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Bel'grains

Active
Cooperative companyfounded 2021active for 5 yearsChaussée de Namur 47, 5030 Gembloux, BelgiumKBO/BCE: BE 0774.942.995
Summary

Bel'grains has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,994 and a net result of €5,859. Equity has been growing by about 37% per year since 2022. Its solvency ranks better than 91% of 13,749 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 02-10-2021 Normal situation
Registered office
42 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
Wholesale trade NACE 46214and 6 others
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 30-09-2025
Establishment unit
2.322.647.677 4342 Awans, since 02-10-2021
Financial year end
30 September
Peppol
Reachable since 12-01-2026

Board and ownership

Shareholders
  • de LAMINNE de BEX Françoise Antoinette Thierry Marieact of 06-10-2021
  • DODION Pascal Joseph Marie Ghislainact of 06-10-2021
  • RIXHON Gérard Marie-Thérèse Roger Ghislainact of 06-10-2021
and 2 other shareholders

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-09-2025
Gross margin
€28,832
▼ 44.9%
Turnover
≈ €190,000
estimated
Profit
€5,859
▼ 76.3%
Equity
€58,994
▲ 11.0%
Total assets
€65,330
▼ 30.9%
Employees on 30-09-2025
1
=
Score breakdownraises riskFounded in 2021lowers riskLiquidity: current ratio 10.20, cash €32,455Equity €58,994 (90.3% of total assets)Figures for financial year 2025 (filed on 31-03-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 81% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 100+19
equity 90.3% of total assets
Liquidity 100+29
short-term debt 9.7% · cash 49.7%
Profitability 80-20
return on assets 9.0%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.6%▲ +0.1 percentage points vs 01-2025highest value 03-2025: 0.5%▼ -0.1 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.4%▼ -0.1 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.3%▼ -0.1 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.4%▲ +0.1 percentage points vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.2%▼ -0.2 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.2 (2.27 in 2024), above the usual 1.5. Short-term debt is 9.7% and cash 49.7% of total assets. 9.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 98% on liquidity, 72% on profitability and 66% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 10.20, cash €32,455
NBB · annual accounts
lowers risk · Equity €58,994 (90.3% of total assets)
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 31-03-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
30 days early
2024
63 days early
2023
96 days early
2022
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 55 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 14 March (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end04-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 90% of companies in wholesale tradesector median 40.5% · 13,749 companies 90.3% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Amendment of the articles
  2. · Gazette deed IncorporationAppointments: de LAMINNE de BEX Françoise Antoinette Thierry Marie, RIXHON Gérard Marie-Thérèse Roger Ghislain and 4 others · Registered office clause: Chaussée de Namur 47, 5030 Gembloux · Founder: de LAMINNE de BEX Françoise Antoinette Thierry Marie
All 9 events

Comparable companies

These companies have the same main activity as Bel'grains: wholesale trade (NACE 46214). They are comparable in size and age: total assets between €112,000 and €492,000, founded between 2018 and 2022.

CompanyTotal assetsGross margin
Bel'grains Gembloux€65,330€28,832
GINKGO FARM Binche€134,696€28,710
SWEET LILLIE Tielt€123,595€36,409
TERRE D’HERBAGE Limbourg€111,577€76,581
SRL CORNETTE JEROME Floreffe€317,227€79,815
YR TRADE Mettet€145,619€4,791
FORREST FARM Comines-Warneton€491,781€15,648
Full comparison

Key facts about Bel'grains

What is the company number of Bel'grains?
The company number of Bel'grains is 0774.942.995. The VAT number is the same number with BE in front: BE 0774.942.995.
Where is Bel'grains based?
The registered office is at Chaussée de Namur 47, 5030 Gembloux.Company details
What does Bel'grains do?
According to the KBO register, the main activity is wholesale trade (NACE 46214).
What is the legal form of Bel'grains?
The legal form of Bel'grains is Cooperative company (CV).
When was Bel'grains founded?
Bel'grains was founded on 02-10-2021.
Is Bel'grains still active?
Yes, Bel'grains is an active enterprise in the KBO register.
How many employees does Bel'grains have?
Bel'grains had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Bel'grains fall under?
In its 30-09-2025 annual accounts, Bel'grains states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of Bel'grains?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €28,832 and 94 comparable companies (NACE 46). It probably lies between €99,000 and €350,000.
Is Bel'grains profitable?
In financial year 2025, Bel'grains made a profit of €5,859.
Where can I find the annual accounts of Bel'grains?
Bel'grains filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Bel'grains due?
Bel'grains must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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