STEJO
The computed 12-month bankruptcy probability of STEJO is 0.5% (very low). The 2024 annual accounts show equity of €24k and a net result of €20k. Its solvency ranks better than 16% of 2389 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €24k |
| Net result | €20k |
| Better than sector | 16% |
| Active | 3 yrs |
Strong profile, led by profitability.
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
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See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 15.6% | 63.2% | |
| Net result | €20k | €30k | |
| Equity | €24k | €64k | |
| Gross operating margin | €55k | €49k | |
| Total assets | €155k | €121k |
| Fiscal year | 2024 |
|---|---|
| Revenue | — |
| EBITDA | €52k |
| Net profit | €20k |
| Cash flow | €43k |
| Staff costs | — |
| Income taxes | €6k |
| Dividends | — |
| Total assets | €155k |
| Equity | €24k |
| Debt | €131k |
| of which ≤ 1y | €89k |
| of which > 1y | €42k |
| Working capital | €-24k |
| Employees (FTE) | — |
| 2024 | |
|---|---|
| Current ratio | 0.74 |
| Quick ratio | 0.74 |
| Working capital ratio | -15.2% |
| Solvency | 15.6% |
| Debt / equity | 5.42 |
| Long-term debt ratio | 1.74 |
| Interest coverage | 13.76 |
| Gross margin | — |
| Net margin | — |
| ROA | 13.1% |
| ROE | 83.9% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €155k |
| Fixed assets | 21/28 | €90k |
| Tangible fixed assets | 22/27 | €90k |
| Current assets | 29/58 | €66k |
| Amounts receivable within one year | 40/41 | €55k |
| Cash & bank | 54/58 | €10k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €155k |
| Equity | 10/15 | €24k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €21k |
| Amounts payable | 17/49 | €131k |
| Amounts payable after one year | 17 | €42k |
| Amounts payable within one year | 42/48 | €89k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €55k |
| Operating result | 9901 | €30k |
| Financial income | 75 | €42 |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €26k |
| Income taxes | 67/77 | €6k |
| Net result for the period | 9904 | €20k |
| Result to be appropriated | 9905 | €20k |
| NACE primary | Head offices & management consulting(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 23-12-2022 |
| Status | Active |
| Postal code | 1785 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23052A0251/00K000 | Flanders | 3,279 m² | 1 · 119 m² | 8.6 m · 2 fl. |
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
19-02-2026 Registered office moved from Merchtem to MERCHTЕМ
- Koeweidestraaat 50 B, 1785 Merchtem → MIDDELSTRAAT 115, 1785 MERCHTЕМ
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "MIDDELSTRAAT 115, 1785 MERCHT\u0415\u041C",
"city": "MERCHT\u0415\u041C",
"region": "vlaams_gewest",
"street": "MIDDELSTRAAT",
"country": "BE",
"postcode": "1785",
"box_number": null,
"street_number": "115",
"locality_suffix": null
},
"old_address": {
"raw": "Koeweidestraaat 50 B, 1785 Merchtem",
"city": "Merchtem",
"region": "vlaams_gewest",
"street": "Koeweidestraat",
"country": "BE",
"postcode": "1785",
"box_number": "B",
"street_number": "50",
"locality_suffix": null
},
"effective_date": "2026-02-12",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": null,
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2026-02-19",
"filing_date": "2026-02-12",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2026-01-26",
"unanimous": true
},
"subject_company": {
"kbo": "0795.301.911",
"name_full": "STEJO",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "DE BAERDEMAEKER JONA",
"org_rep_person_name": null,
"person_role_at_subject": "BESTUURDER"
},
"co_filed_documents": []
}19-02-2026 Registered office moved within Merchtem
- Koeweidestraat 50, 1785 Merchtem → Middelstraat 115, 1785 Merchtem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Merchtem",
"region": null,
"street": "Middelstraat",
"country": "BE",
"postcode": "1785",
"box_number": null,
"street_number": "115"
},
"old_address": {
"city": "Merchtem",
"region": null,
"street": "Koeweidestraat",
"country": "BE",
"postcode": "1785",
"box_number": "B",
"street_number": "50"
},
"effective_date": "2026-02-12",
