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STEJO

Active Private limited companyfounded 2022active for 3 yearsMiddelstraat 115, 1785 MerchtemKBO/BCE: BE 0795.301.911

Lifetime

3 annual accounts with figures on one time axis
peak €55,267 (2024)
€31,162▼ 43.6%
lowest -€21 (2025)
-€21▼ €20,305
peak €24,167 (2024)
€24,145▼ 0.1%
€109,656▼ 16.3%
Board2 names since 2022
2 directors and 1 other
Documentsfilings and deeds
10-07-202621 days before the deadline
2025micro format
Gross margin from €55,267 to €31,162Loss of €21Purpose change · Amendment of the articles 27-10Debts from €131,066 to €109,656Cash from €9,533 to €24,747

Key points

from the 2025 annual accounts

Turnover

≈ €91,000 estimated

The micro format states no turnover.

Debts

€109,656 82% of the balance sheet
Financial debts 12%Suppliers 5%Taxes and wages 38%Other 45%

Of this, €96,750 falls due within a year.

Position in the sector

-€21

Lower net result than 80% of companies in head offices and management consultancy. Sector median €26,448 · 41,229 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 1,271 companies had the same profile as STEJO has now. Each dot stands for 4 companies, two years later.

93.5%
were still trading
2.0%
stopped another way
4.1%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a small loss

Another 0.4% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,271 companies, not a prediction for STEJO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Signals

Board and ownership

Director
Director
  • 100 sharesdeed of 28-12-2022
Board & ownership

Recent changes

Registered office moved within Merchtem New registered office: Middelstraat 115, 1785 MERCHTEM · Previous registered office: Koeweidestraaat 50 B, 1785 Merchtem · General meeting of 26-01-2026 · Gazette deed
Purpose change · Amendment of the articles “Activiteiten van diëtisten; Activiteiten van psychologen; Kleinhandel in voedings- en genotmiddelen,alsook…” (deed in Dutch) · General meeting of 21-10-2025 · Gazette deed
Incorporation Founding capital of €3,000, 100 shares · Founder: · Appointments: (director) and (director) · published on 28-12-2022 · Gazette deed
First establishment Middelstraat 115, Merchtem
All 9 events

Comparable companies

same main activity, similar in size and age
Company
STEJO Merchtem €133,802 €31,162 18.0% -
BME Solutions Halle €122,206 €31,552 75.9% -
VJ CONSULT Asse €145,281 €32,298 24.0% -
H-H Consult Overijse €134,284 €27,700 27.4% -
A2Z Services Huldenberg €118,917 €32,522 55.4% -
BPM Kapelle-op-den-Bos €117,854 €28,736 52.2% -
VDBR Aarschot €157,997 €33,965 42.8% -

These companies have the same main activity as STEJO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €118,000 and €158,000, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 23-12-2022Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.339.711.0661785 Merchtem, since 23-12-2022
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

€133,802▼ 13.8%
Filing
Filed on 10-07-2026, 21 days before the end of the filing period
Financials

Insights on STEJO

STEJO files the micro format. That format states no turnover. The gross margin rose from €10,806 in 2023 to €31,162 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about STEJO

What is the company number of STEJO?
The company number of STEJO is 0795.301.911. The VAT number is the same number with BE in front: BE 0795.301.911.
Where is STEJO based?
The registered office is at Middelstraat 115, 1785 Merchtem.Company details
What does STEJO do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of STEJO?
STEJO is a private limited company (BV).
When was STEJO founded?
STEJO was founded on 23-12-2022.
Is STEJO still active?
Yes, STEJO is an active enterprise in the KBO register.
What is the turnover of STEJO?
The turnover in financial year 2025 is ≈ €91,000. This figure is estimated from the gross margin of €31,162 and 144 comparable companies (NACE 70200). It probably lies between €54,000 and €120,000.Financials
Is STEJO profitable?
In financial year 2025, STEJO made a loss of €21.
Where can I find the annual accounts of STEJO?
STEJO filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEJO due?
STEJO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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