TCT Services
ActiveTCT Services has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €805k and a net result of €219k. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 1633 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 6.74 against 3.11 in 2024; short-term debt: 12.4% and cash: 76.9% of total assets), and 12.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.6%
Return on assets
23.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
44 d early
2023
8 d early
2022
13 d early
2021
2 d early
2020
17 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€219k▼ 4.9%
2024 · €230k
2018: €57k
2019: €53k
2020: €-73k
2021: €58k
2022: €112k
2023: €104k
2024: €230k
2018 → 2025
Working capital
€655k▲ 54.9%
2024 · €423k
2018: €118k
2019: €156k
2020: €77k
2021: €174k
2022: €286k
2023: €249k
2024: €423k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€263k-€375k▲ 42.5%€409k▲ 9.1%€586k▲ 43.2%€805k▲ 37.3%
Operating result€50k-€157k▲ 213%€147k▼ 5.9%€324k▲ 120%€316k▼ 2.3%
Net result€58k-€112k▲ 93.2%€104k▼ 7.2%€230k▲ 121%€219k▼ 4.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €919k
Fixed assets
€150k▼ 8.2%
Current assets
€769k▲ 23.5%
Equity and liabilities €919k
Equity
€805k▲ 37.3%
Debt
€114k▼ 43.0%
The debt ratio falls from 25.4% to 12.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€363k▼
2024 · €373k
Cash flow
€265k▼
2024 · €279k
Solvency
87.6%▲
2024 · 74.6%
Current ratio
6.74▲
2024 · 3.11
Quick ratio
6.69▲
2024 · 3.05
Debt / equity
0.14▼
2024 · 0.34
ROE
27.2%▼
2024 · 39.2%
ROA
23.8%▼
2024 · 29.2%
Interest coverage
469.97▼
2024 · 980.21
Debt
€114k▼
2024 · €200k
Debt ≤ 1 year
€114k▼
2024 · €200k
Income taxes
€97k▼
2024 · €99k
Staff costs
€85k▲
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€787k€919k▲
Fixed assets21/28€164k€150k▼
Tangible fixed assets22/27€164k€150k▼
Plant, machinery and equipment23€54k€60k▲
Furniture and vehicles24€110k€90k▼
Current assets29/58€623k€769k▲
Stocks and contracts in progress3€12k€6k▼
Stocks30/36€12k€6k▼
Amounts receivable within one year40/41€159k€50k▼
Trade receivables40€140k€32k▼
Other amounts receivable41€19k€18k▼
Cash at bank and in hand54/58€446k€707k▲
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€787k€919k▲
Equity10/15€586k€805k▲
Contributions10/11€19k€19k=
Reserves13€506k€725k▲
Distributable reserves133€506k€725k▲
Profit (loss) carried forward14€62k€62k=
Amounts payable17/49€200k€114k▼
Amounts payable within one year42/48€200k€114k▼
Financial debts43-€17k
Credit institutions430/8-€17k
Trade debts44€52k€45k▼
Suppliers440/4€52k€45k▼
Advances received on contracts in progress46€41k€17k▼
Taxes, remuneration and social security45€47k€22k▼
Taxes450/3€32k€6k▼
Remuneration and social security454/9€15k€16k▲
Other amounts payable47/48€60k€13k▼
Income statement
Code20242025
Remuneration, social security and pensions62€77k€85k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€46k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€451k€449k▼
Operating profit (loss)9901€324k€316k▼
Financial income75/76B€6k€20▼
Recurring financial income75€6k€20▼
Financial charges65/66B€380€771▲
Recurring financial charges65€380€771▲
Profit (loss) for the period before taxes9903€329k€315k▼
Income taxes67/77€99k€97k▼
Profit (loss) for the period9904€230k€219k▼
Profit (loss) for the period to be appropriated9905€230k€219k▼
Appropriation of the result
Profit (loss) to be appropriated9906€292k€281k▼
Profit (loss) brought forward from the previous period14P€62k€62k=
Transfer from equity791/2€53k-
Transfer to equity691/2€230k€219k▼
To other reserves6921€230k€219k▼
Profit to be distributed694/7€53k-
Return on contributions (dividend)694€53k-
Social balance
Average headcount (FTE)90871.21.3▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 6.74
Current ratio from 3.11 to 6.74; short-term debt falls from €200k to €114k.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €230k ▲121%
Operating result €324k, net result €230k, both a record.
31-12
Financial
Equity above €500kEq €586k ▲43.2%
4 profitable years in a row build equity to €586k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-73k ▼237%
Net result drops to €-73k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Milieu(S.-J.-G.) 121370 JodoigneGround area
2,403 m²
Building footprint
172 m²
Parcel 25095D0186/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
'Delectus' 'Traiteur Delectus'
since 20122.211.693.436
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25095D0186/00F000 | Wallonia | 2,403 m² | 1 · 172 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJodoigne2.211.693.436
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 3,411 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2010
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
81300Landscape service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.