SPLS
ActiveThe computed 12-month bankruptcy probability of SPLS is 2.4% (moderate). The 2024 annual accounts show equity of €24k and a net result of €9k. Its solvency ranks better than 93% of 36376 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 8.63), and 11.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-10-2025, 85 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
85 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€24k
Total assets
€27k
Net result
€9k
Working capital
€24k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €27k
Equity
€24k
Debt
€3k
Debt finances 11.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€10k
Cash flow
€10k
Solvency
88.4%
Current ratio
8.63
Quick ratio
8.63
Debt / equity
0.13
ROE
36.8%
ROA
32.5%
Debt
€3k
Debt ≤ 1 year
€3k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€27k
Current assets29/58€27k
Amounts receivable within one year40/41€11k
Trade receivables40€6k
Other amounts receivable41€5k
Cash at bank and in hand54/58€16k
Equity and liabilities
Total equity and liabilities10/49€27k
Equity10/15€24k
Contributions10/11€15k
Profit (loss) carried forward14€9k
Amounts payable17/49€3k
Amounts payable within one year42/48€3k
Trade debts44€447
Suppliers440/4€447
Taxes, remuneration and social security45€3k
Remuneration and social security454/9€3k
Other amounts payable47/48€163
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Gross operating margin9900€10k
Operating profit (loss)9901€9k
Financial income75/76B€15
Recurring financial income75€15
Profit (loss) for the period before taxes9903€9k
Profit (loss) for the period9904€9k
Profit (loss) for the period to be appropriated9905€9k
Appropriation of the result
Profit (loss) to be appropriated9906€9k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 85 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putsesteenweg 3392820 BonheidenGround area
142 m²
Building footprint
142 m²
Volume, LiDAR
1,059 m³
Parcel 12005A0123/00M002, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SPLS
since 20242.358.248.855
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005A0123/00M002 | Flanders | 142 m² | 1 · 142 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
9RENOZEN
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ERAN DEMOLITION
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SJ Estate
BE 1020.267.774
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VITA TEMSE
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 11,809 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43110Demolition
43240Other construction installation
43299Specialised construction activities
43310Plastering work
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.