Financials
- Financial year
- 2025
- Total assets
- €66,944
- Profit
- €10,406
- Solvency
- -8.2%
Total assets▼ 33.5%
Net result
20232025
CBE CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of CBE CONCEPT is 2.6% (moderate). The 2025 annual accounts show negative equity (-€5,495) and a net result of €10,406. Equity is shrinking by about 73% per year across the filed financial years. Its solvency ranks better than 6% of 9,799 sector peers (NACE 43, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Roofing work
NACE 43410
1 site
Size
€66,944total assets 2025
- Staff
- 1.5 FTE
- Equity
- -€5,495
- Profit
- €10,406
Turnover not published (abbreviated or micro format)
Structure
- Largest shareholder
- CHÊNE EXECUTIVE · 35%
Accounts filed 26 days late0 of 1 deed read
Why 52raises riskFounded in 2022Liquidity: current ratio 0.73, cash €164, halvedSector: Specialised construction activities (NACE 43)Negative equity -€5,495Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 42% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency
17+8
equity -8.2% of total assets
Liquidity
0-17
short-term debt 104.8% · cash 0.2%
Profitability
88+88
return on assets 15.5%
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.1%
12-2024: 2.1%● unchanged vs 11-2024
01-2025: 2.0%▼ -0.1 percentage points vs 12-2024
02-2025: 2.0%● unchanged vs 01-2025
03-2025: 2.0%● unchanged vs 02-2025
04-2025: 2.1%▲ +0.1 percentage points vs 03-2025
05-2025: 2.1%● unchanged vs 04-2025
06-2025: 1.9%▼ -0.2 percentage points vs 05-2025
07-2025: 2.0%▲ +0.1 percentage points vs 06-2025
08-2025: 2.5%▲ +0.5 percentage points vs 07-2025
09-2025: 1.9%▼ -0.6 percentage points vs 08-2025
10-2025: 1.9%● unchanged vs 09-2025
11-2025: 1.9%● unchanged vs 10-2025
12-2025: 1.9%● unchanged vs 11-2025
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 1.9%● unchanged vs 01-2026
03-2026: 1.9%● unchanged vs 02-2026
04-2026: 2.0%▲ +0.1 percentage points vs 03-2026
05-2026: 2.0%● unchanged vs 04-2026
06-2026: 1.7%▼ -0.3 percentage points vs 05-2026lowest value
07-2026: 1.8%▲ +0.1 percentage points vs 06-2026
08-2026: 2.3%▲ +0.5 percentage points vs 07-2026
09-2026: 2.6%▲ +0.3 percentage points vs 08-2026highest value
10-2026: 2.6%● unchanged vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.73, compared with 0.73 in 2024, below 1; short-term debt: 104.8% and cash: 0.2% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 7% on solvency, 2% on liquidity, 73% on profitability and 87% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 9799 sector peers (2025).
NBB · sector comparisonPosition among 9799 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
26 days late
2024
12 days late
2023
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 22 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Back to profitnet €10,406
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Board & ownership
- Largest shareholder
- CHÊNE EXECUTIVE · 35%
Timeline
- Events
- 4
- Since
- 2024
- Next accounts
- by 31-07-2027
- 28-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Roofing workNACE 43410
- Founded
- 21-09-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about CBE CONCEPT
- What is the company number of CBE CONCEPT?
- 0791.213.459. In Belgium the VAT number is the company number with BE in front: BE 0791.213.459.
- Where is CBE CONCEPT based?
- The registered office is at Thier des Forges(GOM) 56, 4140 Sprimont.Company details
- What does CBE CONCEPT do?
- According to the KBO register, the main activity is roofing work (NACE 43410).
- What is the legal form of CBE CONCEPT?
- Public limited company (NV).
- When was CBE CONCEPT founded?
- On 21-09-2022.
- Is CBE CONCEPT still active?
- Yes, CBE CONCEPT is an active enterprise in the KBO register.
- How many employees does CBE CONCEPT have?
- On average 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of CBE CONCEPT?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is CBE CONCEPT profitable?
- In financial year 2025, CBE CONCEPT made a profit of €10,406.
- Where can I find the annual accounts of CBE CONCEPT?
- CBE CONCEPT filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CBE CONCEPT due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to CBE CONCEPT
Shareholders
Comparable companies
- F.G. LAWARÉESprimont
- TOITURE HALLEUX.LSprimont
- TOITURE HENRI LEFINSprimont
- A.C.K.Herstal
- B. DELHEZDison
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