Summary
EDDA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €29,872 and a net result of €19,449. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 76% of 2460 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €29,872
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
16 d early
2023
18 d early
2022
39 d late
2021
29 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€29,872▲ 187%
2024 · €10,423
Net result
€19,449
2024 · -€1,627
Total assets
€38,784▲ 272%
2024 · €10,423
Solvency
77.0%▼ 23.0pp
2024 · 100.0%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€221▼ 589%€305€2▼ 99.4%-€1,627€28,366
Net result-€221▼ 589%€305€2▼ 99.4%-€1,627€19,449
Equity€11,743▼ 1.8%€12,048▲ 2.6%€12,050=€10,423▼ 13.5%€29,872▲ 187%
Total assets€11,743▼ 1.8%€12,048▲ 2.6%€12,050=€10,423▼ 13.5%€38,784▲ 272%
Debt€8,911
Working capital€28,866
Solvency100.0%=100.0%=100.0%=100.0%=77.0%▼ 23.0pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €28,366 after a loss of €1,627 in 2024, the highest result in the available series.
Balance-sheet composition
Assets €38,784
Fixed assets
€1,006
Current assets
€37,778
Equity and liabilities €38,784
Equity
€29,872
Debt
€8,911
Debt finances 23.0% of the balance-sheet total.
Key figures and ratios
ROE
65.1%▲
2024 · -15.6%
ROA
50.1%▲
2024 · -15.6%
Debt ≤ 1 year
€8,911
Income taxes
€8,887
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €32 | - |
| Other operating charges640/8 | - | - | €187 | €187 | €245 | ▲ 31.0% |
| Gross operating margin9900 | -€221 | €305 | €189 | -€1,440 | €28,643 | ▲ 2,089% |
| Operating profit (loss)9901 | -€221 | €305 | €2 | -€1,627 | €28,366 | ▲ 1,843% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | €0 | - |
| Financial charges65/66B | - | - | - | - | €30 | - |
| Recurring financial charges65 | - | - | - | - | €30 | - |
| Profit (loss) for the period before taxes9903 | -€221 | €305 | €2 | -€1,627 | €28,336 | ▲ 1,841% |
| Income taxes67/77 | - | - | - | - | €8,887 | - |
| Profit (loss) for the period9904 | -€221 | €305 | €2 | -€1,627 | €19,449 | ▲ 1,295% |
| Profit (loss) for the period to be appropriated9905 | -€221 | €305 | €2 | -€1,627 | €19,449 | ▲ 1,295% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €11,743 | €12,048 | €12,050 | €10,423 | €38,784 | ▲ 272% |
| Fixed assets21/28 | - | - | - | - | €1,006 | - |
| Tangible fixed assets22/27 | - | - | - | - | €1,006 | - |
| Furniture and vehicles24 | - | - | - | - | €1,006 | - |
| Current assets29/58 | €11,743 | €12,048 | €12,050 | €10,423 | €37,778 | ▲ 262% |
| Amounts receivable within one year40/41 | €11,743 | €12,048 | €12,050 | €10,423 | €11,264 | ▲ 8.1% |
| Trade receivables40 | €3,000 | - | - | - | €150 | - |
| Other amounts receivable41 | €8,743 | €12,048 | €12,050 | €10,423 | €11,114 | ▲ 6.6% |
| Cash at bank and in hand54/58 | - | - | - | - | €23,109 | - |
| Deferred charges and accrued income490/1 | - | - | - | - | €3,405 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €11,743 | €12,048 | €12,050 | €10,423 | €38,784 | ▲ 272% |
| Equity10/15 | €11,743 | €12,048 | €12,050 | €10,423 | €29,872 | ▲ 187% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €56 | €56 | €56 | €56 | €17,472 | ▲ 31,083% |
| Non-distributable reserves130/1 | €56 | €56 | €56 | - | - | - |
| Reserves not available under the articles1311 | €56 | €56 | €56 | - | - | - |
| Distributable reserves133 | - | - | - | €56 | €17,472 | ▲ 31,083% |
| Profit (loss) carried forward14 | -€713 | -€408 | -€406 | -€2,033 | - | - |
| Amounts payable17/49 | - | - | - | - | €8,911 | - |
| Amounts payable within one year42/48 | - | - | - | - | €8,911 | - |
| Trade debts44 | - | - | - | - | €25 | - |
| Suppliers440/4 | - | - | - | - | €25 | - |
| Taxes, remuneration and social security45 | - | - | - | - | €8,887 | - |
| Taxes450/3 | - | - | - | - | €8,887 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€221 | €305 | €2 | -€1,627 | €19,449 | ▲ 1,295% |
| + Depreciation and write-downs630 | - | - | - | - | €32 | - |
| Operating cash flow (approximation) | -€221 | €305 | €2 | -€1,627 | €19,482 | ▲ 1,297% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €19,449
Net result €19,449 after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€1,627
Net result drops to -€1,627, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 39 days late
2022
31-12
Financial
Back to profitnet €305
Net result €305 after 4 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2008
Ground area
475 m²
Building footprint
240 m²
Volume, LiDAR
1,673 m³
Parcel 12026D0293/00Y000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Nonnenstraat 19, 2560 Nijlen
since 20082.372.637.420
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026D0293/00Y000 | Flanders | 475 m² | 1 · 240 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,673 companies in sector 66220 we hold annual accounts for 3,220. 1,871 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-03-2008
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
63910Web portal activities
Contact
Phone
+32497707007
E-invoicing
Reachable via Peppol
Peppol ID
0208:0896866156
Also
9925:BE0896866156
Registered
15-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.