Turnover
≈ €170,000 estimated
The micro format states no turnover.
TEXIMA
Overview
Lifetime
3 annual accounts with figures on one time axispeak €14,442 (2025)
€14,442▲ €20,537
lowest -€6,535 (2024)
€12,633▲ €19,169
peak €17,091 (2025)
€17,091▲ 283%
€12,763▼ 34.9%
Board3 names since 2023
1 directorTEIXEIRA PINTO Manuel Joao
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from -€6,095 to €14,442Back to profit: €12,633Resignation: Mike LEVEKE (director) 22-05Equity from €4,458 to €17,091Debts from €19,606 to €12,763Cash from €4,872 to €2,541
Key points
from the 2025 annual accountsChecked score
52
Fair
Financially stronger than 73% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%lowest value
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.1%▲ +0.1 percentage points vs 04-2025
06-2025: 1.1%● unchanged vs 05-2025
07-2025: 1.2%▲ +0.1 percentage points vs 06-2025
08-2025: 1.6%▲ +0.4 percentage points vs 07-2025
09-2025: 2.8%▲ +1.2 percentage points vs 08-2025
10-2025: 2.8%● unchanged vs 09-2025
11-2025: 2.8%● unchanged vs 10-2025
12-2025: 2.8%● unchanged vs 11-2025
01-2026: 2.8%● unchanged vs 12-2025
02-2026: 2.8%● unchanged vs 01-2026
03-2026: 2.8%● unchanged vs 02-2026
04-2026: 3.0%▲ +0.2 percentage points vs 03-2026
05-2026: 3.0%● unchanged vs 04-2026
06-2026: 3.0%● unchanged vs 05-2026
07-2026: 3.2%▲ +0.2 percentage points vs 06-2026
08-2026: 3.8%▲ +0.6 percentage points vs 07-2026highest value
09-2026: 3.5%▼ -0.3 percentage points vs 08-2026
10-2026: 3.5%● unchanged vs 09-2026
11-2026: 3.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €29,854
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 66% of them on solvency, 37% on liquidity, 91% on profitability and 96% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as TEXIMA has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TEXIMA itself is higher: 3.5% within 12 months. It rests on far more data about TEXIMA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for TEXIMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.34 (1.23 in 2024), above the usual 1.5. Short-term debt is 42.8% and cash 8.5% of total assets. 42.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
31 days late
2024
25 days late
2023
6 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 21 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- TEIXEIRA PINTO Manuel Joao 50 sharesdeed of 09-06-2023
- LOPES VASCONCELOS de ALMEIDA Manuel Filipe 50 sharesdeed of 09-06-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0802506437
Resignation: Mike LEVEKE (director)
Director discharge: Mike LEVEKE · General meeting of 22-04-2025 · Gazette deed
Resignation: Manuel Filipe Lopes Vasconcelos de Almeida (director)
Appointment: Mike Levêke (director) · Director discharge: Manuel Filipe Lopes Vasconcelos de Almeida · General meeting of 14-12-2023 · Gazette deed
Incorporation
Founding capital of €4,000, 100 shares · Founders: TEIXEIRA PINTO Manuel Joao and LOPES VASCONCELOS de ALMEIDA Manuel Filipe · Appointment: TEIXEIRA PINTO Manuel Joao (director) · published on 09-06-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TEXIMA Sint-Pieters-Leeuw | €29,854 | €14,442 | 57.2% | - |
| LOVISTEA FINISSAGE Sint-Pieters-Leeuw | €32,819 | €13,776 | 66.7% | - |
| SNS GROUP Sint-Pieters-Leeuw | €32,939 | €14,353 | 77.9% | - |
| DP BUILDER Sint-Pieters-Leeuw | €30,902 | €16,987 | 49.7% | - |
| TEO CONSTRUCT Sint-Pieters-Leeuw | €31,158 | €18,167 | 71.7% | - |
| DRETO Tervuren | €29,764 | €13,839 | 68.7% | - |
| MB PROTECH Wezembeek-Oppem | €30,428 | €14,663 | 49.0% | - |
These companies have the same main activity as TEXIMA: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €29,800 and €32,900, founded in 2023.