"evidence_quote": "Wijziging maatschappelijke zetel ... DE MAATSCHAPPELIJKE ZETEL VANAF 12/02/2026 VERPLAATST WORDT NAAR MIDDELSTRAAT 115, 1785 MERCHTEM."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0795.301.911",
"name_full": "STEJO",
"legal_form": "BV"
}
}27-10-2025 Articles of association amended — translation of the articles, coordination of the articles and amendment of specific articles
Technical details
{
"notary": {
"name": "Renate De Koker",
"firm_city": null,
"firm_name": null,
"office_city": "Opwijk",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-10-27",
"filing_date": "2025-10-22",
"act_kind_objet": "STATUTEN (VERTALING, COORDINATIE, OVERIGE WIJZIGINGEN), DOEL"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2025-10-21",
"unanimous": true
},
"statute_change": {
"kinds": [
"translation",
"coordination",
"targeted_amendment"
],
"scope": "full_restatement",
"trigger": "wvv_adaptation",
"language_after": "nl",
"language_before": "nl"
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0795.301.911",
"name_full_after": "STEJO",
"legal_form_after": "BESloten Vennootschap",
"name_full_before": "STEJO",
"current_zetel_raw": "Koeweidestraat 50 bus B 1785 Merchtem",
"legal_form_before": "BESloten Vennootschap"
},
"special_mandates": [],
"articles_modified": [
{
"summary": "Het bestuursorgaan is verantwoordelijk voor de omstandige verslaglegging van de voorgestelde wijziging van het voorwerp.",
"new_text": null,
"change_kind": "amended",
"article_title": null,
"article_number": "5:101"
},
{
"summary": "Artikel 3 is hernummerd en bevat de uitgebreide tekst van het voorwerp van de vennootschap.",
"new_text": "De vennootschap heeft tot voorwerp, zowel in Belgi\u00EB als in het buitenland, voor eigen rekening en voor rekening van derden, dit alles in de meest uitgebreide zin:\n \u2022 Activiteiten van di\u00EBtisten\n \u2022 Activiteiten van psychologen\n \u2022 Kleinhandel in voedings- en genotmiddelen, alsook voedingssupplementen en andere producten\n \u2022 Geven van workshops, lezingen, \u2026 en andere educatieve sessies rond voeding, me",
"change_kind": "renumbered",
"article_title": null,
"article_number": "3"
}
],
"governance_change": null,
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"co_filed_documents": [],
"shareholder_rights": null,
"voorwerp_change_summary": "Het voorwerp van de vennootschap is uitgebreid met een gedetailleerde, niet-exhaustieve lijst van activiteiten, waaronder di\u00EBtisten, psychologen, kleinhandel, educatieve sessies, schrijftaken, consulting, marketing, en het beheer van onroerende en roerende goederen.",
"capital_structure_change": null,
"coordinated_text_lineage": null
}27-10-2025 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": false,
"seat_change": false,
"object_change": true,
"effective_date": "2025-10-21",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0795.301.911",
"name_full": "STEJO",
"legal_form": "BV"
},
"signature_regime": null,
"special_mandates": [
{
"quote": "FIDACO te 1785 Merchtem, Spiegellaan 63 (ON 0414.628.181), vertegenwoordigd door Kris POTOMS, of elke andere door hem aangewezen persoon, is aangewezen als lasthebber ad hoc van de vennootschap, om alle documenten te ondertekenen en alle nodige formaliteiten te vervullen bij de administratie van de btw en met het oog op de aanpassing bij de Kruispunt Bank van Ondernemingen.",
"holder_kbo": "0414.628.181",
"holder_name": "FIDACO",
"scope_categories": [
"tax",
"kbo"
],
"with_substitution": true
}
],
"governance_change": {
"admin_delegated_added": []
}
}28-12-2022 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "1785 Merchtem, Koeweidestraat 50 B",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1982-10-19",
"name": "GOOSSENS Steve",
"niss": null,
"address": "1785 Merchtem, Terlinden 22"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 3000,
"holder_person_name": "GOOSSENS Steve",
"is_subscriber_only": true,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 3000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "0795.301.911",
"name_full": "STEJO",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-12-22",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | STEJO |