Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Lower solvency than 95% of companies in construction of buildings. Sector median 43.1% · 10,152 companies.
In July 2024, 1,322 companies had the same profile as STONE has now. Each dot stands for 4 companies, two years later.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for STONE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| STONE Antwerp | €945 | -€4,674 | -328.5% | - |
| Enired Group Vilvoorde | €835 | -€3,620 | -447.9% | - |
| BUILD COMPANY GROUP Zaventem | €764 | -€3,717 | -518.0% | - |
| De Bouwer Antwerp | €667 | -€2,192 | -215.5% | - |
| NEXT JOB Mechelen | €1,194 | -€14,332 | -993.9% | - |
| PRESTIGE CONSTRUCTION ET RENOVATION Wezembeek-Oppem | €1,187 | -€6,848 | -413.9% | - |
| STEFCO PRO Drogenbos | €1,312 | -€4,179 | -242.3% | - |
These companies have the same main activity as STONE: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €667 and €1,310, founded between 2024 and 2025.
The 2025 annual accounts show negative equity (-€3,104) and a net result of -€6,104. Its solvency ranks better than 5% of 10,152 sector peers (NACE 41, financial year 2025).
The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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