Official details
Source: KBO- Status
- Active since 07-06-2023Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.346.509.0831600 Sint-Pieters-Leeuw, since 07-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 21-02-2026
Annual accounts 2025
- €14,442
- €12,633
- €17,091▲ 283%
- €29,854▲ 24.1%
- Filing
- Filed on 31-08-2026
Insights on TEXIMA
TEXIMA files the micro format. That format states no turnover. The gross margin rose from €9,026 in 2023 to €14,442 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€14,442
▲ €20,537
€14,014
▲ €20,472
€12,633
▲ €19,169
€17,091
▲ 283%
57.2%
▲ 38.7 percentage points
2.34
▲ 1.11
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €170,000. Estimated: probably between €90,000 and €310,000.
Balance sheet
balance sheet total €29,854 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
57.2%
Higher than 65% of 9,462 companies in 2025.
2.34
Higher than 65% of 9,210 companies in 2025.
42.3%
Higher than 91% of 9,282 companies in 2025.
TEXIMA
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
29,854 | 24,064 | 18,917 | |
29/58 |
29,854 | 24,064 | 18,917 | |
40/41 |
27,259 | 14,776 | 7,856 | |
40 |
18,073 | 11,500 | 4,888 | |
41 |
9,186 | 3,275 | 2,968 | |
54/58 |
2,541 | 4,872 | 9,311 | |
490/1 |
54 | 4,416 | 1,750 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
29,854 | 24,064 | 18,917 | |
10/15 |
17,091 | 4,458 | 10,993 | |
10/11 |
4,000 | 4,000 | 4,000 | |
14 |
13,091 | 458 | 6,993 | |
17/49 |
12,763 | 19,606 | 7,924 | |
42/48 |
12,763 | 19,606 | 7,924 | |
44 |
8,677 | 12,664 | 3,255 | |
440/4 |
8,677 | 12,664 | 3,255 | |
45 |
4,086 | 6,941 | 4,669 | |
450/3 |
2,086 | 2,691 | 2,669 | |
454/9 |
2,000 | 4,250 | 2,000 | |
| Income statement | ||||
9900 |
14,442 | -6,095 | 9,026 | |
640/8 |
429 | 363 | - | |
9901 |
14,014 | -6,458 | 9,026 | |
75/76B |
353 | 13 | - | |
75 |
353 | 13 | - | |
65/66B |
90 | 90 | 285 | |
65 |
90 | 90 | 285 | |
9903 |
14,276 | -6,535 | 8,742 | |
67/77 |
1,643 | - | 1,748 | |
9904 |
12,633 | -6,535 | 6,993 | |
9905 |
12,633 | -6,535 | 6,993 | |
| Appropriation of the result | ||||
9906 |
13,091 | 458 | 6,993 | |
14P |
458 | 6,993 | - | |
| Document | ||||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00508230.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| -2,330 | -4,439 | - | ||
| 17,091 | 4,458 | 10,993 | ||
| 57.2% | 18.5% | 58.1% | ||
| 2.34 | 1.23 | 2.39 | ||
| 0.75 | 4.40 | 0.72 | ||
| 73.9% | -146.6% | 63.6% | ||
| 42.3% | -27.2% | 37.0% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on TEXIMA
The operating result for 2025 is a profit of €14,014, after a loss of €6,458 in 2024. It is the highest result since 2023.
