DRETO
ActiveSummary
The computed 12-month bankruptcy probability of DRETO is 2.2% (moderate). The 2025 annual accounts show equity of €20,454 and a net result of €10,731. Equity is shrinking by ~162.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 77% of 7524 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency94▲+51
Growth32=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 3.15 against 1.16 in 2024; short-term debt: 24.2% and cash: 36.6% of total assets), and 31.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.7%
Return on assets
36.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
10 d early
2024
8 d early
2023
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 18 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€20,454▲ 110%
2024 · €9,723
Total assets
€29,764▼ 45.9%
2024 · €55,062
Net result
€10,731
2024 · -€77,260
Working capital
€15,470▲ 118%
2024 · €7,103
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€114,171--€77,066€11,166
Net result€81,983--€77,260€10,731
Equity€86,983-€9,723▼ 88.8%€20,454▲ 110%
Total assets€154,992-€55,062▼ 64.5%€29,764▼ 45.9%
Debt€68,010-€45,339▼ 33.3%€9,310▼ 79.5%
Working capital€82,025-€7,103▼ 91.3%€15,470▲ 118%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11,166 after a loss of €77,066 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29,764
Fixed assets
€7,101 ▲ 147%
Current assets
€22,663 ▼ 56.6%
Equity and liabilities €29,764
Equity
€20,454 ▲ 110%
Debt
€9,310 ▼ 79.5%
Debt's share of the balance-sheet total falls from 82.3% to 31.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13,839▲
2024 · -€74,979
Cash flow
€13,405▲
2024 · -€75,172
Current ratio
3.15▲
2024 · 1.16
Debt to equity
0.46▼
2024 · 4.66
ROE
52.5%▲
2024 · -794.6%
ROA
36.1%▲
2024 · -140.3%
Interest coverage
47.18▲
2024 · -584.58
Debt ≤ 1 year
€7,192▼
2024 · €45,089
Income taxes
€141▲
2024 · €68
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €790 | €2,088 | €2,673 | ▲ 28.0% |
| Other operating charges640/8 | - | €50,000 | - | - |
| Gross operating margin9900 | €114,961 | -€24,979 | €13,839 | ▲ 155% |
| Operating profit (loss)9901 | €114,171 | -€77,066 | €11,166 | ▲ 114% |
| Financial income75/76B | - | €3 | - | - |
| Recurring financial income75 | - | €3 | - | - |
| Financial charges65/66B | €520 | €128 | €293 | ▲ 129% |
| Recurring financial charges65 | €520 | €128 | €293 | ▲ 129% |
| Profit (loss) for the period before taxes9903 | €113,651 | -€77,192 | €10,872 | ▲ 114% |
| Income taxes67/77 | €31,669 | €68 | €141 | ▲ 107% |
| Profit (loss) for the period9904 | €81,983 | -€77,260 | €10,731 | ▲ 114% |
| Profit (loss) for the period to be appropriated9905 | €81,983 | -€77,260 | €10,731 | ▲ 114% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €154,992 | €55,062 | €29,764 | ▼ 45.9% |
| Fixed assets21/28 | €4,957 | €2,870 | €7,101 | ▲ 147% |
| Tangible fixed assets22/27 | €4,957 | €2,870 | €7,101 | ▲ 147% |
| Plant, machinery and equipment23 | €1,348 | €675 | €138 | ▼ 79.5% |
| Furniture and vehicles24 | €3,609 | €2,195 | €6,963 | ▲ 217% |
| Current assets29/58 | €150,035 | €52,192 | €22,663 | ▼ 56.6% |
| Stocks and contracts in progress3 | - | €1,500 | - | - |
| Stocks30/36 | - | €1,500 | - | - |
| Amounts receivable within one year40/41 | €116,325 | €28,929 | €11,278 | ▼ 61.0% |
| Trade receivables40 | €113,459 | €23,997 | €7,443 | ▼ 69.0% |
| Other amounts receivable41 | €2,865 | €4,932 | €3,834 | ▼ 22.3% |
| Cash at bank and in hand54/58 | €33,668 | €21,764 | €10,895 | ▼ 49.9% |
| Deferred charges and accrued income490/1 | €42 | - | €489 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €154,992 | €55,062 | €29,764 | ▼ 45.9% |
| Equity10/15 | €86,983 | €9,723 | €20,454 | ▲ 110% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €81,983 | €81,983 | €81,983 | = |
| Distributable reserves133 | €81,983 | €81,983 | €81,983 | = |
| Profit (loss) carried forward14 | - | -€77,260 | -€66,528 | ▲ 13.9% |
| Amounts payable17/49 | €68,010 | €45,339 | €9,310 | ▼ 79.5% |
| Amounts payable within one year42/48 | €68,010 | €45,089 | €7,192 | ▼ 84.0% |
| Trade debts44 | €3,695 | €1,286 | - | - |
| Suppliers440/4 | €3,695 | €1,286 | - | - |
| Taxes, remuneration and social security45 | €26,822 | €43,043 | €276 | ▼ 99.4% |
| Taxes450/3 | €26,822 | €31,659 | €276 | ▼ 99.1% |
| Remuneration and social security454/9 | - | €11,384 | - | - |
| Other amounts payable47/48 | €37,493 | €760 | €6,916 | ▲ 810% |
| Accrued charges and deferred income492/3 | - | €250 | €2,117 | ▲ 747% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €81,983 | -€77,260 | €10,731 | ▲ 114% |
| + Depreciation and write-downs630 | €790 | €2,088 | €2,673 | ▲ 28.0% |
| Operating cash flow (approximation) | €82,772 | -€75,172 | €13,405 | ▲ 118% |
| Investment in fixed assets (approximation) | - | €0 | -€6,905 | - |
| Change in cash | - | -€11,904 | -€10,868 | ▲ 8.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10,731
Net result €10,731 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.15
Current ratio from 1.16 to 3.15; short-term debt falls from €45,089 to €7,192.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€77,260
Net result drops to -€77,260, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2023
Ground area
537 m²
Building footprint
200 m²
Volume, LiDAR
1,991 m³
2 parcels, Brussels, Flanders · tallest building 20.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DRETO
since 20232.347.837.884
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302G0183/00Z011 | Flanders | 364 m² | 1 · 89 m² | 8.5 m · 2 fl. |
| 21015A0432/00X000 | Brussels | 173 m² | 1 · 111 m² | 20.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,037. 11,587 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.