H.J.D. Services
ActiveThe annual accounts of H.J.D. Services for fiscal year 2025 show a net loss of 79% of the equity at the start of that year. The 2025 annual accounts show equity of €7k and a net result of €-25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 59 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-79
Solvency34▼-36
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.07 against 1.73 in 2024; short-term debt: 91.3% and cash: 30.1% of total assets), and 91.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 37
Relative position
BE, all sectors
reference
Sector 37
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.7%
Return on assets
-33.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 59 sector peers (2025).
NBB · sector comparisonPosition among 59 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-03-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
38 d late
2024
121 d late
2023
5 d early
2022
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 79.2%
2024 · €32k
2022: €9k
2023: €26k
2024: €32k
2022 → 2025
Total assets
€76k▲ 8.3%
2024 · €70k
2022: €29k
2023: €52k
2024: €70k
2022 → 2025
Net result
€-25k
2024 · €6k
2022: €9k
2023: €17k
2024: €6k
2022 → 2025
Working capital
€5k▼ 83.2%
2024 · €28k
2022: €-214
2023: €17k
2024: €28k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€9k-€26k▲ 184%€32k▲ 23.3%€7k▼ 79.2%
Operating result€12k-€20k▲ 71.7%€7k▼ 63.9%€-20k
Net result€9k-€17k▲ 84.2%€6k▼ 64.0%€-25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €7k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €76k
Fixed assets
€2k▼ 50.4%
Current assets
€74k▲ 11.8%
Equity and liabilities €76k
Equity
€7k▼ 79.2%
Debt
€70k▲ 81.0%
The debt ratio rises from 54.6% to 91.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-18k▼
2024 · €14k
Cash flow
€-23k▼
2024 · €13k
Solvency
8.7%▼
2024 · 45.4%
Current ratio
1.07▼
2024 · 1.73
Quick ratio
1.07▼
2024 · 1.73
Debt / equity
10.48▲
2024 · 1.20
ROE
-380.9%▼
2024 · 18.9%
ROA
-33.2%▼
2024 · 8.6%
Interest coverage
-3.95▼
2024 · 11.62
Debt
€70k▲
2024 · €38k
Debt ≤ 1 year
€70k▲
2024 · €38k
Income taxes
€403▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€70k€76k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€0-
Current assets29/58€67k€74k▲
Amounts receivable within one year40/41€57k€51k▼
Trade receivables40-€47k
Other amounts receivable41€57k€4k▼
Cash at bank and in hand54/58€9k€23k▲
Deferred charges and accrued income490/1€338-
Equity and liabilities
Total equity and liabilities10/49€70k€76k▲
Equity10/15€32k€7k▼
Profit (loss) carried forward14€32k€7k▼
Amounts payable17/49€38k€70k▲
Amounts payable within one year42/48€38k€70k▲
Trade debts44€12k€61k▲
Suppliers440/4€12k€61k▲
Taxes, remuneration and social security45€26k€2k▼
Taxes450/3€8k€2k▼
Remuneration and social security454/9€18k-
Other amounts payable47/48€113€7k▲
Income statement
Code20242025
Remuneration, social security and pensions62€71-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€2k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€16k€-16k▼
Operating profit (loss)9901€7k€-20k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€5k▲
Recurring financial charges65€1k€5k▲
Profit (loss) for the period before taxes9903€6k€-25k▼
Income taxes67/77€0€403▲
Profit (loss) for the period9904€6k€-25k▼
Profit (loss) for the period to be appropriated9905€6k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€7k▼
Profit (loss) brought forward from the previous period14P€26k€32k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 38 days late
2025
30-06
Financial
Weakest financial yearnet €-25k ▼519%
Net result drops to €-25k, the lowest in the series.
01-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 121 days late
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2022net €17k ▲84.2%
Operating result €20k, net result €17k, both a record.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Mechelen 4551950 KraainemGround area
1.1 ha
Building footprint
865 m²
Volume, LiDAR
33,994 m³
Parcel 22002C0073/00N009, Flanders · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
Steenweg op Mechelen 455/1, 1950 Kraainem
since 20212.321.227.717
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WALLONIE WATER RIVER CLEAN
BE 0803.063.493
Sint-Genesius-Rode · Eq €6k
SANI PROJECT
BE 0771.510.482
Sint-Genesius-Rode · Eq €6k
VAN IMP
BE 0716.963.919
Roosdaal · Eq €5k
SANIVAC
BE 0432.596.640
Blégny · Eq €11k
’t ruimerke
BE 0418.380.004
Boom · Eq €4k
Of 362 companies in sector 37000 we hold annual accounts for 205. 48 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2021
Fiscal year end30-06
Activities, NACEBEL
37000Sewerage
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:depannage.info01@gmail.com
Phone:0484611451