Debt's share of the balance-sheet total falls from 81.5% to 42.8%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, no change since 2025Director
appointed by deed of 09-06-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
Mandates through the years
3 names, the dashed line is todayTEIXEIRA PINTO Manuel Joao
Director
Director
Mike LEVEKE
Director
Director
BoardEarliermandate already running before its first mention
Mandates as a list
- TEIXEIRA PINTO Manuel Joao
- Director, from 07-06-2023 to date
- Mike LEVEKE
- Director, appointed by deed of 19-06-2024, until 22-05-2025
- Manuel Filipe Lopes Vasconcelos de Almeida
- Director, until 15-12-2023
Control
This company
TEXIMA
Equity €17,091
Profit €12,633 in 2025
Capital
- Contribution
- €4,000
- Shares
- 100
- Contribution per share
- €40
- Equity per share
- €171 in 2025
- Source
- deed of 09-06-2023
Articles of association
deed of 09-06-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 18:00
Shareholders
At incorporation
deed of 09-06-2023 ↗
- TEIXEIRA PINTO Manuel Joao 50 shares (50%) · €2,000
- LOPES VASCONCELOS de ALMEIDA Manuel Filipe 50 shares (50%) · €2,000
Network & group
No group
TEXIMA has no parent and no holdings in its annual accounts. TEIXEIRA PINTO Manuel Joao is the only director. TEXIMA shares no director with another company.
Timeline
Timeline
10 events since 2023Board
Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0802506437
2025
Back to profit net €12,633 The net result is €12,633, after one loss-making year.
Annual accounts 2024 filed PDFmicro format · 25 days late
Resignation: Mike LEVEKE (director)Director discharge: Mike LEVEKE · General meeting of 22-04-20253 points ▸
- General meeting, 22-04-2025
- Director resignation, Mike LEVEKE
- Director discharge, Mike LEVEKE
2024
Weakest financial year net -€6,535 The net result drops to -€6,535, the lowest from 2023 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 6 days late
Resignation: Manuel Filipe Lopes Vasconcelos de Almeida (director)Appointment: Mike Levêke (director) · Director discharge: Manuel Filipe Lopes Vasconcelos de Almeida · General meeting of 14-12-20234 points ▸
- General meeting, 14-12-2023
- Director resignation, Manuel Filipe Lopes Vasconcelos de Almeida
- Director discharge, Manuel Filipe Lopes Vasconcelos de Almeida
- Director appointment, Mike Levêke
2023
IncorporationFounding capital of €4,000, 100 shares · Founders: TEIXEIRA PINTO Manuel Joao and LOPES VASCONCELOS de ALMEIDA Manuel Filipe · Appointment: TEIXEIRA PINTO Manuel Joao (director) · published on 09-06-20236 points ▸
- Founder, TEIXEIRA PINTO Manuel Joao
- Founder, LOPES VASCONCELOS de ALMEIDA Manuel Filipe
- Founding capital, €4,000, 100 shares
- 100 shares
- Registered office clause, Joseph Depauwstraat 61, 1600 Sint-Pieters-Leeuw
- Director appointment, TEIXEIRA PINTO Manuel Joao
- The deed holds 4 more points.
