Financials
- Financial year
- 2025
- Total assets
- €39,362
- Profit
- €2,183
- Solvency
- 56.4%
SJ9 atelier
ActiveSummary
SJ9 atelier has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,183 and a net result of €2,183. Its solvency ranks better than 53% of 8,530 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Advertising agencies
NACE 73110
1 site
Size
€39,362total assets 2025
- Equity
- €22,183
- Profit
- €2,183
Turnover not published (micro format)
Structure
- JOIRIS Stéphane François FernandDirector
- PEREIRA Marie CristineDirector
Accounts 14 days early
Why 92raises riskSize: total assets €39,362Founded in 2025lowers riskLiquidity: current ratio 1.86, cash €30,126Sector: Advertising, market research and public relations activities (NACE 73)Show the evidence
Checked score
Score 2025
92
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 58% of its sector peers (NACE 73, micro)
Financial strength
Strong
Solvency
81
equity 56.4% of total assets
Liquidity
79
short-term debt 43.6% · cash 76.5%
Profitability
76
return on assets 5.5%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 0.1%lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026highest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.86, above the usual 1.5; short-term debt: 43.6% and cash: 76.5% of total assets), and 43.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 55% on solvency, 71% on liquidity and 47% on profitability.
The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
14 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: JOIRIS Stéphane François Fernand…
Key points
By topic
Board & ownership
- Board
- 2 members
- JOIRIS Stéphane François FernandDirector
- PEREIRA Marie CristineDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Advertising agenciesNACE 73110
- Founded
- 18-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 29
- Annual meeting
- Fourth Friday of May at 18:00
- Purpose
- “Création de contenus numériques, visuels, audiovisuels, rédactionnels; Conception et…” (deed in French)
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