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SAILPEAK

Active
Private limited companyfounded 2023active for 2 yearsOpperstraat 23, 1050 Elsene, BelgiumKBO/BCE: BE 1001.839.655
Summary

The computed 12-month bankruptcy probability of SAILPEAK is 1.6% (moderate). The 2024 annual accounts show equity of €88,300 and a net result of €78,300. Its solvency ranks better than 34% of 37,592 sector peers (NACE 70, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€224,710total assets 2024
Staff
1 FTE
Equity
€88,300
Profit
€78,300
Turnover not published (micro format)
Financial health
65 Healthy Checked score 2024
Bankruptcy probabilitywithin 12 months
1.6%
Structure
2024 accounts filed 61 days late
Why 65raises riskFigures for financial year 2024 (filed 04-10-2025)1 change of registered office in 24 months1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 1 of the last 3 latelowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 65% of its sector peers (NACE 70, micro)
Financial strength
Strong
Solvency 64
equity 39.3% of total assets
Liquidity 82
short-term debt 38.1% · cash 56.4%
Profitability 100
return on assets 34.8%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,445 companies, NACE 70, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.8%▲ +0.4 percentage points vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%● unchanged vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.1%▲ +0.1 percentage points vs 09-2025 11-2025: 0.3%▼ -0.8 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.2%▼ -0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.7%▲ +0.2 percentage points vs 08-2026 10-2026: 1.6%▲ +0.9 percentage points vs 09-2026highest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.61, above the usual 1.5; short-term debt: 38.1% and cash: 56.4% of total assets), but 60.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 37% on solvency, 74% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed 04-10-2025)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 1 of the last 3 late
NBB · filings
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2024 accounts filed 61 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 61 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Registered officeRegistered-office move
  3. IncorporationAppointments: Nicolas VINCENT (director) and…

Financials · financial year 2024, micro format

2024 annual accounts filed late (61 days) Filed on 30 September 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00529940.

Equity
€88,300
Total assets
€224,710
Net result
€78,300
Working capital
€138,208

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €224,710
Fixed assets €812
Current assets €223,897
Equity and liabilities €224,710
Equity €88,300
Debt €136,410
Debt finances 60.7% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€99,148
Cash flow
€78,496
Current ratio
2.61
Debt to equity
1.54
ROE
88.7%
ROA
34.8%
Interest coverage
over 100
Debt ≤ 1 year
€85,690
Debt > 1 year
€50,720
Income taxes
€20,571
Staff costs
€49,153

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 35 lines
Balance sheet Code2024
Assets
Total assets20/58€224,710
Fixed assets21/28€812
Tangible fixed assets22/27€812
Furniture and vehicles24€812
Current assets29/58€223,897
Amounts receivable within one year40/41€95,274
Trade receivables40€95,274
Cash at bank and in hand54/58€126,748
Deferred charges and accrued income490/1€1,876
Equity and liabilities
Total equity and liabilities10/49€224,710
Equity10/15€88,300
Contributions10/11€10,000
Profit (loss) carried forward14€78,300
Amounts payable17/49€136,410
Amounts payable after more than one year17€50,720
Financial debts170/4€50,720
Amounts payable within one year42/48€85,690
Trade debts44€31,857
Suppliers440/4€31,857
Taxes, remuneration and social security45€53,833
Taxes450/3€43,925
Remuneration and social security454/9€9,908
Income statement Code2024
Remuneration, social security and pensions62€49,153
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€196
Gross operating margin9900€148,301
Operating profit (loss)9901€98,952
Financial income75/76B€17
Recurring financial income75€17
Financial charges65/66B€98
Recurring financial charges65€98
Profit (loss) for the period before taxes9903€98,871
Income taxes67/77€20,571
Profit (loss) for the period9904€78,300
Profit (loss) for the period to be appropriated9905€78,300
Appropriation of the result
Profit (loss) to be appropriated9906€78,300