First establishment Joseph Depauwstraat 61, Sint-Pieters-Leeuw
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
TEXIMA was incorporated on 7 June 2023 as a private limited company by two natural persons, with a starting capital of €4,000.12 TEIXEIRA PINTO Manuel Joao is director of the company, appointed by deed of 09-06-2023.2 Total assets rose from €18,917 in 2023 to €29,854 in 2025.3
Company details
Identity
- Enterprise number
- 0802.506.437
- VAT number
- BE 0802.506.437
- Peppol ID
- 0208:0802506437
- Other Peppol ID
- 9925:BE0802506437
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-06-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 18:00deed of 09-06-2023 (in Dutch)
- Peppol
- Reachable since 21-02-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- TEXIMA in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 09-06-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 09-06-2023 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
43310
Plastering work
Codes under NACEBEL 2008
41201
General construction of buildings main activity
41203
Construction of residential and non-residential buildings
43222
Specialised construction activities
43310
Plastering work
43995
Specialised construction activities
71111
Architectural and engineering activities; technical testing and analysis
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Afwerking van gebouwen,; Stukadoorswerk,het aanbrengen van pleister- en stukadoorswerk (inclusief het aanbrengen van een hechtgrond) aan de…”deed of 09-06-2023 (in Dutch)
39 activities
- Afwerking van gebouwen,
- Stukadoorswerk,het aanbrengen van pleister- en stukadoorswerk (inclusief het aanbrengen van een hechtgrond) aan de binnen- of buitenzijde van gebouwen en andere bouwwerken
- Plaatsen van vloer- en wandtegels: het plaatsen of aanbrengen in gebouwen en andere bouwwerken van: vloer- of wandtegels van keramische stoffen,beton of gehouwen steen
- Het aanbrengen van vloerbedekking en wandbekleding van terrazzo,marmer,graniet of lei-; de installatie van keramische kachels;
- Overige gespecialiseerde bouwwerkzaamheden;
- Dak-werkzaamheden;
- Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen;
- Schrijnwerk;
- Het plaatsen van buiten- of binnen-schrijnwerk van hout,kunststof,metaal of andere materialen zoals: binnen- en buitendeuren (met uitzondering van draai- en automatische deuren),geblindeerde deuren,brandwerende deuren,vensters,kozijnen,trappen,enz.
- Het plaatsen van muurkasten,inbouwkeukens en winkelinrichtingen van hout,kunststof,metaal of andere materialen
- Het plaatsen van laboratoria- en modulaire meubelen van hout,kunststof,metaal of andere materialen
- De binnen-afwerking zoals de installatie van al dan niet verplaatsbare tussenwanden; de bekleding van wanden,plafonds,enz.
- De installatie van garagepoorten,luiken,zonneblinden,traliewerk,hekken,enz. van hout,kunststof,metaal of andere materialen
- De montage van serres,veranda's,enz. van hout,kunststof,metaal of andere materialen;
- Slopen;
- Uitvoeren van metsel- en voegwerken;
- Restaureren van bouwwerken;
- Loodgieterswerk;
- Elektrotechnische installatiewerken aan gebouwen;
- Inzameling van ongevaarlijk afval;
- Sanering en ander afvalbeheer;
- Reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden;
- Gevelreiniging door middel van zandstralen,met behulp van stoom,enz.;
- Algemene reiniging van gebouwen;
- Overige reiniging van gebouwen; industriële reiniging;
- Reinigen van het interieur van allerlei gebouwen: kantoren,fabrieken,werkplaatsen,allerlei commerciële gebouwen,appartementsgebouwen,enz.;
- Andere reinigingsactiviteiten;
- Burgerlijke en utiliteitsbouw;
- Elektrotechnische installatiewerken,uitgezonderd aan gebouwen; Deze subklasse omvat o.a.: de installatie in gebouwen en andere bouwwerken van: verwarmingssystemen op elektriciteit,gas of stookolie,met inbegrip van de installatie van leidingen,verwarmingsketels,apparatuur (inclusief regelapparatuur) en leidingen voor ventilatie,koeling en klimaatregeling,koeltorens,niet-elektrische zonnecollectoren;
- Installatie van verwarming,klimaatregeling en ventilatie;
- Isolatiewerkzaamheden;
- Plaatsen van vloerbedekking en wandbekleding van hout;
- Schilderen van gebouwen;
- Schilderen van civieltechnische werken;
- Glaszetten;
- Overige werkzaamheden in verband met de afwerking van gebouwen;
- Waterdichtingswerken van muren;
- Bouw van sierschouwen en open haarden;
- Chapewerken;
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Joseph Depauwstraat 61 registered office 1600 Sint-Pieters-Leeuw | 07-06-2023 | 2.346.509.083 |
Buildings and parcels at the address
- Ground area
- 680 m²
- Buildings
- 58 m²
- Volume, LiDAR
- 569 m³
- Tallest building
- 12.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23582D0193/00S000 | 680 m² | 1 · 58 m² | 12.0 m · 3 |
Contact
E-mail
cloisons2000@gmail.com
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0802.506.437