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STEJO

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BE 0795.301.911
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Turnover
EBIT margin
Net result€20k+2197.6%
Working capital€-24k+38.6%
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Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 16-07-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30kOperating result 2023: €5k€5kNet result 2023: €883€883Operating result 2024: €30k€30kNet result 2024: €20k€20k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 70 — Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 15.6% 63.2%
better than 16% of 2389 sector peers
Net result €20k €30k
better than 39% of 2390 sector peers
Equity €24k €64k
better than 24% of 2390 sector peers
Gross operating margin €55k €49k
better than 54% of 2386 sector peers
Total assets €155k €121k
better than 61% of 2389 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€52k
+531.6% 23–24
Net profit
€20k
+2197.6% 23–24
Cash flow
€43k
+948.9% 23–24
Total assets
€155k
-9.1% 23–24
Equity
€24k
+522.4% 23–24
Working capital
€-24k
+38.6% 23–24
Income taxes
€6k
+417.6% 23–24
Debt
€131k
-21.5% 23–24
Debt ≤ 1y
€89k
-8.2% 23–24
Debt > 1y
€42k
-40.0% 23–24
Current ratio
0.74
+21.6% 23–24
Quick ratio
0.74
+21.6% 23–24
Solvency
15.6%
+584.9% 23–24
Debt / equity
5.42
-87.4% 23–24
ROE
83.9%
+269.2% 23–24
ROA
13.1%
+2428.4% 23–24
Interest coverage
13.76
+414.2% 23–24
Figures by fiscal year
Fiscal year2024
Revenue
EBITDA€52k
Net profit€20k
Cash flow€43k
Staff costs
Income taxes€6k
Dividends
Total assets€155k
Equity€24k
Debt€131k
of which ≤ 1y€89k
of which > 1y€42k
Working capital€-24k
Employees (FTE)
Ratios (computed)
2024
Current ratio0.74
Quick ratio0.74
Working capital ratio-15.2%
Solvency15.6%
Debt / equity5.42
Long-term debt ratio1.74
Interest coverage13.76
Gross margin
Net margin
ROA13.1%
ROE83.9%
EBITDA margin
Days sales outstanding
Days payable outstanding
Inventory turnover
Days inventory (DSI)
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet — Assets
TOTAL ASSETS 20/58€155k
Fixed assets 21/28€90k
Tangible fixed assets 22/27€90k
Current assets 29/58€66k
Amounts receivable within one year 40/41€55k
Cash & bank 54/58€10k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€155k
Equity 10/15€24k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€21k
Amounts payable 17/49€131k
Amounts payable after one year 17€42k
Amounts payable within one year 42/48€89k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€55k
Operating result 9901€30k
Financial income 75€42
Financial charges 65€4k
Result before taxes 9903€26k
Income taxes 67/77€6k
Net result for the period 9904€20k
Result to be appropriated 9905€20k
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Ratios computed by Checked.

Health barometer

FY 2024 · computed
56 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.