq €141,250 ▲54.4%
3 profitable years in a row build equity to €141,250.
Show earlier events
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2006
Ground area
5,588 m²
Building footprint
413 m²
Volume, LiDAR
2,224 m³
Parcel 11008A0105/00G002, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Chartwell
since 20062.155.586.161
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008A0105/00G002 | Flanders | 5,588 m² | 1 · 413 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 11,080 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-07-2006
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
93121Football clubs
93199Other sports activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0882506196
Also
9925:BE0882506196
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.