Peefra
ActiveSummary
Peefra is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show negative equity (-€378,045) and a net result of €46,939. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 133 sector peers (fiscal year 2026). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 133 sector peers (2026).
NBB · sector comparisonPosition among 133 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 03-09-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
58 d early
2025
42 d early
2024
50 d early
2023
46 d early
2022
52 d early
2021
30 d early
2020
40 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 11 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-03-2027 close31-10-2027 deadline
History
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Financials · fiscal year 2026, micro schema
Equity
-€378,045▲ 0.2%
2025 · -€378,984
Net result
€46,939▲ 32.2%
2025 · €35,502
Total assets
€96,848▼ 44.5%
2025 · €174,610
Solvency
-390.3%▼ 173.3pp
2025 · -217.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€37,222▲ 508%€184,678▲ 396%-€12,151€36,100€54,574▲ 51.2%
Net result€22,074within the sector's middle half▲ 262%€165,576above the sector's middle half▲ 650%-€82,478below the sector's middle half€35,502within the sector's middle half€46,939▲ 32.2%
Equity-€462,584below the sector's middle half▲ 4.6%-€297,008below the sector's middle half▲ 35.8%-€379,486below the sector's middle half▼ 27.8%-€378,984below the sector's middle half▲ 0.1%-€378,045▲ 0.2%
Total assets€200,829within the sector's middle half▲ 77.7%€345,848within the sector's middle half▲ 72.2%€132,616within the sector's middle half▼ 61.7%€174,610within the sector's middle half▲ 31.7%€96,848▼ 44.5%
Debt€663,413▲ 11.0%€642,855▼ 3.1%€512,102▼ 20.3%€553,594▲ 8.1%€474,893▼ 14.2%
Working capital-€97,281below the sector's middle half▲ 54.4%€73,282within the sector's middle half€98,709within the sector's middle half▲ 34.7%€99,210within the sector's middle half▲ 0.5%-€378,045
Solvency-230.3%below the sector's middle half▲ 198.6pp-85.9%below the sector's middle half▲ 144.5pp-286.2%below the sector's middle half▼ 200.3pp-217.0%below the sector's middle half▲ 69.1pp-390.3%▼ 173.3pp
Current ratio0.51below the sector's middle half▲ 0.451.43within the sector's middle half▲ 0.923.91within the sector's middle half▲ 2.482.32within the sector's middle half▼ 1.600.20▼ 2.11
Return on assets (ROA)11.0%within the sector's middle half▲ 5.6pp47.9%above the sector's middle half▲ 36.9pp-62.2%below the sector's middle half▼ 110.1pp20.3%within the sector's middle half▲ 82.5pp48.5%▲ 28.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2024 the operating result has climbed two years in a row; 2026 is 51% above 2025.
Key figures and ratios
Debt ≤ 1 year
€474,893▲
2025 · €75,400
Debt > 1 year
€0▼
2025 · €478,194
Income taxes
€484▼
2025 · €526
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €1,416 | €3,642 | €1,134 | €206 | €599 | ▲ 191% |
| Gross operating margin9900 | €38,638 | €188,320 | -€11,017 | €36,305 | €55,174 | ▲ 52.0% |
| Operating profit (loss)9901 | €37,222 | €184,678 | -€12,151 | €36,100 | €54,574 | ▲ 51.2% |
| Financial income75/76B | €0 | €0 | €0 | €0 | - | - |
| Recurring financial income75 | €0 | €0 | €0 | €0 | - | - |
| Financial charges65/66B | €15,148 | €15,775 | €70,327 | €72 | €7,151 | ▲ 9,832% |
| Recurring financial charges65 | €15,148 | €15,775 | -€13,526 | €72 | €7,151 | ▲ 9,832% |
| Non-recurring financial charges66B | - | - | €83,853 | €0 | - | - |
| Profit (loss) for the period before taxes9903 | €22,074 | €168,904 | -€82,478 | €36,028 | €47,423 | ▲ 31.6% |
| Income taxes67/77 | - | €3,327 | €0 | €526 | €484 | ▼ 8.0% |
| Profit (loss) for the period9904 | €22,074 | €165,576 | -€82,478 | €35,502 | €46,939 | ▲ 32.2% |
| Profit (loss) for the period to be appropriated9905 | €22,074 | €165,576 | -€82,478 | €35,502 | €46,939 | ▲ 32.2% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €200,829 | €345,848 | €132,616 | €174,610 | €96,848 | ▼ 44.5% |
