Skip to content

Servitium

Active Risk: not assessed
Private limited companyfounded 2005active for 21 yearsRooshaegenweg(V) 4, 3630 Maasmechelen, BelgiumKBO/BCE: BE 0871.218.465

Financials · financial year 2025, abbreviated format

Annual accounts 2025 filed on 18-12-2025 PDF all 20 filings

Equity
€38,292▲ 39.8%
2024 · €27,390
Net result
€10,903
2024 · -€13,540
Total assets
€45,824▲ 15.8%
2024 · €39,565
Solvency
83.6%▲ 14.3pp
2024 · 69.2%
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result for 2025 is a profit of €12,018, after a loss of €12,755 in 2024. It is the highest result since 2021.

Operating result€12,018 2025 Net result€10,903 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€67,897--€2,440-€42,391▼ 1,637%-€27,340▲ 35.5%€1,711-€12,755€12,018
Net result€43,767--€5,905below the sector's middle half-€42,224below the sector's middle half▼ 615%-€27,698below the sector's middle half▲ 34.4%€1,021below the sector's middle half-€13,540below the sector's middle half€10,903below the sector's middle half
Equity€115,735-€109,831within the sector's middle half▼ 5.1%€67,606below the sector's middle half▼ 38.4%€39,908below the sector's middle half▼ 41.0%€40,930below the sector's middle half▲ 2.6%€27,390below the sector's middle half▼ 33.1%€38,292below the sector's middle half▲ 39.8%
Total assets€176,939-€122,488below the sector's middle half▼ 30.8%€77,155below the sector's middle half▼ 37.0%€43,824below the sector's middle half▼ 43.2%€53,141below the sector's middle half▲ 21.3%€39,565below the sector's middle half▼ 25.5%€45,824below the sector's middle half▲ 15.8%
Debt€61,204-€12,657▼ 79.3%€9,549▼ 24.6%€3,915▼ 59.0%€12,211▲ 212%€12,175▼ 0.3%€7,531▼ 38.1%
Working capital€92,499-€105,884within the sector's middle half▲ 14.5%€63,907within the sector's middle half▼ 39.6%€36,456within the sector's middle half▼ 43.0%€40,644within the sector's middle half▲ 11.5%€10,555within the sector's middle half▼ 74.0%€23,211within the sector's middle half▲ 120%
Solvency65.4%-89.7%above the sector's middle half▲ 24.3pp87.6%above the sector's middle half▼ 2.0pp91.1%above the sector's middle half▲ 3.4pp77.0%above the sector's middle half▼ 14.0pp69.2%within the sector's middle half▼ 7.8pp83.6%above the sector's middle half▲ 14.3pp
Current ratio2.71-9.37above the sector's middle half▲ 6.667.69above the sector's middle half▼ 1.6710.31above the sector's middle half▲ 2.624.33above the sector's middle half▼ 5.982.14within the sector's middle half▼ 2.194.08above the sector's middle half▲ 1.94
Return on assets (ROA)24.7%--4.8%below the sector's middle half▼ 29.6pp-54.7%below the sector's middle half▼ 49.9pp-63.2%below the sector's middle half▼ 8.5pp1.9%below the sector's middle half▲ 65.1pp-34.2%below the sector's middle half▼ 36.1pp23.8%above the sector's middle half▲ 58.0pp
above within below The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45,824
Fixed assets €15,081 ▼ 23.6%
Current assets €30,742 ▲ 55.0%
Equity and liabilities €45,824
Equity €38,292 ▲ 39.8%
Debt €7,531 ▼ 38.1%
Debt's share of the balance-sheet total falls from 30.8% to 16.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
28.5%▲
2024 · -49.4%
Debt ≤ 1 year
€7,531▼
2024 · €9,276
Income taxes
€636▲
2024 · €634
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item30-06-202230-06-202330-06-202430-06-2025
Tangible fixed assets--€21,994€2,869
Depreciation and write-downs of the year€247€166€2,546€7,521

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Subsidies and aid

Flemish government

2022 · 1 entry · €290 awarded · €290 paid
Schemes
1 entry · €290 · €290 paid · Fonds voor Innoveren en Ondernemen

