SAMITOM
ActiveSAMITOM has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €8k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 27054 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency99▲+1
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.59 against 2.24 in 2024), and 37.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.7%
Return on assets
28.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
on the day
2023
1 d early
2022
30 d late
2021
3 d early
2020
24 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 4.7%
2024 · €17k
2018: €15k
2019: €15k
2020: €15k
2021: €16k
2022: €20k
2023: €28k
2024: €17k
2018 → 2025
Total assets
€28k▼ 3.6%
2024 · €29k
2018: €18k
2019: €18k
2020: €15k
2021: €16k
2022: €23k
2023: €34k
2024: €29k
2018 → 2025
Net result
€8k
2024 · €-4k
2018: €5k
2019: €5k
2020: €-3k
2021: €1k
2022: €5k
2023: €8k
2024: €-4k
2018 → 2025
Working capital
€17k▲ 9.7%
2024 · €15k
2018: €15k
2019: €15k
2020: €12k
2021: €15k
2022: €18k
2023: €27k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€20k▲ 28.9%€28k▲ 38.5%€17k▼ 39.9%€18k▲ 4.7%
Operating result€953-€6k▲ 530%€11k▲ 79.1%€-4k€11k
Net result€1k-€5k▲ 308%€8k▲ 71.7%€-4k€8k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€913▼ 42.9%
Current assets
€27k▼ 1.3%
Equity and liabilities €28k
Equity
€18k▲ 4.7%
Debt
€10k▼ 14.9%
The debt ratio falls from 42.3% to 37.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€11k▲
2024 · €-3k
Cash flow
€9k▲
2024 · €-3k
Solvency
62.7%▲
2024 · 57.7%
Current ratio
2.59▲
2024 · 2.24
Quick ratio
2.59▲
2024 · 2.11
Debt / equity
0.59▼
2024 · 0.73
ROE
45.2%▲
2024 · -23.9%
ROA
28.3%▲
2024 · -13.8%
Interest coverage
112.11▲
2024 · -134.55
Debt
€10k▼
2024 · €12k
Debt ≤ 1 year
€10k▼
2024 · €12k
Income taxes
€3k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€28k▼
Fixed assets21/28€2k€913▼
Tangible fixed assets22/27€2k€913▼
Plant, machinery and equipment23€1k€812▼
Furniture and vehicles24€246€101▼
Current assets29/58€27k€27k▼
Stocks and contracts in progress3€2k€0▼
Stocks30/36€2k€0▼
Amounts receivable within one year40/41€16k€9k▼
Trade receivables40€15k€8k▼
Other amounts receivable41€1k€1k▼
Cash at bank and in hand54/58€10k€18k▲
Equity and liabilities
Total equity and liabilities10/49€29k€28k▼
Equity10/15€17k€18k▲
Contributions10/11€7k€7k=
Reserves13€9k€10k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€7k€8k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€12k€10k▼
Amounts payable within one year42/48€12k€10k▼
Trade debts44€2k€61▼
Suppliers440/4€2k€61▼
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Other amounts payable47/48€7k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€590€685▲
Other operating charges640/8€505€520▲
Non-recurring operating charges66A€873€0▼
Gross operating margin9900€-2k€12k▲
Operating profit (loss)9901€-4k€11k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€25€101▲
Recurring financial charges65€25€101▲
Profit (loss) for the period before taxes9903€-4k€11k▲
Income taxes67/77€0€3k▲
Profit (loss) for the period9904€-4k€8k▲
Profit (loss) for the period to be appropriated9905€-4k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€8k▲
Transfer from equity791/2€11k€7k▼
Transfer to equity691/2€0€8k▲
To other reserves6921€0€8k▲
Profit to be distributed694/7€7k€7k=
Return on contributions (dividend)694€7k€7k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-4k ▼152%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 37.53
Current ratio from 6.01 to 37.53; short-term debt falls from €2k to €399.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
Sam Dierckx
CurrentNon-statutory director · since 06-01-2025
Tom Dierckx
CurrentNon-statutory director · since 06-01-2025
06-01-2025
Sam Dierckx: Appointed as Non-statutory director
06-01-2025
Tom Dierckx: Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Harten 82300 TurnhoutGround area
879 m²
Building footprint
150 m²
Volume, LiDAR
499 m³
Parcel 13453O0083/00X000, Flanders · tallest building 4.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Harten 8, 2300 Turnhout
since 20012.101.144.021
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453O0083/00X000 | Flanders | 879 m² | 1 · 150 m² | 4.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RANIME TOIT
BE 0755.694.534
Aiseau-Presles · Eq €18k
SMH Dakwerken
BE 0779.642.448
Gent · Eq €18k
OPTIMA TOITURE LIEGE
BE 1017.714.892
Soumagne · Eq €18k
BRANDS
BE 1010.002.996
Oudsbergen · Eq €18k
CBE CONCEPT
BE 0791.213.459
Sprimont · Eq €18k
Of 8,475 companies in sector 43410 we hold annual accounts for 4,304. 2,823 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-11-2000
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
45220
37000Sewerage
90010
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.