Summary
Servitium is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €38,292 and a net result of €10,903. Equity is shrinking by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 1495 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
42 d early
2023
40 d early
2022
6 d early
2021
45 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€38,292▲ 39.8%
2024 · €27,390
Net result
€10,903
2024 · -€13,540
Total assets
€45,824▲ 15.8%
2024 · €39,565
Solvency
83.6%▲ 14.3pp
2024 · 69.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€42,391▼ 1,637%-€27,340▲ 35.5%€1,711-€12,755€12,018
Net result-€42,224below the sector's middle half▼ 615%-€27,698below the sector's middle half▲ 34.4%€1,021below the sector's middle half-€13,540below the sector's middle half€10,903below the sector's middle half
Equity€67,606below the sector's middle half▼ 38.4%€39,908below the sector's middle half▼ 41.0%€40,930below the sector's middle half▲ 2.6%€27,390below the sector's middle half▼ 33.1%€38,292below the sector's middle half▲ 39.8%
Total assets€77,155below the sector's middle half▼ 37.0%€43,824below the sector's middle half▼ 43.2%€53,141below the sector's middle half▲ 21.3%€39,565below the sector's middle half▼ 25.5%€45,824below the sector's middle half▲ 15.8%
Debt€9,549▼ 24.6%€3,915▼ 59.0%€12,211▲ 212%€12,175▼ 0.3%€7,531▼ 38.1%
Working capital€63,907▼ 39.6%€36,456▼ 43.0%€40,644▲ 11.5%€10,555▼ 74.0%€23,211▲ 120%
Solvency87.6%above the sector's middle half▼ 2.0pp91.1%above the sector's middle half▲ 3.4pp77.0%above the sector's middle half▼ 14.0pp69.2%within the sector's middle half▼ 7.8pp83.6%above the sector's middle half▲ 14.3pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12,018 after a loss of €12,755 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45,824
Fixed assets
€15,081 ▼ 23.6%
Current assets
€30,742 ▲ 55.0%
Equity and liabilities €45,824
Equity
€38,292 ▲ 39.8%
Debt
€7,531 ▼ 38.1%
Debt's share of the balance-sheet total falls from 30.8% to 16.4%. Equity is higher and debt is lower.
Key figures and ratios
ROE
28.5%▲
2024 · -49.4%
ROA
23.8%▲
2024 · -34.2%
Debt ≤ 1 year
€7,531▼
2024 · €9,276
Income taxes
€636▲
2024 · €634
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €247 | €247 | €166 | €2,546 | €7,521 | ▲ 195% |
| Other operating charges640/8 | - | €2,080 | €1,336 | €1,494 | €1,864 | ▲ 24.8% |
| Gross operating margin9900 | -€40,207 | -€25,012 | €3,214 | -€8,714 | €21,403 | ▲ 346% |
| Operating profit (loss)9901 | -€42,391 | -€27,340 | €1,711 | -€12,755 | €12,018 | ▲ 194% |
| Financial income75/76B | - | €996 | €414 | €414 | - | - |
| Recurring financial income75 | €1,694 | €996 | €414 | €414 | - | - |
| Financial charges65/66B | - | €536 | €443 | €565 | €479 | ▼ 15.2% |
| Recurring financial charges65 | €710 | €536 | €443 | €565 | €479 | ▼ 15.2% |
| Profit (loss) for the period before taxes9903 | -€41,406 | -€26,880 | €1,681 | -€12,906 | €11,539 | ▲ 189% |
| Income taxes67/77 | €818 | €818 | €660 | €634 | €636 | ▲ 0.4% |
| Profit (loss) for the period9904 | -€42,224 | -€27,698 | €1,021 | -€13,540 | €10,903 | ▲ 181% |
| Profit (loss) for the period to be appropriated9905 | -€42,224 | -€27,698 | €1,021 | -€13,540 | €10,903 | ▲ 181% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €77,155 | €43,824 | €53,141 | €39,565 | €45,824 | ▲ 15.8% |
| Fixed assets21/28 | €3,699 | €3,452 | €286 | €19,733 | €15,081 | ▼ 23.6% |
| Tangible fixed assets22/27 | €413 | €166 | - | €19,447 | €14,795 | ▼ 23.9% |
| Furniture and vehicles24 | - | €166 | - | €19,447 | €14,795 | ▼ 23.9% |
| Financial fixed assets28 | €3,286 | €3,286 | €286 | €286 | €286 | = |
| Current assets29/58 | €73,456 | €40,371 | €52,855 | €19,831 | €30,742 | ▲ 55.0% |
| Amounts receivable after more than one year29 | - | €16,000 | €16,000 | - | - | - |
| Trade receivables290 | - | €16,000 | €16,000 | - | - | - |
| Amounts receivable within one year40/41 | €3,500 | €3,500 | €4,605 | €2,300 | €8,813 | ▲ 283% |
