STIGO
ActiveSummary
STIGO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €62k. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+18
Solvency38▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.03 in 2024; short-term debt: 79.9% and cash: 44.6% of total assets), and 87.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.9%
Return on assets
26.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
29 d early
2023
22 d early
2022
35 d early
2021
39 d early
2020
46 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 12.6%
2024 · €34k
2018: €9k
2019: €19k
2020: €13k
2021: €17k
2022: €27k
2023: €57k
2024: €34k
2018 → 2025
Total assets
€231k▼ 5.8%
2024 · €246k
2018: €100k
2019: €82k
2020: €83k
2021: €81k
2022: €154k
2023: €223k
2024: €246k
2018 → 2025
Net result
€62k▲ 130%
2024 · €27k
2018: €2k
2019: €10k
2020: €-6k
2021: €4k
2022: €10k
2023: €17k
2024: €27k
2018 → 2025
Working capital
€5k▼ 8.9%
2024 · €6k
2018: €4k
2019: €14k
2020: €14k
2021: €16k
2022: €17k
2023: €34k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€27k▲ 61.3%€57k▲ 109%€34k▼ 40.5%€30k▼ 12.6%
Operating result€8k-€20k▲ 134%€41k▲ 107%€49k▲ 20.3%€93k▲ 91.2%
Net result€4k-€10k▲ 165%€17k▲ 67.0%€27k▲ 54.2%€62k▲ 130%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 91% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €231k
Fixed assets
€41k ▲ 25.4%
Current assets
€190k ▼ 10.7%
Equity and liabilities €231k
Equity
€30k ▼ 12.6%
Debt
€201k ▼ 4.7%
Debt's share of the balance-sheet total rises from 86.1% to 87.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€111k▲
2024 · €63k
Cash flow
€80k▲
2024 · €41k
Current ratio
1.03▲
2024 · 1.03
Debt to equity
6.76▲
2024 · 6.21
ROE
207.2%▲
2024 · 78.8%
ROA
26.7%▲
2024 · 10.9%
Interest coverage
26.46▲
2024 · 18.61
Debt ≤ 1 year
€185k▼
2024 · €207k
Debt > 1 year
€17k▲
2024 · €4k
Income taxes
€28k▲
2024 · €20k
Staff costs
€296k▲
2024 · €270k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€246k€231k▼
Fixed assets21/28€33k€41k▲
Tangible fixed assets22/27€33k€41k▲
Plant, machinery and equipment23€15k€7k▼
Furniture and vehicles24€18k€34k▲
Current assets29/58€212k€190k▼
Amounts receivable within one year40/41€101k€84k▼
Trade receivables40€79k€66k▼
Other amounts receivable41€21k€18k▼
Current investments50/53€10k€0▼
Cash at bank and in hand54/58€100k€103k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€246k€231k▼
Equity10/15€34k€30k▼
Contributions10/11€19k€19k=
Reserves13€200€200=
Distributable reserves133€200€200=
Profit (loss) carried forward14€15k€11k▼
Amounts payable17/49€211k€201k▼
Amounts payable after more than one year17€4k€17k▲
Financial debts170/4€4k€17k▲
Amounts payable within one year42/48€207k€185k▼
Current portion of amounts payable after more than one year42€11k€8k▼
Financial debts43€6k€38k▲
Credit institutions430/8€6k€38k▲
Trade debts44€84k€23k▼
Suppliers440/4€84k€23k▼
Taxes, remuneration and social security45€106k€91k▼
Taxes450/3€53k€55k▲
Remuneration and social security454/9€53k€36k▼
Other amounts payable47/48-€25k
Accrued charges and deferred income492/3€184€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€270k€296k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€18k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€23k€0▼
Other operating charges640/8€19k€2k▼
Gross operating margin9900€375k€409k▲
Operating profit (loss)9901€49k€93k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€47k€90k▲
Income taxes67/77€20k€28k▲
Profit (loss) for the period9904€27k€62k▲
Profit (loss) for the period to be appropriated9905€27k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€77k▲
Profit (loss) brought forward from the previous period14P€38k€15k▼
Profit to be distributed694/7€50k€66k▲
Return on contributions (dividend)694€50k€66k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €62k ▲130%
Operating result €93k, net result €62k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-6k ▼156%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Regine Beerplein 12018 Antwerpen1 establishment unit
STIGO
since 20182.278.485.458
Recognitions · licences · registrations
Legal Entity Identifier
6994004FYAE09SPK9T26
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,447 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73110Advertising agencies
18120Other printing
73300Public relations and communication consultancy
74120Graphic design and visual communication
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filings
Scores and ratios are computed by Checked and are not a credit decision.