9RENOZEN
ActiveThe computed 12-month bankruptcy probability of 9RENOZEN is 2.1% (moderate). The 2025 annual accounts show equity of €24k and a net result of €49. Its solvency ranks better than 46% of 7321 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-81
Solvency73▲+24
Growth52
Stability82
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 0.7 in 2024), and 59.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.3%
Return on assets
0.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
23 d late
2024
51 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€198k
EBIT margin
13.3%
Net result
€49▼ 99.7%
2024 · €19k
2024: €19k
2024 → 2025
Working capital
€8k
2024 · €-8k
2024: €-8k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€198k-
Equity€24k-€24k▲ 0.2%
Operating result€26k-€3k▼ 90.1%
Net result€19k-€49▼ 99.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€34k▼ 29.7%
Current assets
€25k▲ 39.5%
Equity and liabilities €59k
Equity
€24k▲ 0.2%
Debt
€35k▼ 17.3%
The debt ratio falls from 64.2% to 59.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€17k▼
2024 · €30k
Cash flow
€14k▼
2024 · €22k
Solvency
40.3%▲
2024 · 35.8%
Current ratio
1.48▲
2024 · 0.70
Quick ratio
1.48▲
2024 · 0.70
Debt / equity
1.48▼
2024 · 1.80
ROE
0.2%▼
2024 · 78.9%
ROA
0.1%▼
2024 · 28.2%
Interest coverage
71.56▼
2024 · 316.62
Debt
€35k▼
2024 · €43k
Debt ≤ 1 year
€17k▼
2024 · €26k
Debt > 1 year
€18k▲
2024 · €17k
Income taxes
€3k▼
2024 · €8k
Staff costs
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€59k▼
Fixed assets21/28€48k€34k▼
Tangible fixed assets22/27€48k€34k▼
Furniture and vehicles24€48k€34k▼
Current assets29/58€18k€25k▲
Amounts receivable within one year40/41€16k€24k▲
Trade receivables40€2k€9k▲
Other amounts receivable41€13k€15k▲
Cash at bank and in hand54/58€2k-
Deferred charges and accrued income490/1€537€959▲
Equity and liabilities
Total equity and liabilities10/49€66k€59k▼
Equity10/15€24k€24k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€19k€19k▲
Amounts payable17/49€43k€35k▼
Amounts payable after more than one year17€17k€18k▲
Financial debts170/4€17k€18k▲
Amounts payable within one year42/48€26k€17k▼
Current portion of amounts payable after more than one year42€5k€5k▼
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€13k€1k▼
Suppliers440/4€13k€1k▼
Taxes, remuneration and social security45€8k€3k▼
Taxes450/3€8k€3k▼
Remuneration and social security454/9€540-
Income statement
Code20242025
Turnover70€198k-
Goods, raw materials, services and sundry goods60/61€164k-
Remuneration, social security and pensions62€2k€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€14k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€34k€22k▼
Operating profit (loss)9901€26k€3k▼
Financial income75/76B-€433
Recurring financial income75-€433
Financial charges65/66B€94€237▲
Recurring financial charges65€94€237▲
Profit (loss) for the period before taxes9903€26k€3k▼
Income taxes67/77€8k€3k▼
Profit (loss) for the period9904€19k€49▼
Profit (loss) for the period to be appropriated9905€19k€49▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€19k▲
Profit (loss) brought forward from the previous period14P-€19k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 23 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 1.48
Current ratio from 0.70 to 1.48; short-term debt falls from €26k to €17k.
20-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Taaiboomstraat 331702 DilbeekGround area
120 m²
Building footprint
51 m²
Volume, LiDAR
399 m³
Parcel 23026C0252/00S004, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
9RENOZEN
since 20232.351.368.090
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026C0252/00S004 | Flanders | 120 m² | 1 · 51 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SPLS
BE 1005.271.574
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CORESTI
BE 0765.427.493
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ERAN DEMOLITION
BE 0798.413.829
Brugge · Eq €24k
VITA TEMSE
BE 0665.710.010
Temse · Eq €24k
SJ Estate
BE 1020.267.774
Chapelle-lez-Herlaimont · Eq €24k
Of 29,551 companies in sector 41001 we hold annual accounts for 15,874. 11,818 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2023
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:reno.zen9@gmail.com
Phone:0032493939336