Si Bon
ActiveSummary
The computed 12-month bankruptcy probability of Si Bon is 5.0% (elevated). The 2024 annual accounts show equity of €58,272 and a net result of €504. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 60% of 15,442 sector peers (NACE 46, financial year 2024). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- ≈ 3 FTE, estimated
- Equity
- €58,272
- Profit
- €504
- HADID Mayy AdnanDirector
Why 39raises riskFigures for financial year 2024 (filed 28-10-2025)1 financial year not filed after the legal deadline; last filed accounts filed 89 days late; 3 of the last 3 lateFounded in 20182 establishment unitsShow the evidence
Checked score
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 59% on solvency, 29% on liquidity, 52% on profitability and 81% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 5 accounts on average 79 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet €504 ▼70.8%
- Annual accounts filedfinancial year 2023 · micro…
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 29 October 2026.
Source amounts without an identifiable currency are assumed to be EUR.
2019 to 2024, 5 financial years
The operating result falls in 2024; 2024 is 84% below 2023 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 5,047 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 93.9% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 5.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,047 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €47,350 | €98,932 | €105,603 | €137,438 | ▲ 30.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,611 | €11,490 | €13,008 | €12,868 | €10,965 | ▼ 14.8% |
| Other operating charges640/8 | - | €1,968 | €5,158 | €1,553 | €3,453 | ▲ 122% |
| Gross operating margin9900 | €36,268 | €98,728 | €127,714 | €131,136 | €153,670 | ▲ 17.2% |
| Operating profit (loss)9901 | €2,310 | €37,920 | €10,615 | €11,112 | €1,814 | ▼ 83.7% |
| Financial income75/76B | - | - | €63 | - | €2 | - |
| Recurring financial income75 | €15 | - | €63 | - | €2 | - |
| Financial charges65/66B | - | €479 | €2,095 | €8,881 | €1,132 | ▼ 87.3% |
| Recurring financial charges65 | €91 | €479 | €2,095 | €8,881 | €1,132 | ▼ 87.3% |
| Profit (loss) for the period before taxes9903 | €2,234 | €37,441 | €8,583 | €2,230 | €684 | ▼ 69.3% |
| Income taxes67/77 | - | €7,455 | €2,676 | €501 | €180 | ▼ 64.1% |
| Profit (loss) for the period9904 | €2,234 | €29,986 | €5,907 | €1,729 | €504 | ▼ 70.8% |
| Profit (loss) for the period to be appropriated9905 | €2,234 | €29,986 | €5,907 | €1,729 | €504 | ▼ 70.8% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €15,885 | €84,508 | €77,202 | €74,862 | €111,818 | ▲ 49.4% |
| Fixed assets21/28 | €9,409 | €64,228 | €53,896 | €41,028 | €33,212 | ▼ 19.0% |
| Tangible fixed assets22/27 | €9,409 | €64,228 | €53,516 | €40,647 | €29,682 | ▼ 27.0% |
| Land and buildings22 | - | €56,230 | €46,507 | €36,784 | €27,062 | ▼ 26.4% |
| Plant, machinery and equipment23 | - | €3,402 | €4,616 | €3,535 | €2,620 | ▼ 25.9% |
| Furniture and vehicles24 | - | €4,596 | €2,392 | €328 | - | - |
| Financial fixed assets28 | - | - | €380 | €380 | €3,530 | ▲ 828% |
| Current assets29/58 | €6,476 | €20,280 | €23,306 | €33,835 | €78,606 | ▲ 132% |
| Amounts receivable within one year40/41 | - | €8,518 | €60 | €5,548 | €74,276 | ▲ 13× |
| Trade receivables40 | - | €4,703 | €60 | €3,102 | €74,276 | ▲ 24× |
| Other amounts receivable41 | - | €3,815 | - | €2,446 | - | - |
| Cash at bank and in hand54/58 | €6,476 | €11,761 | €23,246 | €28,287 | €4,330 | ▼ 84.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €15,885 | €84,508 | €77,202 | €74,862 | €111,818 | ▲ 49.4% |
| Equity10/15 | €8,434 | €37,731 | €43,639 | €45,368 | €58,272 | ▲ 28.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €18,600 | ▲ 200% |
| Capital10 | - | €6,200 | €6,200 | €6,200 | €18,600 | ▲ 200% |
| Issued capital100 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | - | €12,400 | €12,400 | €12,400 | - | - |
| Reserves13 | €250 | €250 | €250 | €250 | €250 | = |
| Non-distributable reserves130/1 | - | €250 | €250 | €250 | €250 | = |
| Legal reserve130 | - | €250 | €250 | €250 | €250 | = |
| Profit (loss) carried forward14 | €1,984 | €31,281 | €37,189 | €38,918 | €39,422 | ▲ 1.3% |
| Amounts payable17/49 | €7,451 | €46,776 | €33,564 | €29,494 | €53,546 | ▲ 81.5% |
| Amounts payable after more than one year17 | - | €3,000 | €3,000 | - | - | - |
| Financial debts170/4 | - | €3,000 | €3,000 | - | - | - |
| Amounts payable within one year42/48 | €7,451 | €43,776 | €30,564 | €29,494 | €53,546 | ▲ 81.5% |
| Current portion of amounts payable after more than one year42 | - | €1,421 | - | - | - | - |
| Financial debts43 | - | - | - | €7,697 | €7,697 | = |
