Stijn Coenen
ActiveStijn Coenen has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €10k. Equity is growing by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+46
Solvency100▲+17
Growth52=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.85 against 2.36 in 2024; short-term debt: 20.6% and cash: 16.5% of total assets), and 20.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 51.1%
2024 · €20k
2023: €19k
2024: €20k
2023 → 2025
Total assets
€38k▲ 10.0%
2024 · €34k
2023: €32k
2024: €34k
2023 → 2025
Net result
€10k▲ 1,362%
2024 · €693
2023: €14k
2024: €693
2023 → 2025
Working capital
€30k▲ 52.1%
2024 · €20k
2023: €19k
2024: €20k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€19k-€20k▲ 3.6%€30k▲ 51.1%
Operating result€20k-€3k▼ 86.7%€14k▲ 417%
Net result€14k-€693▼ 95.1%€10k▲ 1,362%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 417% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €38k
Equity
€30k▲ 51.1%
Debt
€8k▼ 46.2%
The debt ratio falls from 42.2% to 20.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▲
2024 · €3k
Cash flow
€11k▲
2024 · €1k
Solvency
79.4%▲
2024 · 57.8%
Current ratio
4.85▲
2024 · 2.36
Quick ratio
4.85▲
2024 · 2.36
Debt / equity
0.26▼
2024 · 0.73
ROE
33.8%▲
2024 · 3.5%
ROA
26.8%▲
2024 · 2.0%
Interest coverage
16.69▲
2024 · 3.88
Debt
€8k▼
2024 · €14k
Debt ≤ 1 year
€8k▼
2024 · €14k
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€38k▲
Fixed assets21/28€130€0▼
Tangible fixed assets22/27€130€0▼
Plant, machinery and equipment23€130-
Furniture and vehicles24-€0
Current assets29/58€34k€38k▲
Amounts receivable within one year40/41€27k€32k▲
Trade receivables40€26k€31k▲
Other amounts receivable41€2k€662▼
Cash at bank and in hand54/58€6k€6k▲
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€34k€38k▲
Equity10/15€20k€30k▲
Contributions10/11€5k€5k=
Reserves13€15k€25k▲
Distributable reserves133€15k€25k▲
Amounts payable17/49€14k€8k▼
Amounts payable within one year42/48€14k€8k▼
Trade debts44€4k€161▼
Suppliers440/4€4k€161▼
Taxes, remuneration and social security45€1k€720▼
Taxes450/3€1k€720▼
Other amounts payable47/48€10k€7k▼
Income statement
Code20242025
Non-recurring operating income76A€724€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€337€452▲
Other operating charges640/8€568€894▲
Gross operating margin9900€4k€15k▲
Operating profit (loss)9901€3k€14k▲
Financial charges65/66B€776€855▲
Recurring financial charges65€776€855▲
Profit (loss) for the period before taxes9903€2k€13k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€693€10k▲
Profit (loss) for the period to be appropriated9905€693€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€693€10k▲
Transfer to equity691/2€693€10k▲
To the legal reserve6920-€10k
To other reserves6921€693-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 4.85
Current ratio from 2.36 to 4.85; short-term debt falls from €14k to €8k.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €693 ▼95.1%
Net result drops to €693, the lowest in the series; recovery starts the following year.
2023
19-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ondernemerspark 63650 Dilsen-StokkemGround area
1.3 ha
Building footprint
2,192 m²
Volume, LiDAR
9,325 m³
2 parcels, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stijn Coenen
since 20212.318.939.111
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021C0909/00W000 | Flanders | 1.2 ha | 1 · 1,634 m² | 8.1 m · 2 fl. |
| 72005B1401/00K000indicative | Flanders | 1,415 m² | 1 · 558 m² | 0.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,161 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2021
Fiscal year end31-03
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.