SCI CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of SCI CONSTRUCT is 1.6% (moderate). The 2025 annual accounts show equity of €5k and a net result of €2k. Its solvency ranks better than 80% of 7293 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.65), and 27.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.6%
Return on assets
26.9%
Age of the figures
19 mo
neutral · Filed after the deadline
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 19-09-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
19 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€5k
Total assets
€7k
Net result
€2k
Working capital
€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €7k
Equity
€5k
Debt
€2k
Debt finances 27.4% of the balance-sheet total.
Key figures and ratios
Solvency
72.6%
Current ratio
3.65
Quick ratio
3.65
Debt / equity
0.38
ROE
37.1%
ROA
26.9%
Debt
€2k
Debt ≤ 1 year
€2k
Income taxes
€397
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€7k
Current assets29/58€7k
Amounts receivable within one year40/41€5k
Trade receivables40€1k
Other amounts receivable41€4k
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€7k
Equity10/15€5k
Contributions10/11€3k
Profit (loss) carried forward14€2k
Amounts payable17/49€2k
Amounts payable within one year42/48€2k
Trade debts44€1k
Bills of exchange payable441€1k
Taxes, remuneration and social security45€397
Taxes450/3€397
Income statement
Code2025
Gross operating margin9900€2k
Operating profit (loss)9901€2k
Financial charges65/66B€110
Recurring financial charges65€110
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€397
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg 381730 AsseGround area
246 m²
Building footprint
87 m²
Volume, LiDAR
623 m³
Parcel 23322L0145/00L000, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SCI CONSTRUCT
since 20242.364.724.002
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322L0145/00L000 | Flanders | 246 m² | 1 · 87 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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STUNZI CONSTRUCTION
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VANGRIMDE
BE 0666.453.841
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,859. 6,181 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2024
Fiscal year end31-01
Activities, NACEBEL
41001General construction of residential buildings
23700Cutting, shaping and finishing of stone
33120Repair and maintenance of machinery
33140Repair and maintenance of electrical equipment
33200Installation of industrial machinery and equipment
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43110Demolition
43331Floor and wall tiling
43422Screed work
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.