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LOVISTEA FINISSAGE

Active
Private limited companyfounded 2023active for 3 yearsBergensesteenweg 24, 1600 Sint-Pieters-Leeuw, Belgium603 active companies are registered at this addressKBO/BCE: BE 0801.708.760

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

LOVISTEA FINISSAGE has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,903 and a net result of €11,210. Its solvency ranks better than 75% of 9,380 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

KBO
Status
Active since 12-05-2023 Normal situation
Legal form
Private limited company
Registered office
Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw
Activity
General construction of residential buildings NACE 41001and 5 others
Establishment unit
2.344.955.697 1090 Jette, since 12-05-2023
Financial year end
30 June
Peppol
Reachable since 13-04-2026

Board and ownership

Board

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts to 30-06-2025
Gross margin
€13,776
▲ 8.8%
Turnover
≈ €170,000
estimated
Profit
€11,210
▲ 15.7%
Equity
€21,903
▲ 105%
Total assets
€32,819
▲ 57.2%
2025 accounts filed 21 days before the deadline
Filed on 10-01-2026PDF
Score breakdownraises riskSize: total assets €32,819Founded in 2023Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 3.01, cash €12,056Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 85% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 92+16
equity 66.7% of total assets
Liquidity 81+5
short-term debt 33.3% · cash 36.7%
Profitability 100=
return on assets 34.2%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 7.6% 12-2024: 7.9%▲ +0.3 percentage points vs 11-2024highest value 01-2025: 7.9%● unchanged vs 12-2024highest value 02-2025: 1.6%▼ -6.3 percentage points vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 1.6%● unchanged vs 07-2025 09-2025: 1.6%● unchanged vs 08-2025 10-2025: 0.9%▼ -0.7 percentage points vs 09-2025lowest value 11-2025: 1.0%▲ +0.1 percentage points vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.1%▲ +0.1 percentage points vs 12-2025 02-2026: 1.2%▲ +0.1 percentage points vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.2%● unchanged vs 07-2026 09-2026: 1.2%● unchanged vs 08-2026 10-2026: 1.4%▲ +0.2 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.01 (2.05 in 2024), above the usual 1.5. Short-term debt is 33.3% and cash 36.7% of total assets. 33.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 76% of them on solvency, 84% on liquidity, 91% on profitability and 89% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: total assets €32,819
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 3.01, cash €12,056
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-01-2026, 21 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
21 days early
2024
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 14 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about LOVISTEA FINISSAGE

What is the company number of LOVISTEA FINISSAGE?
The company number of LOVISTEA FINISSAGE is 0801.708.760. The VAT number is the same number with BE in front: BE 0801.708.760.
Where is LOVISTEA FINISSAGE based?
The registered office is at Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw.Company details
What does LOVISTEA FINISSAGE do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of LOVISTEA FINISSAGE?
The legal form of LOVISTEA FINISSAGE is Private limited company (BV).
When was LOVISTEA FINISSAGE founded?
LOVISTEA FINISSAGE was founded on 12-05-2023.
Is LOVISTEA FINISSAGE still active?
Yes, LOVISTEA FINISSAGE is an active enterprise in the KBO register.
What is the turnover of LOVISTEA FINISSAGE?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €13,776 and 268 comparable companies (NACE 41001). It probably lies between €86,000 and €300,000. It is a rough estimate.Financials
Is LOVISTEA FINISSAGE profitable?
In financial year 2025, LOVISTEA FINISSAGE made a profit of €11,210.
Where can I find the annual accounts of LOVISTEA FINISSAGE?
LOVISTEA FINISSAGE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of LOVISTEA FINISSAGE due?
LOVISTEA FINISSAGE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Comparable companies

These companies have the same main activity as LOVISTEA FINISSAGE: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €29,800 and €32,900, founded in 2023.

CompanyTotal assetsGross margin
LOVISTEA FINISSAGE Sint-Pieters-Leeuw€32,819€13,776
SNS GROUP Sint-Pieters-Leeuw€32,939€14,353
TEXIMA Sint-Pieters-Leeuw€29,854€14,442
TEO CONSTRUCT Sint-Pieters-Leeuw€31,158€18,167
DUMAG Drogenbos€30,859€13,485
DRETO Tervuren€29,764€13,839
MB PROTECH Wezembeek-Oppem€30,428€14,663
Full comparison

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