Services André
ActiveServices André has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €2k. Its solvency ranks better than 31% of 59 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+9
Solvency44▲+7
Growth78
Track record82
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 37
Relative position
BE, all sectors
reference
Sector 37
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▲ 383%
2024 · €604
2024: €604
2024 → 2025
Total assets
€15k▲ 188%
2024 · €5k
2024: €5k
2024 → 2025
Net result
€2k▲ 283%
2024 · €604
2024: €604
2024 → 2025
Working capital
€3k▲ 383%
2024 · €604
2024: €604
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€604-€3k▲ 383%
Operating result€806-€3k▲ 290%
Net result€604-€2k▲ 283%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 290% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €15k
Equity
€3k▲ 383%
Debt
€12k▲ 162%
The debt ratio falls from 88.4% to 80.5%. Equity and debt are higher.
Key figures and ratios
Solvency
19.5%▲
2024 · 11.6%
Current ratio
1.24▲
2024 · 1.13
Quick ratio
1.24▲
2024 · 1.13
Debt / equity
4.13
ROE
79.3%
ROA
15.5%▲
2024 · 11.6%
Debt
€12k▲
2024 · €5k
Debt ≤ 1 year
€12k▲
2024 · €5k
Income taxes
€772▲
2024 · €201
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€15k▲
Current assets29/58€5k€15k▲
Amounts receivable within one year40/41€2k€15k▲
Trade receivables40€2k€4k▲
Other amounts receivable41€44€11k▲
Cash at bank and in hand54/58€3k€5▼
Equity and liabilities
Total equity and liabilities10/49€5k€15k▲
Equity10/15€604€3k▲
Profit (loss) carried forward14€604€3k▲
Amounts payable17/49€5k€12k▲
Amounts payable within one year42/48€5k€12k▲
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Taxes, remuneration and social security45€290€2k▲
Taxes450/3€290€2k▲
Income statement
Code20242025
Other operating charges640/8€50€50=
Gross operating margin9900€856€3k▲
Operating profit (loss)9901€806€3k▲
Financial charges65/66B-€54
Recurring financial charges65-€54
Profit (loss) for the period before taxes9903€806€3k▲
Income taxes67/77€201€772▲
Profit (loss) for the period9904€604€2k▲
Profit (loss) for the period to be appropriated9905€604€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€604€3k▲
Profit (loss) brought forward from the previous period14P-€604
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steylsstraat 1061020 BrusselGround area
133 m²
Building footprint
79 m²
Volume, LiDAR
856 m³
Parcel 21816C0074/00A004, Brussels · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Services André
since 20242.364.921.168
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0074/00A004 | Brussels | 133 m² | 1 · 79 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROEGIERS CONSULTING
BE 0780.811.891
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SANABEL CONSULTING
BE 0663.863.941
Ganshoren · Eq €4k
D-LI CONCEPT
BE 0697.773.359
Wezembeek-Oppem · Eq €2k
’t ruimerke
BE 0418.380.004
Boom · Eq €4k
VAN IMP
BE 0716.963.919
Roosdaal · Eq €5k
Of 362 companies in sector 37000 we hold annual accounts for 205. 28 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-06-2024
Fiscal year end31-12
Activities, NACEBEL
37000Sewerage
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.