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€49,153
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€196
Gross operating margin9900€148,301
Operating profit (loss)9901€98,952
Financial income75/76B€17
Recurring financial income75€17
Financial charges65/66B€98
Recurring financial charges65€98
Profit (loss) for the period before taxes9903€98,871
Income taxes67/77€20,571
Profit (loss) for the period9904€78,300
Profit (loss) for the period to be appropriated9905€78,300
Line2024
Assets
Total assets20/58€224,710
Fixed assets21/28€812
Tangible fixed assets22/27€812
Furniture and vehicles24€812
Current assets29/58€223,897
Amounts receivable within one year40/41€95,274
Trade receivables40€95,274
Cash at bank and in hand54/58€126,748
Deferred charges and accrued income490/1€1,876
Equity and liabilities
Total equity and liabilities10/49€224,710
Equity10/15€88,300
Contributions10/11€10,000
Profit (loss) carried forward14€78,300
Amounts payable17/49€136,410
Amounts payable after more than one year17€50,720
Financial debts170/4€50,720
Amounts payable within one year42/48€85,690
Trade debts44€31,857
Suppliers440/4€31,857
Taxes, remuneration and social security45€53,833
Taxes450/3€43,925
Remuneration and social security454/9€9,908
Line2024
Profit (loss) for the period9904€78,300
+ Depreciation and write-downs630€196
Operating cash flow (approximation)€78,496

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2024 micro format 30-09-2025 2025-00529940

Similar companies · same sector, comparable size

Of the 82,449 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,355. 41,697 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2023
Nicolas VINCENT
Director (not named in the articles) · since 06-11-2023
Current
Stjepan JURICIC
Director (not named in the articles) · since 06-11-2023
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2023, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Nicolas VINCENT
  • Director (not named in the articles), from 06-11-2023 to date
Stjepan JURICIC
  • Director (not named in the articles), from 06-11-2023 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 06-11-2023 ↗
  • PAWA (BE 0782.819.395) founder
  • SIBENIK (BE 0741.419.993) founder

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 06-11-2023 Incorporation · €10,000
  2. 06-11-2023 Incorporation · 100,000 shares

Group and network

Connections & network

2 connected companies
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
PAWA
via Nicolas VINCENT · Permanent representative
→
SIBENIK
via Stjepan JURICIC · Permanent representative
→

History

On 31 October 2023, SAILPEAK was incorporated as a private limited company by PAWA and SIBENIK, with a starting capital of €10,000.12 In 2025 the registered office moved to Ixelles.3 Of the 2 current board members, 2 have served since 2023.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 06-11-2023
  3. 3Belgian Official Gazette, 10-02-2025

Acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
financial year 2024 · micro format · 61 days late
10-02
Gazette deed Registered office
Registered-office move2 facts ▸
  • General meeting, 08-11-2024
  • Registered-office move, Rue Souveraine 23/3,1050 Ixelles
2023
06-11
Gazette deed Incorporation
Appointments: Nicolas VINCENT (director) and Stjepan JURICIC (director) · Permanent representative: Nicolas VINCENT · Registered office clause14 facts ▸
  • Other provision, “conformément à la loi, prises à unanimité par comparants” (deed in French)
  • Registered office clause, “1180 UCCLE,Rue des Carmélites,144” (deed in French)
  • Board rule, 2
  • Director appointment, Nicolas VINCENT (director (not named in the articles))
  • Director appointment, Stjepan JURICIC (director (not named in the articles))
  • Permanent representative, Nicolas VINCENT
  • Pre-incorporation commitments, “takeover, tous engagements et obligations et toutes activités entreprises au nom et pour compte société en formation par l'un ou l'autre des comparants” (deed in French)
  • Founder, PAWA
  • Founder, SIBENIK
  • Other provision, 23-06-2017
  • Incorporation, 30-10-2023
  • Founding capital, “euros 10.000” (deed in French)
  • +2 further facts in this act
Gazette deedNBB filing
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded31-10-2023
Financial year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
78100Employment placement agencies
E-invoicing
Reachable via Peppol
Peppol ID 0208:1001839655
Also 9925:BE1001839655
Registered 17-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
341 m²
Building footprint
159 m²
Building volume
1,980 m³
2 parcels, Brussels · tallest building 17.3 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
SAILPEAK
Karmelietenstraat 144, 1180 UkkelBusiness and other management consultancy
since 2023unit no. 2.352.207.636
2 parcels
Brussels 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
21009A1056/00V008 Brussels 253 m² 1 · 107 m² 17.3 m · 5
21016B0153/00R010 Brussels 88 m² 1 · 52 m² 13.2 m · 3
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Les prestations de conseil et accompagnement au sens le plus large possible auprès de particuliers,des entreprises,des collectivités et…” (deed in French)
9 activities (deed in French)
  1. Les prestations de conseil et accompagnement au sens le plus large possible auprès de particuliers,des entreprises,des collectivités et autres organismes publics et privés.Conseils en,affaires,stratégie,organisation,management,gestion,systèmes d’information de la conception et la mise en œuvre.
  2. Le service,la consultance,la maintenance,la réparation et la formation en matière informatique,bureautique et de télécommunication;
  3. La conception d’infrastructures,de modes d’emploi et de logiciels;
  4. L’expertise et l’établissement de devis en matière informatique,de bureautique et de télécommunication;
  5. Les moyens de télécommunication,les abonnements,la sécurisation des données,la transmission et la récupération de données;
  6. La conception et la vente de produits multimédias;
  7. L’exercice des missions de consultance pour des tiers dans des matières diverses;
  8. La prestation de services de placement de cadres pour son propre compte,pour le compte d’un tiers(recrutement,sélection,insertion)dans tous domaines;
  9. Toute activité de gestion,d’administration,de direction et d’organisation.Elle pourra dans ce cadre assurer la gestion journalière et la représentation dans les opérations relevant de cette gestion au sens du code des sociétés et des associations,des affaires au profit de tiers et pour leur compte.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
SAILPEAK
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région de Bruxelles-Capitale, transfert en tout endroit de la Région de Bruxelles-Capitale ou de la région de langue française de Belgique…” (deed in French)

