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SAILPEAK

Active
KBO/BCE: BE 1001.839.655
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Belgian State Gazette acts: 0 of 2 read
Age2 yrs
Real estate2 parcels · 341 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SAILPEAK is 0.8% (low). The 2024 annual accounts show equity of €88k and a net result of €78k. Its solvency ranks better than 31% of 12491 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 30-09-2025 61 d late 2025-00529940

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€78k
Working capital€138k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 39.3% 60.5%
better than 31% of 12491 sector peers
Net result €78k €31k
better than 81% of 12493 sector peers
Equity €88k €63k
better than 62% of 12499 sector peers
Gross operating margin €148k €52k
better than 88% of 12478 sector peers
Staff costs €49k €6k
higher than 78% of 1209 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€99k
Net profit€78k
Cash flow€78k
Staff costs€49k
Income taxes€21k
Dividends-
Total assets€225k
Equity€88k
Debt€136k
of which ≤ 1y€86k
of which > 1y€51k
Working capital€138k
Employees (FTE)1.0
Ratios (computed)
2024
Current ratio2.61
Quick ratio2.61
Working capital ratio61.5%
Solvency39.3%
Debt / equity1.54
Long-term debt ratio0.57
Interest coverage1015.65
Gross margin-
Net margin-
ROA34.8%
ROE88.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€225k
Fixed assets 21/28€812
Tangible fixed assets 22/27€812
Current assets 29/58€224k
Amounts receivable within one year 40/41€95k
Cash & bank 54/58€127k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€225k
Equity 10/15€88k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€78k
Amounts payable 17/49€136k
Amounts payable after one year 17€51k
Amounts payable within one year 42/48€86k
Trade debts payable within one year 44€32k
Income statement
Gross operating margin 9900€148k
Operating result 9901€99k
Financial income 75€17
Financial charges 65€98
Result before taxes 9903€99k
Income taxes 67/77€21k
Net result for the period 9904€78k
Result to be appropriated 9905€78k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
3 companies at this address See who is registered here

Establishment units

1 location
SAILPEAK
Karmelietenstraat 144, 1180 UkkelComputerconsultancy-activiteiten
since 20232.352.207.636
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area341 m²
Buildings2
Building footprint159 m²
Volume (LiDAR)1,980 m³
Tallest building17.3 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21009A1056/00V008 Brussels 253 m² 1 · 107 m² 17.3 m · 5 fl.
21016B0153/00R010 Brussels 88 m² 1 · 52 m² 13.2 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
10-02-2025
Registered-office move
All acts · 1 updated 1 year ago
2025
10-02-2025 Registered office moved from Uccle to Ixelles Registered-office change
  • Rue des Carmélites 144 à 1180 Uccle → Rue Souveraine 23/3, 1050 Ixelles

Analysis

Financial profile

4 of 5 axes measured
Health86Profitability100Solvency83Growth-Stability67
84 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 100
Solvency 83
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 15,461 of the 82,095 companies in this sector. 12,676 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Arbeidsbemiddeling78100
Primary activity highlighted.
Names & trade names
Legal nameFR SAILPEAK
Registered office
Opperstraat 23 bus 3
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.