Services André
ActiveSummary
Services André has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,919 and a net result of €2,314. Its solvency ranks better than 30% of 69 sector peers (NACE 37, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 10-06-2024 Normal situation
- Activity
- Sewerage NACE 37000
- Establishment unit
- 2.364.921.168 1020 Brussel, since 10-06-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-04-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.1%
- Gross margin
- €3,190
- ▲ 273%
- Turnover
- ≈ €24,000
- estimated
- Profit
- €2,314
- ▲ 283%
- Equity
- €2,919
- ▲ 383%
- Total assets
- €14,968
- ▲ 188%
- 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLiquidity: current ratio 1.24, cash €5, halvedLast filed accounts filed 31 days late; 2 of the last 3 accounts latelowers riskSector: Sewerage (NACE 37)Size: total assets €14,968Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 37, micro). It does better than 30% of them on solvency, 6% on liquidity, 52% on profitability and 96% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 31 days after the deadline. In the sector (NACE 37), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00467611.
Annual accounts 2025 filed on 31-08-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is 3.9 times that of 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €50 | €50 | = |
| Gross operating margin9900 | €856 | €3,190 | ▲ 273% |
| Operating profit (loss)9901 | €806 | €3,140 | ▲ 290% |
| Financial charges65/66B | - | €54 | - |
| Recurring financial charges65 | - | €54 | - |
| Profit (loss) for the period before taxes9903 | €806 | €3,086 | ▲ 283% |
| Income taxes67/77 | €201 | €772 | ▲ 283% |
| Profit (loss) for the period9904 | €604 | €2,314 | ▲ 283% |
| Profit (loss) for the period to be appropriated9905 | €604 | €2,314 | ▲ 283% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €5,201 | €14,968 | ▲ 188% |
| Current assets29/58 | €5,201 | €14,968 | ▲ 188% |
| Amounts receivable within one year40/41 | €1,897 | €14,963 | ▲ 689% |
| Trade receivables40 | €1,852 | €3,846 | ▲ 108% |
| Other amounts receivable41 | €44 | €11,117 | ▲ 251× |
| Cash at bank and in hand54/58 | €3,305 | €5 | ▼ 99.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €5,201 | €14,968 | ▲ 188% |
| Equity10/15 | €604 | €2,919 | ▲ 383% |
| Profit (loss) carried forward14 | €604 | €2,919 | ▲ 383% |
| Amounts payable17/49 | €4,597 | €12,049 | ▲ 162% |
| Amounts payable within one year42/48 | €4,597 | €12,049 | ▲ 162% |
| Trade debts44 | €4,307 | €10,275 | ▲ 139% |
| Suppliers440/4 | €4,307 | €10,275 | ▲ 139% |
| Taxes, remuneration and social security45 | €290 | €1,774 | ▲ 511% |
| Taxes450/3 | €290 | €1,774 | ▲ 511% |
Historical observation
In July 2024, 7,976 companies had the same profile as Services André has now. Two years later, 94.3% were still going and 3.6% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Services André itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for Services André. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- HASSUN Abdelaziz 100 shares (100%) · €10,000 in cash
Capital transactions
- 12-06-2024 Incorporation · €10,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée, 1”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 12-06-2024 (in French)
Network & group
Services André shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of Services André. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
12-06
Gazette deed
IncorporationStarting capital €10,000 · Appointment: HASSUN Abdelaziz (director) · Founder8 points ▸
- Incorporation, 07-06-2024
- Founder, HASSUN Abdelaziz
- Founding capital, €10,000
- Other provision, “prise d'effet des dispositions finales et transitoires, comparant” (deed in French)
- Registered office clause, “1020 Bruxelles (Laeken),Rue Steyls 106 b004” (deed in French)
- Board rule, 1
- Director appointment, HASSUN Abdelaziz (director (not named in the articles))
- Pre-incorporation commitments, Services André
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Services André was incorporated on 10 June 2024 as a private limited company by one natural person, with a starting capital of €10,000.12 HASSUN Abdelaziz is director of the company, appointed in the act of 12-06-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21816C0074/00A004 | Brussels | 133 m² | 1 · 79 m² | 15.6 m · 4 |