SANABEL CONSULTING
ActiveSummary
SANABEL CONSULTING has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 59 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+38
Solvency34▲+10
Growth39▲+17
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 37
Relative position
BE, all sectors
reference
Sector 37
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 59 sector peers (2025).
NBB · sector comparisonPosition among 59 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
21 d late
2024
3 d early
2023
13 d late
2022
29 d late
2021
29 d late
2020
152 d late
2018
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€83k▲ 246%
2023 · €24k
2018: €151k
2020: €29k
2021: €38k
2022: €59k
2023: €24k
2018 → 2024
EBIT margin
0.0%▲ 5.9pp
2023 · -5.9%
2018: 2.7%
2020: 14.8%
2021: -10.8%
2022: -16.0%
2023: -5.9%
2018 → 2024
Net result
€4k▲ 753%
2024 · €443
2018: €3k
2020: €2k
2021: €-5k
2022: €-4k
2023: €-2k
2024: €443
2018 → 2025
Working capital
€-1k▲ 84.0%
2024 · €-7k
2018: €7k
2020: €9k
2021: €5k
2022: €1k
2023: €-10k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€38k-€59k▲ 56.5%€24k▼ 59.2%€83k▲ 246%
Equity€5k-€1k▼ 74.7%€-686€-243▲ 64.6%€4k
Operating result€-4k-€-9k▼ 133%€-1k▲ 85.0%€24€5k▲ 20,400%
Net result€-5k-€-4k▲ 18.4%€-2k▲ 48.3%€443€4k▲ 753%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 20,400% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€5k ▼ 32.6%
Current assets
€37k ▲ 35.9%
Equity and liabilities €41k
Equity
€4k
Debt
€38k
Debt finances 91.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€7k▲
2024 · €2k
Cash flow
€6k▲
2024 · €3k
Current ratio
0.97▲
2024 · 0.79
Debt to equity
10.69
ROE
106.9%
ROA
9.1%▲
2024 · 1.3%
Interest coverage
5.31▲
2024 · 2.12
Debt ≤ 1 year
€38k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€34k€41k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Furniture and vehicles24€7k€5k▼
Financial fixed assets28€150€150=
Current assets29/58€27k€37k▲
Amounts receivable within one year40/41€27k€37k▲
Trade receivables40€4k€28k▲
Other amounts receivable41€23k€8k▼
Equity and liabilities
Total equity and liabilities10/49€34k€41k▲
Equity10/15€-243€4k▲
Contributions10/11€6k€6k=
Reserves13€187€187=
Non-distributable reserves130/1€187€187=
Reserves not available under the articles1311€187€187=
Profit (loss) carried forward14€-7k€-3k▲
Amounts payable17/49€34k€38k▲
Amounts payable within one year42/48€34k€38k▲
Financial debts43€8k€8k▼
Credit institutions430/8€8k€8k▼
Trade debts44€24k€25k▲
Suppliers440/4€24k€25k▲
Other amounts payable47/48€2k€5k▲
Income statement
Code20242025
Turnover70€83k-
Goods, raw materials, services and sundry goods60/61€81k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€213€446▲
Gross operating margin9900€3k€8k▲
Operating profit (loss)9901€24€5k▲
Financial income75/76B€2k€166▼
Recurring financial income75€161€166▲
Non-recurring financial income76B€1k-
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€443€4k▲
Profit (loss) for the period9904€443€4k▲
Profit (loss) for the period to be appropriated9905€443€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-3k▲
Profit (loss) brought forward from the previous period14P€-7k€-7k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Highest result since 2018net €4k ▲753%
Operating result €5k, net result €4k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €443
Net result €443 after 3 loss-making years.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-5k ▼291%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 152 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 84 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondsestraat 1981083 GanshorenGround area
171 m²
Building footprint
97 m²
Volume, LiDAR
686 m³
Parcel 21392A0058/00R005, Brussels · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SANABEL CONSULTING
since 20162.258.010.342
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21392A0058/00R005 | Brussels | 171 m² | 1 · 97 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
’t ruimerke
BE 0418.380.004
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ROEGIERS CONSULTING
BE 0780.811.891
Lokeren · Eq €2,957
Services André
BE 1010.179.477
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VAN IMP
BE 0716.963.919
Roosdaal · Eq €5,107
SANI PROJECT
BE 0771.510.482
Sint-Genesius-Rode · Eq €5,803
Of 362 companies in sector 37000 we hold annual accounts for 205. 29 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-10-2016
Fiscal year end31-12
Activities, NACEBEL 2025
37000Sewerage
42110Construction of roads and motorways
42120Civil engineering
71111Activities of building architects
71209Other technical testing and analysis
72200Scientific research and development
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.