MAROCOLIVES
ActiveSummary
MAROCOLIVES has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €14k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+1
Solvency47▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.2 in 2024; short-term debt: 77.8% and cash: 11.2% of total assets), and 77.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.2%
Return on assets
5.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
27 d late
2023
1 d late
2022
29 d late
2021
6 d early
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14k▲ 56.3%
2024 · €9k
2018: €-4klowest in 8 years
2019: €2k▲ +144% vs 2018
2020: €6k▲ +259% vs 2019
2021: €928▼ -83.5% vs 2020
2022: €166▼ -82.1% vs 2021
2023: €-3k▼ -2060% vs 2022
2024: €9k▲ +370% vs 2023
2025: €14k▲ +56.3% vs 2024highest in 8 years
2018 → 2025
Working capital
€51k▲ 39.4%
2024 · €37k
2018: €26k
2019: €30k▲ +15.8% vs 2018
2020: €37k▲ +24.1% vs 2019
2021: €4k▼ -89.8% vs 2020lowest in 8 years
2022: €17k▲ +355% vs 2021
2023: €22k▲ +29.5% vs 2022
2024: €37k▲ +64.3% vs 2023
2025: €51k▲ +39.4% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€39k▲ 0.4%€36k▼ 8.3%€45k▲ 24.3%€58k▲ 30.6%
2021: €39k
2022: €39k▲ +0.4% vs 2021
2023: €36k▼ -8.3% vs 2022lowest in 5 years
2024: €45k▲ +24.3% vs 2023
2025: €58k▲ +30.6% vs 2024highest in 5 years
Operating result€4k-€3k▼ 23.9%€-1k€13k€20k▲ 53.0%
2021: €4k
2022: €3k▼ -23.9% vs 2021
2023: €-1k▼ -143% vs 2022lowest in 5 years
2024: €13k▲ +1230% vs 2023
2025: €20k▲ +53.0% vs 2024highest in 5 years
Net result€928-€166▼ 82.1%€-3k€9k€14k▲ 56.3%
2021: €928
2022: €166▼ -82.1% vs 2021
2023: €-3k▼ -2060% vs 2022lowest in 5 years
2024: €9k▲ +370% vs 2023
2025: €14k▲ +56.3% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 53% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €264k
Fixed assets
€7k ▼ 9.4%
Current assets
€257k ▲ 18.9%
Equity and liabilities €264k
Equity
€58k ▲ 30.6%
Debt
€205k ▲ 14.7%
Debt's share of the balance-sheet total falls from 80.0% to 77.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▲
2024 · €19k
Cash flow
€14k▲
2024 · €14k
Current ratio
1.25▲
2024 · 1.20
Quick ratio
0.74▲
2024 · 0.34
Debt to equity
3.51▼
2024 · 4.00
ROE
23.4%▲
2024 · 19.6%
ROA
5.2%▲
2024 · 3.9%
Interest coverage
11.47▼
2024 · 28.50
Debt ≤ 1 year
€205k▲
2024 · €179k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€224k€264k▲
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€971€212▼
Plant, machinery and equipment23€426-
Furniture and vehicles24€545€212▼
Financial fixed assets28€7k€7k=
Current assets29/58€216k€257k▲
Stocks and contracts in progress3€155k€105k▼
Stocks30/36€155k€105k▼
Amounts receivable within one year40/41€60k€96k▲
Trade receivables40€53k€80k▲
Other amounts receivable41€7k€15k▲
Cash at bank and in hand54/58€1k€30k▲
Deferred charges and accrued income490/1€245€26k▲
Equity and liabilities
Total equity and liabilities10/49€224k€264k▲
Equity10/15€45k€58k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€24k€38k▲
Amounts payable17/49€179k€205k▲
Amounts payable within one year42/48€179k€205k▲
Trade debts44€159k€185k▲
Suppliers440/4€159k€185k▲
Taxes, remuneration and social security45€15k€20k▲
Taxes450/3€11k€20k▲
Remuneration and social security454/9€4k-
Other amounts payable47/48€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€759▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A-€520
Gross operating margin9900€20k€22k▲
Operating profit (loss)9901€13k€20k▲
Financial income75/76B€2€170▲
Recurring financial income75€2€170▲
Financial charges65/66B€658€2k▲
Recurring financial charges65€658€2k▲
Profit (loss) for the period before taxes9903€13k€18k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€9k€14k▲
Profit (loss) for the period to be appropriated9905€9k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€38k▲
Profit (loss) brought forward from the previous period14P€16k€24k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €15k | €15k | €6k | €759 | ▼ 86.4% |
| Other operating charges640/8 | €4k | €2k | €1k | €1k | €1k | ▼ 24.8% |
| Non-recurring operating charges66A | €320 | - | - | - | €520 | - |