Comparable companies

These companies have the same main activity as Servitium: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €38,800 and €62,300, founded between 1994 and 2008.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
Servitium Maasmechelen2005€45,824€38,292€21,403€10,9032025
David Hovine Assurances Tournai2003€59,989€33,493€20,587€10,9152025
EDDA Nijlen2008€38,784€29,872€28,643€19,4492025
EXDEPO Gent1999€62,281€22,768€21,680€1,1622025
OETERS ZAKENKANTOOR Oudsbergen1994€40,943€13,773€23,954€2,4132025
KANTOOR VAN DE WOESTIJNE - DE BOEVER Eeklo1998€54,571€24,627€15,910€4,3732025
DE PORTE Kalmthout1995€47,151€28,370€19,143€14,2682025

They were chosen from the 3,255 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines

Source: Annual accounts 2025 (PDF), filed on 18-12-2025.

Balance sheet Code20242025
Assets
Total assets20/58€39,565€45,824▲
Fixed assets21/28€19,733€15,081▼
Tangible fixed assets22/27€19,447€14,795▼
Furniture and vehicles24€19,447€14,795▼
Financial fixed assets28€286€286=
Current assets29/58€19,831€30,742▲
Amounts receivable within one year40/41€2,300€8,813▲
Trade receivables40€2,300€8,813▲
Cash at bank and in hand54/58€15,556€20,067▲
Deferred charges and accrued income490/1€1,976€1,862▼
Equity and liabilities
Total equity and liabilities10/49€39,565€45,824▲
Equity10/15€27,390€38,292▲
Contributions10/11€18,550€18,550=
Reserves13€54,451€54,451=
Distributable reserves133€54,451€54,451=
Profit (loss) carried forward14-€45,612-€34,709▲
Amounts payable17/49€12,175€7,531▼
Amounts payable after more than one year17€2,899-
Financial debts170/4€2,899-
Amounts payable within one year42/48€9,276€7,531▼
Current portion of amounts payable after more than one year42€6,725€4,214▼
Trade debts44€1,656€1,349▼
Suppliers440/4€1,656€1,349▼
Taxes, remuneration and social security45€634€636▲
Taxes450/3€634€636▲
Other amounts payable47/48€261€1,332▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,546€7,521▲
Other operating charges640/8€1,494€1,864▲
Gross operating margin9900-€8,714€21,403▲
Operating profit (loss)9901-€12,755€12,018▲
Financial income75/76B€414-
Recurring financial income75€414-
Financial charges65/66B€565€479▼
Recurring financial charges65€565€479▼
Profit (loss) for the period before taxes9903-€12,906€11,539▲
Income taxes67/77€634€636▲
Profit (loss) for the period9904-€13,540€10,903▲
Profit (loss) for the period to be appropriated9905-€13,540€10,903▲
Appropriation of the result
Profit (loss) to be appropriated9906-€45,612-€34,709▲
Profit (loss) brought forward from the previous period14P-€32,072-€45,612▼

