SMH Dakwerken

Active

Private limited companyfounded 2022active for 4 yearsMorekstraat 281, 9032 Gent, BelgiumKBO/BCE: BE 0779.642.448

Summary

The computed 12-month bankruptcy probability of SMH Dakwerken is 2.2% (moderate). The 2025 annual accounts show equity of €17,585 and a net result of -€1,104. Equity remains stable across the filed financial years (±1.7% per year). Its solvency ranks better than 61% of 9,802 sector peers (NACE 43, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

SMH DakwerkenActiveChecked score 52/100

Risk analysis Report Compare

Activity

Roofing work

NACE 43410

1 site

Size

€33,138total assets 2025

Equity: €17,585
Loss: -€1,104

Turnover not published (abbreviated format)

Financial health

52 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.2%

Structure

2025 accounts 2 days early1 deed in the Belgian Official Gazette

Why 52raises riskFounded in 2022Liquidity: current ratio 1.93, cash €28Sector: Specialised construction activities (NACE 43)lowers riskEquity €17,585 (53.1% of total assets)Show the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 33% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 78+8

equity 53.1% of total assets

Liquidity 27+5

short-term debt 46.9% · cash 0.1%

Profitability 65-9

return on assets -3.3%

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)

Last 24 months 11-2024: 2.1% 12-2024: 2.1%● unchanged vs 11-2024 01-2025: 2.2%▲ +0.1 percentage points vs 12-2024 02-2025: 3.0%▲ +0.8 percentage points vs 01-2025 03-2025: 3.0%● unchanged vs 02-2025 04-2025: 3.0%● unchanged vs 03-2025highest value 05-2025: 3.0%● unchanged vs 04-2025highest value 06-2025: 3.0%● unchanged vs 05-2025highest value 07-2025: 3.0%● unchanged vs 06-2025highest value 08-2025: 3.0%● unchanged vs 07-2025highest value 09-2025: 2.5%▼ -0.5 percentage points vs 08-2025 10-2025: 2.6%▲ +0.1 percentage points vs 09-2025 11-2025: 2.7%▲ +0.1 percentage points vs 10-2025 12-2025: 2.7%● unchanged vs 11-2025 01-2026: 2.5%▼ -0.2 percentage points vs 12-2025 02-2026: 2.0%▼ -0.5 percentage points vs 01-2026lowest value 03-2026: 2.0%● unchanged vs 02-2026lowest value 04-2026: 2.0%● unchanged vs 03-2026lowest value 05-2026: 2.1%▲ +0.1 percentage points vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026 07-2026: 2.1%● unchanged vs 06-2026 08-2026: 2.1%● unchanged vs 07-2026 09-2026: 2.1%● unchanged vs 08-2026 10-2026: 2.2%▲ +0.1 percentage points vs 09-2026

Credit of up to €500 on 30-day terms is acceptable

Liquidity ample (current ratio 1.93, compared with 1.45 in 2024, above the usual 1.5; short-term debt: 46.9% and cash: 0.1% of total assets), and 46.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 58% on solvency, 16% on liquidity, 31% on profitability and 28% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.93, cash €28

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Equity €17,585 (53.1% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

2 days early

2024

1 day early

2023

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 1 day before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end26-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

29-01-2026 Annual accounts filedfinancial year 2025 · abbreviated…
30-06-2025 Weakest financial yearnet -€1,104
30-01-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Caution: Among the weakest 12% on equitysector median €252,955 · 9,804 companies €17,585 View
Total assets 20253 financial years filed €33,138 View
Active since 2022founded 04-01-2022 4 years View

By topic

Financials

Financial year: 2025
Total assets: €33,138
Loss: -€1,104
Solvency: 53.1%

Total assets▼ 20.4%

Net result

20232025

Go to Financials

Timeline

Events: 4
Since: 2024
Next accounts: by 31-01-2027

31-01-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Roofing workNACE 43410
Founded: 04-01-2022
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Key facts about SMH Dakwerken

What is the company number of SMH Dakwerken?: 0779.642.448. In Belgium the VAT number is the company number with BE in front: BE 0779.642.448.
Where is SMH Dakwerken based?: The registered office is at Morekstraat 281, 9032 Gent.Company details
What does SMH Dakwerken do?: According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of SMH Dakwerken?: Private limited company (BV).
When was SMH Dakwerken founded?: On 04-01-2022.
Is SMH Dakwerken still active?: Yes, SMH Dakwerken is an active enterprise in the KBO register.
What is the turnover of SMH Dakwerken?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SMH Dakwerken profitable?: In financial year 2025, SMH Dakwerken made a loss of €1,104.
Where can I find the annual accounts of SMH Dakwerken?: SMH Dakwerken filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SMH Dakwerken due?: By 31-01-2027, for financial year 2026.Timeline