BRANDS
ActiveThe computed 12-month bankruptcy probability of BRANDS is 2.5% (moderate). The 2025 annual accounts show equity of €18k and a net result of €8k. Its solvency ranks better than 23% of 27319 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency25
Growth-
Stability67
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.81), and 78.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.6%
Return on assets
9.3%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 27319 sector peers (2025).
NBB · sector comparisonPosition among 27319 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€18k
Total assets
€81k
Net result
€8k
Working capital
€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €81k
Fixed assets
€29k
Current assets
€52k
Equity and liabilities €81k
Equity
€18k
Debt
€63k
Debt finances 78.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€26k
Cash flow
€23k
Solvency
21.6%
Current ratio
0.81
Quick ratio
0.81
Debt / equity
3.62
ROE
42.9%
ROA
9.3%
Interest coverage
209.05
Debt
€63k
Debt ≤ 1 year
€63k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€81k
Fixed assets21/28€29k
Tangible fixed assets22/27€29k
Plant, machinery and equipment23€21k
Furniture and vehicles24€8k
Current assets29/58€52k
Amounts receivable within one year40/41€7k
Trade receivables40€975
Other amounts receivable41€6k
Current investments50/53€44k
Equity and liabilities
Total equity and liabilities10/49€81k
Equity10/15€18k
Contributions10/11€10k
Reserves13€8k
Distributable reserves133€8k
Amounts payable17/49€63k
Amounts payable within one year42/48€63k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€8k
Taxes450/3€8k
Other amounts payable47/48€53k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k
Other operating charges640/8€2k
Gross operating margin9900€29k
Operating profit (loss)9901€10k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€125
Recurring financial charges65€125
Profit (loss) for the period before taxes9903€10k
Income taxes67/77€3k
Profit (loss) for the period9904€8k
Profit (loss) for the period to be appropriated9905€8k
Appropriation of the result
Profit (loss) to be appropriated9906€8k
Transfer to equity691/2€8k
To other reserves6921€8k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vinkenkantstraat 353660 OudsbergenGround area
2,058 m²
Building footprint
1,083 m²
Volume, LiDAR
4,471 m³
Parcel 71047A0803/00P000, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BRANDS
since 20242.360.529.840
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71047A0803/00P000 | Flanders | 2,058 m² | 1 · 1,083 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OPTIMA TOITURE LIEGE
BE 1017.714.892
Soumagne · Eq €18k
RANIME TOIT
BE 0755.694.534
Aiseau-Presles · Eq €18k
Dakwerken Ben Tuyteleers
BE 0775.514.505
Kontich · Eq €17k
SAMITOM
BE 0473.234.393
Turnhout · Eq €18k
SMH Dakwerken
BE 0779.642.448
Gent · Eq €18k
Of 8,479 companies in sector 43410 we hold annual accounts for 4,308. 2,825 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2024
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.