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RVA MONTAGE

Active
Private limited companyfounded 2025active for 1 yearBergensesteenweg 24, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 1022.058.613
Summary

The computed 12-month bankruptcy probability of RVA MONTAGE is 5.1% (elevated). The 2025 annual accounts show equity of €39,812 and a net result of €36,812. Its solvency ranks better than 57% of 2,799 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 07-04-2025 Normal situation
Registered office
604 active companies are registered at this address 116 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
General construction of residential buildings NACE 41001and 5 others
Establishment unit
2.372.174.887 7880 Flobecq, since 07-04-2025
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

39 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.1%
Annual accounts 2025
Gross margin
€50,918
Turnover
≈ €210,000
estimated
Profit
€36,812
Equity
€39,812
Total assets
€87,388
  • 2025 accounts filed 38 days after the deadline
Score breakdownraises riskFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €87,388Last filed accounts filed 38 days late; 1 of the last 3 accounts lateShow the evidence

Checked score

Score 2025
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 56% of micro companies in construction of buildings (NACE 41)
Financial strength
Strong
Solvency 71
equity 45.6% of total assets
Liquidity 29
short-term debt 54.4% · cash 5.3%
Profitability 100
return on assets 42.1%
Bankruptcy probability within 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 05-2026: 3.6%lowest value 06-2026: 3.7%▲ +0.1 percentage points vs 05-2026 07-2026: 3.8%▲ +0.1 percentage points vs 06-2026 08-2026: 4.2%▲ +0.4 percentage points vs 07-2026 09-2026: 4.2%● unchanged vs 08-2026 10-2026: 5.1%▲ +0.9 percentage points vs 09-2026highest value 11-2026: 5.1%● unchanged vs 10-2026highest value
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 1.83, above the usual 1.5. Short-term debt is 54.4% and cash 5.3% of total assets. However, 54.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 54% of them on solvency, 24% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €87,388
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 38 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 38 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
38 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Recent changes

  1. · Gazette deed IncorporationStarting capital €3,000 · Appointment: ROIZER Vasile (director)
All 2 events

Comparable companies

These companies have the same main activity as RVA MONTAGE: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €71,900 and €101,000, founded between 2024 and 2025.

CompanyTotal assetsGross margin
RVA MONTAGE Sint-Pieters-Leeuw€87,388€50,918
MN BUILDING Sint-Pieters-Leeuw€71,882€56,853
TAMI DECOR Sint-Pieters-Leeuw€76,829€51,291
GREEN NOVA Drogenbos€94,395€48,739
SOLAX Vilvoorde€95,224€46,551
TECSPRESS Wezembeek-Oppem€91,021€54,385
CVR GENERAL Dilbeek€100,503€57,292
Full comparison

Key facts about RVA MONTAGE

What is the company number of RVA MONTAGE?
The company number of RVA MONTAGE is 1022.058.613. The VAT number is the same number with BE in front: BE 1022.058.613.
Where is RVA MONTAGE based?
The registered office is at Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw.Company details
What does RVA MONTAGE do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of RVA MONTAGE?
The legal form of RVA MONTAGE is Private limited company (BV).
When was RVA MONTAGE founded?
RVA MONTAGE was founded on 07-04-2025.
Is RVA MONTAGE still active?
Yes, RVA MONTAGE is an active enterprise in the KBO register.
What is the turnover of RVA MONTAGE?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €50,918 and 40 comparable companies (NACE 41001). It probably lies between €140,000 and €300,000.Financials
Is RVA MONTAGE profitable?
In financial year 2025, RVA MONTAGE made a profit of €36,812.
Where can I find the annual accounts of RVA MONTAGE?
RVA MONTAGE filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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