SCRIPTORIJ
ActiveSCRIPTORIJ has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €204k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 6963 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
76
/ 100
Excellent▲ +31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency20▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.98 in 2024), and 87.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.5%
Return on assets
76.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 6963 sector peers (2025).
NBB · sector comparisonPosition among 6963 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
26 d late
2024
30 d late
2023
29 d late
2022
147 d early
2021
16 d late
2020
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 14.5%
2024 · €29k
2020: €26k
2021: €33k
2022: €39k
2023: €44k
2024: €29k
2020 → 2025
Total assets
€266k▲ 4.6%
2024 · €254k
2020: €134k
2021: €189k
2022: €332k
2023: €312k
2024: €254k
2020 → 2025
Net result
€204k▲ 24.9%
2024 · €163k
2020: €82k
2021: €138k
2022: €246k
2023: €186k
2024: €163k
2020 → 2025
Working capital
€4k
2024 · €-5k
2020: €21k
2021: €30k
2022: €33k
2023: €34k
2024: €-5k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€39k▲ 15.5%€44k▲ 14.6%€29k▼ 34.2%€33k▲ 14.5%
Operating result€143k-€258k▲ 80.2%€191k▼ 25.9%€168k▼ 12.3%€209k▲ 24.4%
Net result€138k-€246k▲ 78.8%€186k▼ 24.6%€163k▼ 11.9%€204k▲ 24.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266k
Fixed assets
€29k▼ 14.1%
Current assets
€237k▲ 7.5%
Equity and liabilities €266k
Equity
€33k▲ 14.5%
Debt
€232k▲ 3.4%
The debt ratio falls from 88.6% to 87.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€217k▲
2024 · €173k
Cash flow
€212k▲
2024 · €168k
Solvency
12.5%▲
2024 · 11.4%
Current ratio
1.02▲
2024 · 0.98
Quick ratio
1.02▲
2024 · 0.98
Debt / equity
6.99▼
2024 · 7.74
ROE
613.8%▲
2024 · 562.4%
ROA
76.9%▲
2024 · 64.4%
Interest coverage
467.83▲
2024 · 400.04
Debt
€232k▲
2024 · €225k
Debt ≤ 1 year
€232k▲
2024 · €225k
Income taxes
€4k▲
2024 · €4k
Staff costs
€85k▼
2024 · €149k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€254k€266k▲
Fixed assets21/28€34k€29k▼
Tangible fixed assets22/27€29k€24k▼
Furniture and vehicles24€25k€21k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€5k€5k=
Current assets29/58€220k€237k▲
Amounts receivable within one year40/41€60k€95k▲
Trade receivables40€58k€85k▲
Other amounts receivable41€2k€10k▲
Cash at bank and in hand54/58€159k€141k▼
Deferred charges and accrued income490/1€710€724▲
Equity and liabilities
Total equity and liabilities10/49€254k€266k▲
Equity10/15€29k€33k▲
Contributions10/11€50€50=
Reserves13€29k€33k▲
Distributable reserves133€29k€33k▲
Amounts payable17/49€225k€232k▲
Amounts payable within one year42/48€225k€232k▲
Financial debts43€39€32▼
Credit institutions430/8€39€32▼
Trade debts44€38k€19k▼
Suppliers440/4€38k€19k▼
Taxes, remuneration and social security45€24k€11k▼
Taxes450/3€8k€4k▼
Remuneration and social security454/9€16k€6k▼
Other amounts payable47/48€163k€202k▲
Accrued charges and deferred income492/3€31-
Income statement
Code20242025
Remuneration, social security and pensions62€149k€85k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€19k€19k▲
Gross operating margin9900€341k€321k▼
Operating profit (loss)9901€168k€209k▲
Financial income75/76B€17€39▲
Recurring financial income75€17€39▲
Financial charges65/66B€432€463▲
Recurring financial charges65€432€463▲
Profit (loss) for the period before taxes9903€167k€208k▲
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€163k€204k▲
Profit (loss) for the period to be appropriated9905€163k€204k▲
Appropriation of the result
Profit (loss) to be appropriated9906€163k€204k▲
Transfer to equity691/2€3k€4k▲
To other reserves6921€3k€4k▲
Profit to be distributed694/7€160k€200k▲
Directors or managers695€160k€200k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
06-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €246k ▲78.8%
Operating result €258k, net result €246k, both a record.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Forelstraat 55B9000 GentGround area
1,297 m²
Building footprint
673 m²
Parcel 44811L0021/00X020, Flanders. Linked by address, not a title deed.
1 establishment unit
SCRIPTORIJ
since 20192.285.068.194
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44811L0021/00X020 | Flanders | 1,297 m² | 1 · 673 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,001 EUR awarded · 1,001 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,001 EUR | 1,001 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
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Of 9,807 companies in sector 73110 we hold annual accounts for 3,724. 2,843 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2019
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
46491Wholesale trade
58110Book publishing
62010Computer programming, consultancy and related activities
62100Computer programming
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.