InnoBuild
ActiveSummary
The computed 12-month bankruptcy probability of InnoBuild is 2.3% (moderate). The 2025 annual accounts show negative equity (-€1,064) and a net result of -€7,064. Its solvency ranks better than 11% of 7524 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability1
Solvency23
Growth-
Track record67
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.95; short-term debt: 102.2% and cash: 52.1% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2.2%
Return on assets
-14.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
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Financials · fiscal year 2025, micro schema
Equity
-€1,064
Total assets
€49,157
Net result
-€7,064
Working capital
-€2,278
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €49,157
Fixed assets
€1,214
Current assets
€47,942
Key figures and ratios
EBITDA
-€6,534
Cash flow
-€6,932
Solvency
-2.2%
Current ratio
0.95
Debt to equity
-47.22
ROA
-14.4%
Interest coverage
-13.90
Debt
€50,220
Debt ≤ 1 year
€50,220
Staff costs
€70,544
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €70,544 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €131 |
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | €64,409 |
| Operating profit (loss)9901 | -€6,666 |
| Financial income75/76B | €73 |
| Recurring financial income75 | €73 |
| Financial charges65/66B | €470 |
| Recurring financial charges65 | €470 |
| Profit (loss) for the period before taxes9903 | -€7,064 |
| Profit (loss) for the period9904 | -€7,064 |
| Profit (loss) for the period to be appropriated9905 | -€7,064 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €49,157 | |
| Fixed assets21/28 | €1,214 | |
| Tangible fixed assets22/27 | €1,214 | |
| Furniture and vehicles24 | €1,214 | |
| Current assets29/58 | €47,942 | |
| Amounts receivable within one year40/41 | €19,911 | |
| Trade receivables40 | €12,255 | |
| Other amounts receivable41 | €7,657 | |
| Cash at bank and in hand54/58 | €25,628 | |
| Deferred charges and accrued income490/1 | €2,403 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €49,157 | |
| Equity10/15 | -€1,064 | |
| Contributions10/11 | €6,000 | |
| Profit (loss) carried forward14 | -€7,064 | |
| Amounts payable17/49 | €50,220 | |
| Amounts payable within one year42/48 | €50,220 | |
| Trade debts44 | €33,498 | |
| Suppliers440/4 | €33,498 | |
| Taxes, remuneration and social security45 | €9,320 | |
| Taxes450/3 | €2,773 | |
| Remuneration and social security454/9 | €6,547 | |
| Other amounts payable47/48 | €7,403 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€7,064 |
| + Depreciation and write-downs630 | €131 |
| Operating cash flow (approximation) | -€6,932 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
21-09
State Gazette act
Resignation: Agnieszka Gościńska (non-statutory director)Appointment: Celmer Rafal (non-statutory director)3 facts ▸
State Gazette act
Resignation: Agnieszka Gościńska (non-statutory director)
Appointment: Celmer Rafal (non-statutory director)3 facts ▸
- General meeting, 22-05-2026
- Director resignation, Agnieszka Gościńska (non-statutory director)
- Director appointment, Celmer Rafal (non-statutory director)
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
State Gazette actNBB filing
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Celmer Rafal
CurrentNon-statutory director · since 22-05-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2025
Ground area
1,241 m²
Building footprint
407 m²
Volume, LiDAR
3,810 m³
Parcel 42002C0495/00G003, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
InnoBuild
since 20252.376.433.979
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42002C0495/00G003 | Flanders | 1,241 m² | 1 · 407 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Celmer Rafal |
|
| Agnieszka Gościńska |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
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Director
Shareholding
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-04-2025
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43230Insulation installation
46130Agents in the wholesale of timber and building materials
Scores and ratios are computed by Checked and are not a credit decision.