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PREM'S

Active
Private limited companyfounded 20224 yrs activeRue du Collège, Godinne 35, 5530 Yvoir, BelgiumKBO/BCE: BE 0780.460.614
Summary

PREM'S has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,000 and a net result of €8,818. Equity is shrinking by ~53.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 21% of 7097 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability99▲+96
Solvency39▲+2
Growth32=
Track record94
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7097 sector peers (2025).
NBB · sector comparison
Position among 7097 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-05-2026, 62 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
62 d early
2024
15 d early
2023
on the day
2022
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 January 2022, PREM'S was incorporated as a Private limited company.1 Total assets went from EUR 36,693 in 2022 to EUR 36,827 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€5,000=
2024 · €5,000
Total assets
€36,827▼ 14.3%
2024 · €42,974
Net result
€8,818
2024 · -€5,573
Working capital
€1,524▼ 40.8%
2024 · €2,574
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€23,979-€24,000▲ 0.1%-€5,780€13,057
Net result€18,217within the sector's middle half-€17,733within the sector's middle half▼ 2.7%-€5,573below the sector's middle half€8,818within the sector's middle half
Equity€23,217within the sector's middle half-€40,950within the sector's middle half▲ 76.4%€5,000below the sector's middle half▼ 87.8%€5,000below the sector's middle half=
Total assets€36,693below the sector's middle half-€58,314below the sector's middle half▲ 58.9%€42,974below the sector's middle half▼ 26.3%€36,827below the sector's middle half▼ 14.3%
Debt€13,476-€17,363▲ 28.8%€37,974▲ 119%€31,827▼ 16.2%
Working capital€23,217within the sector's middle half-€37,921within the sector's middle half▲ 63.3%€2,574within the sector's middle half▼ 93.2%€1,524within the sector's middle half▼ 40.8%
Solvency63.3%within the sector's middle half-70.2%within the sector's middle half▲ 6.9pp11.6%below the sector's middle half▼ 58.6pp13.6%below the sector's middle half▲ 1.9pp
Current ratio2.72within the sector's middle half-3.19within the sector's middle half▲ 0.471.07below the sector's middle half▼ 2.121.05within the sector's middle half▼ 0.02
Return on assets (ROA)49.6%above the sector's middle half-30.4%above the sector's middle half▼ 19.2pp-13.0%below the sector's middle half▼ 43.4pp23.9%within the sector's middle half▲ 36.9pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2022: €23,979€23,979Net result 2022: €18,217€18,217Operating result 2023: €24,000€24,000Net result 2023: €17,733€17,733Operating result 2024: -€5,780-€5,780Net result 2024: -€5,573-€5,573Operating result 2025: €13,057€13,057Net result 2025: €8,818€8,8182022202320242025-€10,000€0€10,000€20,000Operating result 2023: €24,000€24,000Net result 2023: €17,733€17,700Operating result 2024: -€5,780-€5,780Net result 2024: -€5,573-€5,570Operating result 2025: €13,057€13,100Net result 2025: €8,818€8,820202320242025
The operating result returns to profit in 2025: €13,057 after a loss of €5,780 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36,827
Fixed assets €3,511 ▲ 41.8%
Current assets €33,316 ▼ 17.7%
Equity and liabilities €36,827
Equity €5,000 =
Debt €31,827 ▼ 16.2%
Debt's share of the balance-sheet total falls from 88.4% to 86.4%. Debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€14,128▲
2024 · -€5,184
Cash flow
€9,889▲
2024 · -€4,977
Debt to equity
6.37▼
2024 · 7.59
ROE
176.4%▲
2024 · -111.5%
Interest coverage
33.36▲
2024 · -26.91
Debt ≤ 1 year
€31,792▼
2024 · €37,924
Income taxes
€3,841▲
2024 · €179
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.1% went bankrupt
1.6% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€42,974€36,827▼
Fixed assets21/28€2,476€3,511▲
Tangible fixed assets22/27€1,976€3,011▲
Furniture and vehicles24€1,976€3,011▲
Financial fixed assets28€500€500=
Current assets29/58€40,498€33,316▼
Amounts receivable within one year40/41€18,804€14,388▼
Trade receivables40€11,897€14,296▲
Other amounts receivable41€6,907€92▼
Cash at bank and in hand54/58€20,212€17,971▼
Deferred charges and accrued income490/1€1,482€957▼
Equity and liabilities
Total equity and liabilities10/49€42,974€36,827▼
Equity10/15€5,000€5,000=
Contributions10/11€5,000€5,000=
Amounts payable17/49€37,974€31,827▼
Amounts payable within one year42/48€37,924€31,792▼
