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THE BUILDING

Active
Private limited companyfounded 20251 yr activeVaartkom 41, 3000 Leuven, BelgiumKBO/BCE: BE 1020.964.194

THE BUILDING has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €470. Its solvency ranks better than 16% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
50 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability44
Solvency30
Growth-
Track record67
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 6974 sector peers (2025).
NBB · sector comparison
Position among 6974 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
24 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€2k
Total assets
€40k
Net result
€470
Working capital
€-7k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €40k
Fixed assets €35k
Current assets €5k
Equity and liabilities €40k
Equity €2k
Debt €38k
Debt finances 94.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€5k
Cash flow
€3k
Solvency
5.2%
Current ratio
0.43
Quick ratio
0.43
Debt / equity
18.28
ROE
22.7%
ROA
1.2%
Interest coverage
2.81
Debt
€38k
Debt ≤ 1 year
€13k
Debt > 1 year
€25k
Income taxes
€156
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€40k
Fixed assets21/28€35k
Intangible fixed assets21€35k
Current assets29/58€5k
Amounts receivable within one year40/41€630
Other amounts receivable41€630
Cash at bank and in hand54/58€775
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€40k
Equity10/15€2k
Contributions10/11€2k
Profit (loss) carried forward14€470
Amounts payable17/49€38k
Amounts payable after more than one year17€25k
Financial debts170/4€25k
Amounts payable within one year42/48€13k
Current portion of amounts payable after more than one year42€7k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€436
Taxes450/3€436
Other amounts payable47/48€3k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€450
Gross operating margin9900€6k
Operating profit (loss)9901€3k
Financial income75/76B€17
Recurring financial income75€17
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€626
Income taxes67/77€156
Profit (loss) for the period9904€470
Profit (loss) for the period to be appropriated9905€470
Appropriation of the result
Profit (loss) to be appropriated9906€470

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vaartkom 413000 Leuven
Ground area
3,246 m²
Building footprint
719 m²
Volume, LiDAR
9,491 m³
2 parcels, Flanders · tallest building 30.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Bram Vanderlinden
Parkheidestraat 3, 3128 TremeloIntermediation services for non-specialised retail
since 20252.372.649.593
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24006C0318/00F000 Flanders 2,740 m² 1 · 229 m² -
24062A0079/00H000
ProtectedMonumentMaalderijen J. Vandenbergh: silo en opslagplaatsSource ↗
Flanders 505 m² 1 · 489 m² 30.3 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Of 9,857 companies in sector 73110 we hold annual accounts for 3,754. 846 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-03-2025
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
47120Other non-specialised retail sale
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:bram.vanderlinden@telenet.be
Establishment Tremelo 2.372.649.593