deed of 06-11-2023

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Organe d'administration, un ou plusieurs administrateurs” (deed in French)
“Fixe ou proportionnelle, frais généraux” (deed in French)

deed of 06-11-2023

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
One provision in the deed
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Toutes cessions entre vifs onéreux ou gratuit,volontaires ou forcées(exclusion,retrait),usufruit,nue-propriété ou pleine propriété,actions…” (deed in French)

deed of 06-11-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Thursday of June at 18:00

deed of 06-11-2023

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“En tout temps par décision assemblée générale délibérant dans formes prévues pour modifications aux statuts” (deed in French)
“Décision de l’assemblée générale délibérant comme en matière de modification des statuts” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Faculté assemblée de désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments, pour quelque cause et à quelque moment que…” (deed in French)

deed of 06-11-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Gestion journalière, en tout temps” (deed in French)
Other provision: “Trois ans, contrôle de la société” (deed in French)
Other provision: “Toutes décisions relevant de l'assemblée générale, assemblée générale par procédure écrite” (deed in French)
Other provision: “Assemblées générales électroniques, adresse électronique indiquée dans convocation” (deed in French)
Other provision: “Vote à distance avant assemblée par voie électronique, qualité d'actionnaire et identité contrôlées et garanties par modalités définies dans…” (deed in French)
Other provision: “Dès communication convocation poser par écrit questions aux administrateurs et commissaires, questions écrites par voie électronique avant…” (deed in French)
Other provision: “Admission à l'assemblée générale, droits afférents ne peuvent pas être suspendus” (deed in French)
Other provision: “Séances et procès-verbaux, registre tenu au siège consignant décisions assemblée ou actionnaire unique” (deed in French)
Other provision: “Chaque action donne droit à une voix sous réserve actions sans droit de vote, délibérations assemblée générale” (deed in French)
Other provision: “Pouvoirs de l'assemblée générale, pouvoirs conférés par Code des sociétés et des associations” (deed in French)
Other provision: “Affectation bénéfice annuel net, répartition bénéfices réserves” (deed in French)
Liquidation distribution: “Apurement dettes,charges et frais liquidation ou consignation montants nécessaires, si actions non entièrement libérées rétablissement…” (deed in French)
Other provision: “Exécution des statuts, communications,sommations,assignations,significations valablement faites” (deed in French)
Other provision: “Compétence judiciaire, litige entre société,actionnaires,administrateurs,commissaires et liquidateurs relatifs affaires société et exécution…” (deed in French)
Other provision: “Droit commun, dispositions Code des sociétés et des associations auxquelles il ne serait pas licitement dérogé réputées inscrites” (deed in French)
Other provision: “Offert par priorité aux actionnaires ayant exercé totalité droit jusqu’à souscription entière ou renonciation,selon modalités gérance…” (deed in French)
Other provision: “Un seul propriétaire par titre pour exercice droits, indivisibilité des titres” (deed in French)
3 more provisions in the deed, see the deed of 06-11-2023

deed of 06-11-2023