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TAMI DECOR

Active
Private limited companyfounded 20241 yr activeBergensesteenweg 24, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 1015.682.446
Summary

TAMI DECOR has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,345 and a net result of €38,345. Its solvency ranks better than 68% of 2218 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency81
Growth-
Track record67
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 2.26; short-term debt: 43.6% and cash: 1.6% of total assets), and 43.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
56.4%
Return on assets
49.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
20 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TAMI DECOR was incorporated on 29 October 2024 as a Private limited company.1 The registered office was moved to Sint-Pieters-Leeuw in 2026.2 The company has filed annual accounts once, for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 21-09-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€43,345
Total assets
€76,829
Net result
€38,345
Working capital
€42,315

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €76,829
Fixed assets €1,031
Current assets €75,798
Equity and liabilities €76,829
Equity €43,345
Debt €33,484
Debt finances 43.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€50,873
Cash flow
€38,430
Current ratio
2.26
Debt to equity
0.77
ROE
88.5%
ROA
49.9%
Interest coverage
1472.86
Debt ≤ 1 year
€33,484
Income taxes
€14,146

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet Code2025
Assets
Total assets20/58€76,829
Fixed assets21/28€1,031
Tangible fixed assets22/27€851
Plant, machinery and equipment23€851
Financial fixed assets28€180
Current assets29/58€75,798
Amounts receivable within one year40/41€74,425
Trade receivables40€16,937
Other amounts receivable41€57,488
Cash at bank and in hand54/58€1,221
Deferred charges and accrued income490/1€151
Equity and liabilities
Total equity and liabilities10/49€76,829
Equity10/15€43,345
Contributions10/11€5,000
Outside capital11€5,000
Other1109/19€5,000
Reserves13€35,000
Distributable reserves133€35,000
Profit (loss) carried forward14€3,345
Amounts payable17/49€33,484
Amounts payable within one year42/48€33,484
Trade debts44€8,138
Suppliers440/4€8,138
Taxes, remuneration and social security45€25,346
Taxes450/3€14,146
Remuneration and social security454/9€11,200
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85
Other operating charges640/8€418
Gross operating margin9900€51,291
Operating profit (loss)9901€50,787
Financial income75/76B€1,738
Recurring financial income75€1,738
Financial charges65/66B€35
Recurring financial charges65€35
Profit (loss) for the period before taxes9903€52,491
Income taxes67/77€14,146
Profit (loss) for the period9904€38,345
Profit (loss) for the period to be appropriated9905€38,345
Appropriation of the result
Profit (loss) to be appropriated9906€38,345
Transfer to equity691/2€35,000
To other reserves6921€35,000

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85
Other operating charges640/8€418
Gross operating margin9900€51,291
Operating profit (loss)9901€50,787
Financial income75/76B€1,738
Recurring financial income75€1,738
Financial charges65/66B€35
Recurring financial charges65€35
Profit (loss) for the period before taxes9903€52,491
Income taxes67/77€14,146
Profit (loss) for the period9904€38,345
Profit (loss) for the period to be appropriated9905€38,345
Line2025
Assets
Total assets20/58€76,829
Fixed assets21/28€1,031
Tangible fixed assets22/27€851
Plant, machinery and equipment23€851
Financial fixed assets28€180
Current assets29/58€75,798
Amounts receivable within one year40/41€74,425
Trade receivables40€16,937
Other amounts receivable41€57,488
Cash at bank and in hand54/58€1,221
Deferred charges and accrued income490/1€151
Equity and liabilities
Total equity and liabilities10/49€76,829
Equity10/15€43,345
Contributions10/11€5,000
Outside capital11€5,000
Other1109/19€5,000
Reserves13€35,000
Distributable reserves133€35,000
Profit (loss) carried forward14€3,345
Amounts payable17/49€33,484
Amounts payable within one year42/48€33,484
Trade debts44€8,138
Suppliers440/4€8,138
Taxes, remuneration and social security45€25,346
Taxes450/3€14,146
Remuneration and social security454/9€11,200
Line2025
Profit (loss) for the period9904€38,345
+ Depreciation and write-downs630€85
Operating cash flow (approximation)€38,430

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
21-09
State Gazette act Registered office
Registered-office move2 facts ▸
  • General meeting, 17-09-2026
  • Registered-office move, Bergensesteenweg 24 bus 8, 1600 Sint-Pieters-Leeuw
11-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,729 m²
Building footprint
472 m²
Volume, LiDAR
4,286 m³
2 parcels, Brussels, Flanders · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
515 companies at this address See who is registered here
1 establishment unit
TAMI DECOR
Napstraat 22, 1000 BrusselGeneral construction of buildings
since 20242.365.687.270
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23077A0118/00W082 Flanders 1,638 m² 1 · 398 m² 9.5 m · 3 fl.
21806F0052/00A004 Brussels 91 m² 1 · 74 m² 18.6 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,052. 12,953 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
81220Other building cleaning and industrial cleaning
Contact
E-mail damian_tiberiu1976@yahoo.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015682446
Registered 20-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.