Equity
-€639
Debts exceed assets in financial year 2025.
MIV BATIMENT
Lifetime
1 annual account with figurespeak -€1,408 (2025)
-€1,408
lowest -€3,639 (2025)
-€3,639
peak -€639 (2025)
-€639
€2,693
Board1 name since 2025
1 directorMARIAN Ion
Documentsfilings and deeds
02-09-202633 days late
2025micro format
Loss of €3,639Incorporation 25-041 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsAt the same address
88 companies
Position in the sector
-31.1%
Lower solvency than 92% of companies in construction of buildings. Sector median 42.9% · 9,462 companies.
2025 accounts filed 33 days after the deadlineTurnover not published (micro format)
Checked score
33
Weak
Financially stronger than 4% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.8% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 3.6%lowest value
06-2026: 3.6%● unchanged vs 05-2026lowest value
07-2026: 3.8%▲ +0.2 percentage points vs 06-2026
08-2026: 4.1%▲ +0.3 percentage points vs 07-2026
09-2026: 4.2%▲ +0.1 percentage points vs 08-2026
10-2026: 5.5%▲ +1.3 percentage points vs 09-2026
11-2026: 5.8%▲ +0.3 percentage points vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Founded in 2025
Last filed accounts filed 33 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €2,054
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 3% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,322 companies had the same profile as MIV BATIMENT has now. Each dot stands for 4 companies, two years later.
90.2%
were still trading
5.5%
stopped another way
4.2%
went bankrupt
The bankruptcy probability of MIV BATIMENT itself is higher: 5.8% within 12 months. It rests on far more data about MIV BATIMENT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for MIV BATIMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · 2025 accounts filed 33 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
33 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1022617649
Incorporation
Founding capital of €3,000, 100 shares · Founder: MARIAN Ion · Appointment: MARIAN Ion (director) · published on 25-04-2025 · Gazette deed
First establishment
Breughelpark 8, Asse
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MIV BATIMENT Grimbergen | - | - | -31.1% | - |
| ADBEC Drogenbos | €16,000 | 7.5% | 89.0% | - |
| ADF PROJECTS Kraainem | €9,130 | -0.1% | -1.0% | - |
| DAVID INVEST Sint-Genesius-Rode | - | - | -384.0% | - |
| DOROS MC Ternat | - | - | -22.2% | - |
| Visiwork Silly | - | - | -277.9% | - |
| RENOVATIE & DESIGN Kalmthout | - | - | 51.6% | - |
These companies have the same main activity as MIV BATIMENT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1,820 and €2,560, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 23-04-2025Normal situation
- Registered office
- 89 active companies are registered at this address18 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.372.819.5421731 Asse, since 23-04-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2026
Insights on MIV BATIMENT
The computed 12-month bankruptcy probability of MIV BATIMENT is 5.8% (elevated). The 2025 annual accounts show negative equity (-€639) and a net result of -€3,639.
Its solvency ranks better than 7% of 9,462 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MIV BATIMENT
- What is the company number of MIV BATIMENT?
- The company number of MIV BATIMENT is 1022.617.649. The VAT number is the same number with BE in front: BE 1022.617.649.
- Where is MIV BATIMENT based?
- The registered office is at Mutsaardplein 2, 1853 Grimbergen.Company details
- What does MIV BATIMENT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of MIV BATIMENT?
- MIV BATIMENT is a private limited company (BV).
- When was MIV BATIMENT founded?
- MIV BATIMENT was founded on 23-04-2025.
- Is MIV BATIMENT still active?
- Yes, MIV BATIMENT is an active enterprise in the KBO register.
- What is the turnover of MIV BATIMENT?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is MIV BATIMENT profitable?
- In financial year 2025, MIV BATIMENT made a loss of €3,639.
- Where can I find the annual accounts of MIV BATIMENT?
- MIV BATIMENT filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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