| Gross operating margin9900 | €18k | €20k | €16k | €20k | €22k | ▲ 11.6% |
| Operating profit (loss)9901 | €4k | €3k | €-1k | €13k | €20k | ▲ 53.0% |
| Financial income75/76B | €218 | €789 | €1 | €2 | €170 | ▲ 7,367% |
| Recurring financial income75 | €218 | €789 | €1 | €2 | €170 | ▲ 7,367% |
| Financial charges65/66B | €481 | €341 | €362 | €658 | €2k | ▲ 177% |
| Recurring financial charges65 | €481 | €341 | €362 | €658 | €2k | ▲ 177% |
| Profit (loss) for the period before taxes9903 | €3k | €3k | €-2k | €13k | €18k | ▲ 47.9% |
| Income taxes67/77 | €2k | €3k | €2k | €4k | €5k | ▲ 28.0% |
| Profit (loss) for the period9904 | €928 | €166 | €-3k | €9k | €14k | ▲ 56.3% |
| Profit (loss) for the period to be appropriated9905 | €928 | €166 | €-3k | €9k | €14k | ▲ 56.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €200k | €154k | €272k | €224k | €264k | ▲ 17.8% |
| Fixed assets21/28 | €35k | €22k | €14k | €8k | €7k | ▼ 9.4% |
| Tangible fixed assets22/27 | €34k | €21k | €7k | €971 | €212 | ▼ 78.2% |
| Plant, machinery and equipment23 | - | €1k | €926 | €426 | - | - |
| Furniture and vehicles24 | €34k | €19k | €6k | €545 | €212 | ▼ 61.1% |
| Financial fixed assets28 | €1k | €1k | €7k | €7k | €7k | = |
| Current assets29/58 | €164k | €132k | €258k | €216k | €257k | ▲ 18.9% |
| Stocks and contracts in progress3 | €2k | €60k | €191k | €155k | €105k | ▼ 31.9% |
| Stocks30/36 | €2k | €60k | €191k | €155k | €105k | ▼ 31.9% |
| Amounts receivable within one year40/41 | €134k | €60k | €52k | €60k | €96k | ▲ 60.4% |
| Trade receivables40 | €121k | €48k | €39k | €53k | €80k | ▲ 52.6% |
| Other amounts receivable41 | €13k | €12k | €14k | €7k | €15k | ▲ 118% |
| Cash at bank and in hand54/58 | €27k | €11k | €13k | €1k | €30k | ▲ 2,034% |
| Deferred charges and accrued income490/1 | €2k | €1k | €1k | €245 | €26k | ▲ 10,530% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €200k | €154k | €272k | €224k | €264k | ▲ 17.8% |
| Equity10/15 | €39k | €39k | €36k | €45k | €58k | ▲ 30.6% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €19k | €19k | €16k | €24k | €38k | ▲ 56.3% |
| Amounts payable17/49 | €161k | €115k | €236k | €179k | €205k | ▲ 14.7% |
| Amounts payable within one year42/48 | €161k | €115k | €236k | €179k | €205k | ▲ 14.7% |
| Trade debts44 | €146k | €96k | €215k | €159k | €185k | ▲ 16.3% |
| Suppliers440/4 | €146k | €96k | €215k | €159k | €185k | ▲ 16.3% |
| Taxes, remuneration and social security45 | €15k | €19k | €21k | €15k | €20k | ▲ 33.9% |
| Taxes450/3 | €5k | €8k | €5k | €11k | €20k | ▲ 82.0% |
| Remuneration and social security454/9 | €10k | €11k | €16k | €4k | - | - |
| Other amounts payable47/48 | - | - | - | €5k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €928 | €166 | €-3k | €9k | €14k | ▲ 56.3% |
| + Depreciation and write-downs630 | €10k | €15k | €15k | €6k | €759 | ▼ 86.4% |
| Operating cash flow (approximation) | €11k | €15k | €12k | €14k | €14k | ▲ 0.7% |
| Investment in fixed assets (approximation) | - | €-2k | €-7k | €0 | €0 | - |
| Change in cash | - | €-15k | €2k | €-12k | €28k | ▲ 343% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Highest result since 2018net €14k ▲56.3%
Operating result €20k, net result €14k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 90 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2013
Ground area
570 m²
Building footprint
321 m²
Volume, LiDAR
3,949 m³
2 parcels, Brussels · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MAROCOLIVES
since 20132.215.567.102
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0298/00F008 | Brussels | 420 m² | 1 · 251 m² | 18.0 m · 5 fl. |
| 21342B0044/00A009 | Brussels | 150 m² | 1 · 70 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJette2.215.567.102
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Of 1,423 companies in sector 46389 we hold annual accounts for 853. 520 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded14-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
46389Wholesale of other food products
Scores and ratios are computed by Checked and are not a credit decision.