| Trade receivables40 | - | €3,500 | €4,605 | €2,300 | €8,813 | ▲ 283% |
| Cash at bank and in hand54/58 | €4,592 | €15,881 | €28,401 | €15,556 | €20,067 | ▲ 29.0% |
| Deferred charges and accrued income490/1 | - | €4,990 | €3,849 | €1,976 | €1,862 | ▼ 5.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €77,155 | €43,824 | €53,141 | €39,565 | €45,824 | ▲ 15.8% |
| Equity10/15 | €67,606 | €39,908 | €40,930 | €27,390 | €38,292 | ▲ 39.8% |
| Contributions10/11 | - | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €56,306 | €54,451 | €54,451 | €54,451 | €54,451 | = |
| Distributable reserves133 | - | €54,451 | €54,451 | €54,451 | €54,451 | = |
| Profit (loss) carried forward14 | -€7,250 | -€33,093 | -€32,072 | -€45,612 | -€34,709 | ▲ 23.9% |
| Amounts payable17/49 | €9,549 | €3,915 | €12,211 | €12,175 | €7,531 | ▼ 38.1% |
| Amounts payable after more than one year17 | - | - | - | €2,899 | - | - |
| Financial debts170/4 | - | - | - | €2,899 | - | - |
| Amounts payable within one year42/48 | €9,549 | €3,915 | €12,211 | €9,276 | €7,531 | ▼ 18.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €6,725 | €4,214 | ▼ 37.3% |
| Trade debts44 | €2,127 | €2,943 | €414 | €1,656 | €1,349 | ▼ 18.5% |
| Suppliers440/4 | - | €2,943 | €414 | €1,656 | €1,349 | ▼ 18.5% |
| Taxes, remuneration and social security45 | - | €818 | €660 | €634 | €636 | ▲ 0.4% |
| Taxes450/3 | - | €818 | €660 | €634 | €636 | ▲ 0.4% |
| Other amounts payable47/48 | - | €155 | €11,137 | €261 | €1,332 | ▲ 410% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€42,224 | -€27,698 | €1,021 | -€13,540 | €10,903 | ▲ 181% |
| + Depreciation and write-downs630 | €247 | €247 | €166 | €2,546 | €7,521 | ▲ 195% |
| Operating cash flow (approximation) | -€41,977 | -€27,451 | €1,187 | -€10,994 | €18,424 | ▲ 268% |
| Investment in fixed assets (approximation) | - | €0 | €3,000 | -€21,994 | -€2,869 | ▲ 87.0% |
| Change in cash | - | €11,289 | €12,519 | -€12,845 | €4,511 | ▲ 135% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Back to profitnet €10,903
Net result €10,903 after one loss-making year.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Back to profitnet €1,021
Net result €1,021 after 3 loss-making years.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Weakest financial yearnet -€42,224
Net result drops to -€42,224, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Liquidity triplescurrent ratio 9.37
Current ratio from 2.71 to 9.37; short-term debt falls from €54,176 to €12,657.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 129 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2005
Ground area
3,097 m²
Building footprint
504 m²
Volume, LiDAR
7,260 m³
Parcel 73096A0811/00A000, Flanders · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Servitium
since 20052.145.501.824
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73096A0811/00A000 | Flanders | 3,096 m² | 1 · 504 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
- Willem Diddennatural personSourceown accounts 30-06-2025100%
Holdings 0
The accounts to 30-06-2025 list no holdings, and no other source names one.
According to the annual accounts to 30-06-2025 of Servitium and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 290 EUR awarded · 290 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 290 EUR | 290 EUR |
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Of 4,673 companies in sector 66220 we hold annual accounts for 3,222. 2,084 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-01-2005
Fiscal year end30-06
Activities, NACEBEL 2025
66220Insurance agents and brokers
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
82100Office administrative and support services
Contact
Phone
0475 837626Maasmechelen
E-invoicing
Reachable via Peppol
Peppol ID
0208:0871218465
Also
9925:BE0871218465
Registered
04-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.