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Line2019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30,315€81€247€247€166€2,546€7,521▲ 195%
Other operating charges640/8---€2,080€1,336€1,494€1,864▲ 24.8%
Gross operating margin9900€107,701€1,485-€40,207-€25,012€3,214-€8,714€21,403-
Operating profit (loss)9901€67,897-€2,440-€42,391-€27,340€1,711-€12,755€12,018-
Financial income75/76B---€996€414€414--
Recurring financial income75€5,409€2,304€1,694€996€414€414--
Financial charges65/66B---€536€443€565€479▼ 15.2%
Recurring financial charges65€2,284€909€710€536€443€565€479▼ 15.2%
Profit (loss) for the period before taxes9903€71,022-€1,046-€41,406-€26,880€1,681-€12,906€11,539-
Income taxes67/77€27,255€4,859€818€818€660€634€636▲ 0.4%
Profit (loss) for the period9904€43,767-€5,905-€42,224-€27,698€1,021-€13,540€10,903-
Profit (loss) for the period to be appropriated9905€43,767-€5,905-€42,224-€27,698€1,021-€13,540€10,903-
Line2019202020212022202320242025Change
Assets
Total assets20/58€176,939€122,488€77,155€43,824€53,141€39,565€45,824▲ 15.8%
Fixed assets21/28€30,264€3,946€3,699€3,452€286€19,733€15,081▼ 23.6%
Intangible fixed assets21€15,454-------
Tangible fixed assets22/27€11,524€660€413€166-€19,447€14,795▼ 23.9%
Furniture and vehicles24---€166-€19,447€14,795▼ 23.9%
Financial fixed assets28€3,286€3,286€3,286€3,286€286€286€286=
Current assets29/58€146,675€118,541€73,456€40,371€52,855€19,831€30,742▲ 55.0%
Amounts receivable after more than one year29---€16,000€16,000---
Trade receivables290---€16,000€16,000---
Amounts receivable within one year40/41€23,703€31,974€3,500€3,500€4,605€2,300€8,813▲ 283%
Trade receivables40---€3,500€4,605€2,300€8,813▲ 283%
Cash at bank and in hand54/58€47,895€11,599€4,592€15,881€28,401€15,556€20,067▲ 29.0%
Deferred charges and accrued income490/1---€4,990€3,849€1,976€1,862▼ 5.8%
Equity and liabilities
Total equity and liabilities10/49€176,939€122,488€77,155€43,824€53,141€39,565€45,824▲ 15.8%
Equity10/15€115,735€109,831€67,606€39,908€40,930€27,390€38,292▲ 39.8%
Contributions10/11€18,550--€18,550€18,550€18,550€18,550=
Reserves13€97,185€91,281€56,306€54,451€54,451€54,451€54,451=
Distributable reserves133---€54,451€54,451€54,451€54,451=
Profit (loss) carried forward14---€7,250-€33,093-€32,072-€45,612-€34,709▲ 23.9%
Amounts payable17/49€61,204€12,657€9,549€3,915€12,211€12,175€7,531▼ 38.1%
Amounts payable after more than one year17€7,028----€2,899--
Financial debts170/4-----€2,899--
Amounts payable within one year42/48€54,176€12,657€9,549€3,915€12,211€9,276€7,531▼ 18.8%
Current portion of amounts payable after more than one year42-----€6,725€4,214▼ 37.3%
Trade debts44€11,110€7,798€2,127€2,943€414€1,656€1,349▼ 18.5%
Suppliers440/4---€2,943€414€1,656€1,349▼ 18.5%
Taxes, remuneration and social security45---€818€660€634€636▲ 0.4%
Taxes450/3---€818€660€634€636▲ 0.4%
Other amounts payable47/48---€155€11,137€261€1,332▲ 410%
Line2019202020212022202320242025Change
Profit (loss) for the period9904€43,767-€5,905-€42,224-€27,698€1,021-€13,540€10,903-
+ Depreciation and write-downs630€30,315€81€247€247€166€2,546€7,521▲ 195%
Operating cash flow (approximation)€74,082-€5,823-€41,977-€27,451€1,187-€10,994€18,424-
Investment in fixed assets (approximation)-€26,237€0€0€3,000-€21,994-€2,869▲ 87.0%
Change in cash--€36,296-€7,007€11,289€12,519-€12,845€4,511-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 20 filings with the National Bank
Financial year Type Filed Reference Document
30-06-2025 abbreviated format 18-12-2025 2025-00586162 PDF
30-06-2024 abbreviated format 20-12-2024 2024-00622206 PDF
30-06-2023 abbreviated format 22-12-2023 2024-00542164 PDF
30-06-2022 abbreviated format 25-01-2023 2023-00003538 PDF
30-06-2021 abbreviated format 17-12-2021 2021-80700414 PDF
30-06-2020 abbreviated format 29-01-2021 2021-03700027 PDF
30-06-2019 abbreviated format 30-01-2020 2020-03700483 PDF
31-12-2017 abbreviated format 07-12-2018 2018-74000113 PDF
31-12-2016 abbreviated format 10-08-2017 2017-42500350 PDF
31-12-2015 abbreviated format 26-08-2016 2016-48600334 PDF

Show all 20 filings

Next steps