| Credit institutions430/8 | - | - | - | €7,697 | €7,697 | = |
| Trade debts44 | €4,844 | €31,235 | €8,565 | €4,788 | €11,245 | ▲ 135% |
| Suppliers440/4 | - | €31,235 | €8,565 | €4,788 | €11,245 | ▲ 135% |
| Taxes, remuneration and social security45 | - | €10,044 | €17,142 | €14,341 | €22,948 | ▲ 60.0% |
| Taxes450/3 | - | €10,044 | €15,231 | €9,033 | €6,960 | ▼ 22.9% |
| Remuneration and social security454/9 | - | - | €1,911 | €5,309 | €15,988 | ▲ 201% |
| Other amounts payable47/48 | - | €1,076 | €4,856 | €2,667 | €11,655 | ▲ 337% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,234 | €29,986 | €5,907 | €1,729 | €504 | ▼ 70.8% |
| + Depreciation and write-downs630 | €1,611 | €11,490 | €13,008 | €12,868 | €10,965 | ▼ 14.8% |
| Operating cash flow (approximation) | €3,845 | €41,476 | €18,916 | €14,598 | €11,469 | ▼ 21.4% |
| Investment in fixed assets (approximation) | - | - | -€2,676 | €0 | -€3,150 | - |
| Change in cash | - | - | €11,485 | €5,041 | -€23,957 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 28-10-2025 | 2025-00551307 |
| 31-12-2023 | micro format | 20-12-2024 | 2024-00626034 |
| 31-12-2022 | micro format | 10-10-2023 | 2023-00480943 |
| 31-12-2021 | micro format | 11-10-2022 | 2022-20458587 |
| 31-12-2019 | micro format | 21-08-2020 | 2020-43100444 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| HADID Mayy Adnan |
|
| WIERTZ Veerle Hubert Gertruda |
|
Owners and capital
Capital and shareholders
- 25-10-2024 Converted to unavailable equity · €6,200
- 25-10-2024 Converted to unavailable equity · €250
- 25-10-2024 Converted to uncalled contributions · €12,400
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
25-10
Gazette deed
Resignation: WIERTZ Veerle Hubert Gertruda (manager)Appointments: WIERTZ Veerle Hubert Gertruda (director) and HADID Mayy Adnan (director) · Legal-form conversion · Capital conversion12 facts ▸
- General meeting, 16-10-2024
- Legal-form conversion, “aanpassing statuten aan nieuwe wetgeving, rechtsvorm besloten vennootschap (BV) behouden” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch) (2 times)
- Capital conversion, “eigen vermogensrekening niet-opgevraagde inbrengen” (deed in Dutch)
- Registered-office move, Somméstraat 46, 2140 Borgerhout
- Purpose change
- Amendment of the articles (2 times)
- Director resignation, WIERTZ Veerle Hubert Gertruda (manager)
- Director appointment, WIERTZ Veerle Hubert Gertruda (director (not named in the articles))
- Director appointment, HADID Mayy Adnan (director (not named in the articles))
- Declaration, “Central Register of Management Bans consulted by notary on 2024-10-16, no management ban” (deed in Dutch) (2 times)
- Power of attorney
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesEnvironmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
2 establishment units
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11312A0025/00D005 | Flanders | 160 m² | 1 · 243 m² | 11.3 m · 2 |
| 11805E0409/00L004 | Flanders | 71 m² | 1 · 71 m² | 12.3 m · 4 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Industrieel bakker; Import en export; Snackbar; Broodjeszaak; Schoonmaak; Horeca; Tweedehandswagens; Take-away; Bestuursmandaat aangaan in…” (deed in Dutch)
9 activities (deed in Dutch)
- Industrieel bakker
- Import en export
- Snackbar
- Broodjeszaak
- Schoonmaak
- Horeca
- Tweedehandswagens
- Take-away
- Bestuursmandaat aangaan in andere binnenlands en buitenlandse vennootschappen
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- SI BON
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, bestuursorgaan mag exploitatiezetels, administratieve zetels, filialen, agentschappen en depots oprichten in België of…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- 2 provisions in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, aandeelhouders mogen kennis nemen van register betreffende hun effecten” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Erfgenamen en legatarissen die geen aandeelhouder zijn gehouden toestemming te vragen volgens dezelfde formaliteiten, onder levenden of door…” (deed in Dutch)1 more provision on this in the deed
- Share issue ruleHow and by whom new shares can be issued.
- “Aandelen moeten bij uitgifte volgestort zijn, enige aandeelhouder-bestuurder bepaalt vrij tijdstippen voor later uit te voeren stortingen op…” (deed in Dutch)“15, e-mail of gewone post (indien geen e-mailadres), op dezelfde dag” (deed in Dutch)
Oversight and winding up
- Auditor ruleHow a statutory auditor is appointed and what they check, if the company has one.
- One provision in the deed
- Dissolution ruleWhen and by whom the company can be dissolved.
- One provision in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed