MoJa Consulting
ActiveMoJa Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €87k and a net result of €26k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 7974 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
14 d early
2023
12 d early
2022
3 d early
2021
31 d early
2020
3 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▲ 41.7%
2024 · €61k
2018: €39k
2019: €35k
2020: €21k
2021: €51k
2022: €43k
2023: €49k
2024: €61k
2018 → 2025
Net result
€26k▲ 98.6%
2024 · €13k
2018: €6k
2019: €-4k
2020: €-13k
2021: €30k
2022: €19k
2023: €20k
2024: €13k
2018 → 2025
Total assets
€106k▲ 2.2%
2024 · €104k
2018: €123k
2019: €114k
2020: €131k
2021: €131k
2022: €107k
2023: €115k
2024: €104k
2018 → 2025
Solvency
81.9%▲ 22.8pp
2024 · 59.1%
2018: 31.7%
2019: 30.3%
2020: 16.3%
2021: 38.9%
2022: 39.8%
2023: 42.3%
2024: 59.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€43k▼ 16.6%€49k▲ 14.1%€61k▲ 26.5%€87k▲ 41.7%
Operating result€42k-€31k▼ 24.9%€33k▲ 7.4%€25k▼ 25.9%€40k▲ 63.3%
Net result€30k-€19k▼ 37.7%€20k▲ 7.9%€13k▼ 35.6%€26k▲ 98.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 63% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€11k▼ 16.3%
Current assets
€96k▲ 4.8%
Equity and liabilities €106k
Equity
€87k▲ 41.7%
Debt
€19k▼ 54.7%
The debt ratio falls from 40.9% to 18.1%: equity grows while debt is paid down.
Key figures and ratios
Solvency
81.9%▲
2024 · 59.1%
ROE
29.4%▲
2024 · 21.0%
ROA
24.1%▲
2024 · 12.4%
Debt
€19k▼
2024 · €43k
Debt ≤ 1 year
€19k▼
2024 · €34k
Debt > 1 year
€0▼
2024 · €8k
Income taxes
€13k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€106k▲
Fixed assets21/28€13k€11k▼
Tangible fixed assets22/27€11k€9k▼
Plant, machinery and equipment23€789€647▼
Furniture and vehicles24€270€0▼
Other tangible fixed assets26€10k€8k▼
Financial fixed assets28€2k€2k=
Current assets29/58€91k€96k▲
Amounts receivable after more than one year29€17k€9k▼
Other amounts receivable291€17k€9k▼
Amounts receivable within one year40/41€27k€30k▲
Trade receivables40€16k€18k▲
Other amounts receivable41€11k€12k▲
Current investments50/53€0-
Cash at bank and in hand54/58€46k€56k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€104k€106k▲
Equity10/15€61k€87k▲
Contributions10/11€6k€6k=
Reserves13€67k€92k▲
Distributable reserves133€67k€92k▲
Profit (loss) carried forward14€-11k€-11k=
Amounts payable17/49€43k€19k▼
Amounts payable after more than one year17€8k€0▼
Financial debts170/4€8k€0▼
Amounts payable within one year42/48€34k€19k▼
Current portion of amounts payable after more than one year42€16k€8k▼
Financial debts43€2k€2k▼
Credit institutions430/8€2k€2k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▼
Other amounts payable47/48€9k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€663€2k▲
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€31k€45k▲
Operating profit (loss)9901€25k€40k▲
Financial income75/76B€60€351▲
Recurring financial income75€60€351▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€22k€38k▲
Income taxes67/77€9k€13k▲
Profit (loss) for the period9904€13k€26k▲
Profit (loss) for the period to be appropriated9905€13k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€14k▲
Profit (loss) brought forward from the previous period14P€-11k€-11k=
Transfer from equity791/2€0-
Transfer to equity691/2€13k€26k▲
To other reserves6921€13k€26k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €30k
Net result €30k after 2 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 6.05
Current ratio from 2.37 to 6.05.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Margote 117A9260 WichelenGround area
731 m²
Building footprint
144 m²
Volume, LiDAR
778 m³
Parcel 42026B0437/00F000, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MojA Consulting
since 20072.162.409.617
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42026B0437/00F000 | Flanders | 731 m² | 1 · 144 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 433 EUR awarded · 432 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 148 EUR | 147 EUR |
| 2023 | 1 | 119 EUR | 119 EUR |
| 2022 | 1 | 166 EUR | 166 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 11,934 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2007
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.