| Fixed assets21/28 | €101,299 | €101,299 | €0 | - | - | - |
| Financial fixed assets28 | €101,299 | €101,299 | €0 | - | - | - |
| Current assets29/58 | €99,530 | €244,549 | €132,616 | €174,610 | €96,848 | ▼ 44.5% |
| Amounts receivable within one year40/41 | €99,464 | €244,544 | €132,585 | €174,580 | €36,790 | ▼ 78.9% |
| Trade receivables40 | €20,750 | €128,750 | €132,250 | €132,250 | €0 | ▼ 100% |
| Other amounts receivable41 | €78,714 | €115,794 | €335 | €42,330 | €36,790 | ▼ 13.1% |
| Cash at bank and in hand54/58 | €67 | €5 | €30 | €30 | €58 | ▲ 94.0% |
| Deferred charges and accrued income490/1 | - | - | - | - | €60,000 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €200,829 | €345,848 | €132,616 | €174,610 | €96,848 | ▼ 44.5% |
| Equity10/15 | -€462,584 | -€297,008 | -€379,486 | -€378,984 | -€378,045 | ▲ 0.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €3,600 | €3,600 | €3,600 | €3,600 | €3,600 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €1,740 | €1,740 | €3,600 | €3,600 | €3,600 | = |
| Profit (loss) carried forward14 | -€484,783 | -€319,207 | -€401,685 | -€401,184 | -€400,245 | ▲ 0.2% |
| Amounts payable17/49 | €663,413 | €642,855 | €512,102 | €553,594 | €474,893 | ▼ 14.2% |
| Amounts payable after more than one year17 | €466,601 | €471,589 | €478,194 | €478,194 | €0 | ▼ 100% |
| Financial debts170/4 | €466,601 | €471,589 | €478,194 | €478,194 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €196,812 | €171,267 | €33,907 | €75,400 | €474,893 | ▲ 530% |
| Trade debts44 | €55,325 | €40,506 | €33,907 | €34,042 | €1,539 | ▼ 95.5% |
| Suppliers440/4 | €55,325 | €40,506 | €33,907 | €34,042 | €1,539 | ▼ 95.5% |
| Taxes, remuneration and social security45 | €13,352 | €46,510 | €0 | €7,678 | €27,297 | ▲ 256% |
| Taxes450/3 | €13,352 | €46,510 | €0 | €7,678 | €27,297 | ▲ 256% |
| Other amounts payable47/48 | €128,135 | €84,252 | €0 | €33,680 | €446,057 | ▲ 1,224% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,074 | €165,576 | -€82,478 | €35,502 | €46,939 | ▲ 32.2% |
| Operating cash flow (approximation) | €22,074 | €165,576 | -€82,478 | €35,502 | €46,939 | ▲ 32.2% |
| Investment in fixed assets (approximation) | - | €0 | €101,299 | - | - | - |
| Change in cash | - | -€61 | €25 | -€1 | €28 | ▲ 4,414% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €35,502
Net result €35,502 after one loss-making year.
2024
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 3.91
Current ratio from 1.43 to 3.91; short-term debt falls from €171,267 to €33,907.
2023
15-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €165,576 ▲650%
Operating result €184,678, net result €165,576, both a record.
31-03
Financial
Liquidity triplescurrent ratio 1.43
Current ratio from 0.51 to 1.43; short-term debt falls from €196,812 to €171,267.
2022
09-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
01-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €6,090
Net result €6,090 after 2 loss-making years.
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
11-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2005
Ground area
856 m²
Building footprint
717 m²
Volume, LiDAR
3,643 m³
Parcel 11016A0271/00H000, Flanders · tallest building 12.6 m, ±1 floor. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Peefra
since 20052.148.445.179
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016A0271/00H000 | Flanders | 856 m² | 1 · 717 m² | 12.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-03-2023 list no shareholders, and no other source names one.
Holdings 1
-
95%
According to the annual accounts to 31-03-2023 of Peefra and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-07-2005
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0875097871
Also
9925:BE0875097871
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.