Turnover
≈ €310,000 estimated
The micro format states no turnover.
PASCAL INSTALL
Lifetime
1 annual account with figurespeak €43,752 (2025)
€43,752
peak €27,916 (2025)
€27,916
peak €28,916 (2025)
€28,916
€56,436
Board1 name since 2024
1 directorDUMITRU Pascal
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsChecked score
39
Weak
Financially stronger than 49% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 3.6%lowest value
12-2025: 3.7%▲ +0.1 percentage points vs 11-2025
01-2026: 3.8%▲ +0.1 percentage points vs 12-2025
02-2026: 4.2%▲ +0.4 percentage points vs 01-2026
03-2026: 4.2%● unchanged vs 02-2026
04-2026: 4.6%▲ +0.4 percentage points vs 03-2026
05-2026: 5.0%▲ +0.4 percentage points vs 04-2026
06-2026: 5.0%● unchanged vs 05-2026
07-2026: 4.8%▼ -0.2 percentage points vs 06-2026
08-2026: 4.8%● unchanged vs 07-2026
09-2026: 5.1%▲ +0.3 percentage points vs 08-2026highest value
10-2026: 4.6%▼ -0.5 percentage points vs 09-2026
11-2026: 4.6%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Size: total assets €85,353
Sector: Construction of residential and non-residential buildings (NACE 41)
Liquidity: current ratio 1.48, cash €675
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 41% of them on solvency, 13% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as PASCAL INSTALL has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PASCAL INSTALL itself is higher: 4.6% within 12 months. It rests on far more data about PASCAL INSTALL than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for PASCAL INSTALL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.48, below the usual 1.5. Short-term debt is 66.1% and cash 0.8% of total assets. 66.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
42 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014759164
Incorporation
Founding capital of €1,000, 100 shares · Founder: DUMITRU Pascal (comparant) · Appointment: DUMITRU Pascal (director) · published on 09-10-2024 · Gazette deed
First establishment
Tweesteenwegenstraat 2, Auderghem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PASCAL INSTALL Sint-Pieters-Leeuw | - | - | 33.9% | - |
| TAMI DECOR Sint-Pieters-Leeuw | - | - | 56.4% | - |
| I.G. Solutions Sint-Pieters-Leeuw | - | - | 33.0% | - |
| MOLODIST Sint-Pieters-Leeuw | €190,646 | 17.7% | 40.4% | - |
| D&B DEMOLITION Zaventem | €819,015 | 6.0% | 38.5% | - |
| BONORISE Zaventem | - | - | 27.3% | - |
| FHS MULTI SERVICES Sint-Pieters-Leeuw | - | - | 48.7% | - |
These companies have the same main activity as PASCAL INSTALL: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €72,700 and €103,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 07-10-2024Normal situation
- Registered office
- 619 active companies are registered at this address122 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.364.839.3131160 Auderghem, since 07-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 21-02-2025
Annual accounts 2025
- €85,353
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on PASCAL INSTALL
The computed 12-month bankruptcy probability of PASCAL INSTALL is 4.6% (elevated). The 2025 annual accounts show equity of €28,916 and a net result of €27,916.
Its solvency ranks better than 40% of 9,462 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PASCAL INSTALL
- What is the company number of PASCAL INSTALL?
- The company number of PASCAL INSTALL is 1014.759.164. The VAT number is the same number with BE in front: BE 1014.759.164.
- Where is PASCAL INSTALL based?
- The registered office is at Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw.Company details
- What does PASCAL INSTALL do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of PASCAL INSTALL?
- PASCAL INSTALL is a private limited company (BV).
- When was PASCAL INSTALL founded?
- PASCAL INSTALL was founded on 07-10-2024.
- Is PASCAL INSTALL still active?
- Yes, PASCAL INSTALL is an active enterprise in the KBO register.
- What is the turnover of PASCAL INSTALL?
- The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €43,752 and 164 comparable companies (NACE 41001). It probably lies between €170,000 and €550,000.Financials
- Is PASCAL INSTALL profitable?
- In financial year 2025, PASCAL INSTALL made a profit of €27,916.
- Where can I find the annual accounts of PASCAL INSTALL?
- PASCAL INSTALL filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.