Financial debts43€10-
Credit institutions430/8€10-
Trade debts44€3,960€7,621▲
Suppliers440/4€3,960€7,621▲
Taxes, remuneration and social security45€3,577€9,224▲
Taxes450/3€3,577€9,224▲
Other amounts payable47/48€30,377€14,947▼
Accrued charges and deferred income492/3€50€35▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€596€1,071▲
Gross operating margin9900-€5,184€14,128▲
Operating profit (loss)9901-€5,780€13,057▲
Financial income75/76B€578€26▼
Recurring financial income75€578€26▼
Financial charges65/66B€193€424▲
Recurring financial charges65€193€424▲
Profit (loss) for the period before taxes9903-€5,394€12,659▲
Income taxes67/77€179€3,841▲
Profit (loss) for the period9904-€5,573€8,818▲
Profit (loss) for the period to be appropriated9905-€5,573€8,818▲
Appropriation of the result
Profit (loss) to be appropriated9906€30,377€8,818▼
Profit (loss) brought forward from the previous period14P€35,950-
Profit to be distributed694/7€30,377€8,818▼
Return on contributions (dividend)694€30,377€8,818▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€408€596€1,071▲ 79.7%
Gross operating margin9900€23,979€24,408-€5,184€14,128▲ 373%
Operating profit (loss)9901€23,979€24,000-€5,780€13,057▲ 326%
Financial income75/76B€19€94€578€26▼ 95.6%
Recurring financial income75€19€94€578€26▼ 95.6%
Financial charges65/66B€14€90€193€424▲ 120%
Recurring financial charges65€14€90€193€424▲ 120%
Profit (loss) for the period before taxes9903€23,984€24,003-€5,394€12,659▲ 335%
Income taxes67/77€5,767€6,270€179€3,841▲ 2,046%
Profit (loss) for the period9904€18,217€17,733-€5,573€8,818▲ 258%
Profit (loss) for the period to be appropriated9905€18,217€17,733-€5,573€8,818▲ 258%
Line2022202320242025Change
Assets
Total assets20/58€36,693€58,314€42,974€36,827▼ 14.3%
Fixed assets21/28€0€3,072€2,476€3,511▲ 41.8%
Tangible fixed assets22/27€0€2,572€1,976€3,011▲ 52.4%
Furniture and vehicles24€0€2,572€1,976€3,011▲ 52.4%
Financial fixed assets28-€500€500€500=
Current assets29/58€36,693€55,242€40,498€33,316▼ 17.7%
Amounts receivable within one year40/41€10,258€16,151€18,804€14,388▼ 23.5%
Trade receivables40€9,720€13,149€11,897€14,296▲ 20.2%
Other amounts receivable41€537€3,002€6,907€92▼ 98.7%
Cash at bank and in hand54/58€25,941€38,325€20,212€17,971▼ 11.1%
Deferred charges and accrued income490/1€494€766€1,482€957▼ 35.4%
Equity and liabilities
Total equity and liabilities10/49€36,693€58,314€42,974€36,827▼ 14.3%
Equity10/15€23,217€40,950€5,000€5,000=
Contributions10/11€5,000€5,000€5,000€5,000=
Profit (loss) carried forward14€18,217€35,950---
Amounts payable17/49€13,476€17,363€37,974€31,827▼ 16.2%
Amounts payable within one year42/48€13,476€17,321€37,924€31,792▼ 16.2%
Financial debts43€1,069€268€10--
Credit institutions430/8€1,069€268€10--
Trade debts44€3,666€5,405€3,960€7,621▲ 92.5%
Suppliers440/4€3,666€5,405€3,960€7,621▲ 92.5%
Taxes, remuneration and social security45€8,740€11,647€3,577€9,224▲ 158%
Taxes450/3€8,740€11,647€3,577€9,224▲ 158%
Remuneration and social security454/9€0----
Other amounts payable47/48€0-€30,377€14,947▼ 50.8%
Accrued charges and deferred income492/3-€43€50€35▼ 30.0%
Line2022202320242025Change
Profit (loss) for the period9904€18,217€17,733-€5,573€8,818▲ 258%
+ Depreciation and write-downs630-€408€596€1,071▲ 79.7%
Operating cash flow (approximation)€18,217€18,141-€4,977€9,889▲ 299%
Investment in fixed assets (approximation)--€3,480€0-€2,107-
Change in cash-€12,384-€18,113-€2,240▲ 87.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €8,818
Net result €8,818 after one loss-making year.
16-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€5,573
Net result drops to -€5,573, the lowest in the series; recovery starts the following year.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
869 m²
Building footprint
90 m²
Volume, LiDAR
820 m³
Parcel 91056A0078/00N025, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PREM'S
Rue du Collège, Godinne 35, 5530 YvoirWholesale of beverages, general range
since 20222.326.703.366
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91056A0078/00N025 Wallonia 869 m² 1 · 90 m² 10.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,906. 2,579 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
46341Wholesale of wines and spirits
73110Advertising agencies
74120Graphic design and visual communication
85592Vocational training
E-invoicing
Reachable via Peppol
Peppol ID 0208:0780460614
Registered 17-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.