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Senaid Construct

Active
Private limited companyfounded 20251 yr activeBois-d'Hazy 20, 6600 Bastogne, BelgiumKBO/BCE: BE 1025.661.469
Summary

Senaid Construct has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,196 and a net result of €39,296. Its solvency ranks better than 77% of 7564 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency95
Growth-
Track record67
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.51; short-term debt: 30.3% and cash: 20.9% of total assets), and 30.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.7%
Return on assets
66.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-05-2026, 68 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
68 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 July 2025, Senaid Construct was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€41,196
Total assets
€59,126
Net result
€39,296
Working capital
€27,130

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €59,126
Fixed assets €14,066
Current assets €45,060
Equity and liabilities €59,126
Equity €41,196
Debt €17,930
Debt finances 30.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€61,012
Cash flow
€46,045
Current ratio
2.51
Debt to equity
0.44
ROE
95.4%
ROA
66.5%
Interest coverage
808.75
Debt ≤ 1 year
€17,930
Income taxes
€13,036
Staff costs
€16,282

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€59,126
Fixed assets21/28€14,066
Intangible fixed assets21€1
Tangible fixed assets22/27€14,065
Plant, machinery and equipment23€2,010
Furniture and vehicles24€12,055
Current assets29/58€45,060
Amounts receivable within one year40/41€30,720
Trade receivables40€28,195
Other amounts receivable41€2,525
Cash at bank and in hand54/58€12,355
Deferred charges and accrued income490/1€1,985
Equity and liabilities
Total equity and liabilities10/49€59,126
Equity10/15€41,196
Contributions10/11€3,600
Profit (loss) carried forward14€37,596
Amounts payable17/49€17,930
Amounts payable within one year42/48€17,930
Trade debts44€659
Suppliers440/4€659
Taxes, remuneration and social security45€14,526
Taxes450/3€13,569
Remuneration and social security454/9€957
Other amounts payable47/48€2,745
Income statement Code2025
Remuneration, social security and pensions62€16,282
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,749
Other operating charges640/8€485
Gross operating margin9900€77,779
Operating profit (loss)9901€54,263
Financial charges65/66B€1,931
Recurring financial charges65€75
Non-recurring financial charges66B€1,855
Profit (loss) for the period before taxes9903€52,333
Income taxes67/77€13,036
Profit (loss) for the period9904€39,296
Profit (loss) for the period to be appropriated9905€39,296
Appropriation of the result
Profit (loss) to be appropriated9906€39,296
Profit to be distributed694/7€1,700
Return on contributions (dividend)694€1,700

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€16,282
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,749
Other operating charges640/8€485
Gross operating margin9900€77,779
Operating profit (loss)9901€54,263
Financial charges65/66B€1,931
Recurring financial charges65€75
Non-recurring financial charges66B€1,855
Profit (loss) for the period before taxes9903€52,333
Income taxes67/77€13,036
Profit (loss) for the period9904€39,296
Profit (loss) for the period to be appropriated9905€39,296
Line2025
Assets
Total assets20/58€59,126
Fixed assets21/28€14,066
Intangible fixed assets21€1
Tangible fixed assets22/27€14,065
Plant, machinery and equipment23€2,010
Furniture and vehicles24€12,055
Current assets29/58€45,060
Amounts receivable within one year40/41€30,720
Trade receivables40€28,195
Other amounts receivable41€2,525
Cash at bank and in hand54/58€12,355
Deferred charges and accrued income490/1€1,985
Equity and liabilities
Total equity and liabilities10/49€59,126
Equity10/15€41,196
Contributions10/11€3,600
Profit (loss) carried forward14€37,596
Amounts payable17/49€17,930
Amounts payable within one year42/48€17,930
Trade debts44€659
Suppliers440/4€659
Taxes, remuneration and social security45€14,526
Taxes450/3€13,569
Remuneration and social security454/9€957
Other amounts payable47/48€2,745
Line2025
Profit (loss) for the period9904€39,296
+ Depreciation and write-downs630€6,749
Operating cash flow (approximation)€46,045

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
24-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bastogne · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
253 m²
Building footprint
46 m²
Volume, LiDAR
349 m³
Parcel 82302C0985/00W000, Wallonia · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Senaid Construct
Bois-d'Hazy 20, 6600 BastogneGeneral construction of residential buildings
since 20252.377.843.845
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
82302C0985/00W000 Wallonia 253 m² 1 · 46 m² 8.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 12,884 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-07-2025
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43910Bricklaying and masonry work
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1025661469
Registered 04-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.