Financials
- Fiscal year
- 2026
- Total assets
- €1,312
- Loss
- -€4,179
- Solvency
- -242.3%
STEFCO PRO
ActiveSummary
The computed 12-month bankruptcy probability of STEFCO PRO is 2.0% (moderate). The 2026 annual accounts show negative equity (-€3,179) and a net result of -€4,179. Its solvency ranks better than 5% of 174 sector peers (NACE 41, fiscal year 2026). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€1,312total assets 2026
- Equity
- -€3,179
- Loss
- -€4,179
Turnover not published (abridged schema)
Structure
Accounts 43 days early0 of 1 deed read
Why 52- Sector Construction of residential and non-residential buildings (NACE 41)- Founded in 2025+ Liquidity: current ratio 0.29, cash €1,141+ Size: total assets €1,312Show the evidence
Checked score
Score 2026
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 20% of its sector peers (NACE 41, micro)
Financial strength
Weak
Solvency
0
equity -242.3% of total assets
Liquidity
50
short-term debt 342.3% · cash 86.9%
Profitability
0
return on assets -318.6%
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 3.6%
09-2026: 3.7%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 2.0%▼ -1.7 percentage points vs 09-2026lowest value
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 3% on solvency, 51% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 18-09-2026, 43 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2026
43 days early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2026 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 04-07-2025
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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