SACRE
ActiveSummary
SACRE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €201,831 and a net result of €158,311. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 85% of 3542 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 2.49 against 1.89 in 2023; short-term debt: 6.7% and cash: 13.1% of total assets), and 22.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
77.1%
Return on assets
60.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
33 d early
2022
28 d early
2021
18 d early
2020
30 d late
2019
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 9 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€201,831▼ 1.8%
2023 · €205,490
Total assets
€261,793▼ 5.9%
2023 · €278,117
Net result
€158,311▼ 2.3%
2023 · €161,971
Working capital
€26,264▲ 11.0%
2023 · €23,665
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€4,364▼ 92.2%€4,514▲ 3.4%€885▼ 80.4%€164,579▲ 18,496%€160,288▼ 2.6%
Net result€1,446within the sector's middle half▼ 96.0%€586within the sector's middle half▼ 59.5%-€1,798within the sector's middle half€161,971above the sector's middle half€158,311above the sector's middle half▼ 2.3%
Equity€205,084above the sector's middle half▲ 0.7%€205,670above the sector's middle half▲ 0.3%€203,872above the sector's middle half▼ 0.9%€205,490above the sector's middle half▲ 0.8%€201,831above the sector's middle half▼ 1.8%
Total assets€305,541within the sector's middle half▼ 3.2%€304,261within the sector's middle half▼ 0.4%€289,853within the sector's middle half▼ 4.7%€278,117within the sector's middle half▼ 4.0%€261,793within the sector's middle half▼ 5.9%
Debt€100,457▼ 10.2%€98,591▼ 1.9%€85,981▼ 12.8%€72,627▼ 15.5%€59,963▼ 17.4%
Working capital€54,953within the sector's middle half▲ 3.8%€51,122within the sector's middle half▼ 7.0%€52,551within the sector's middle half▲ 2.8%€23,665within the sector's middle half▼ 55.0%€26,264within the sector's middle half▲ 11.0%
Solvency67.1%above the sector's middle half▲ 2.6pp67.6%above the sector's middle half▲ 0.5pp70.3%above the sector's middle half▲ 2.7pp73.9%above the sector's middle half▲ 3.5pp77.1%above the sector's middle half▲ 3.2pp
Current ratio5.40above the sector's middle half▲ 0.633.17above the sector's middle half▼ 2.234.25above the sector's middle half▲ 1.071.89within the sector's middle half▼ 2.362.49within the sector's middle half▲ 0.60
Return on assets (ROA)0.5%within the sector's middle half▼ 11.0pp0.2%within the sector's middle half▼ 0.3pp-0.6%within the sector's middle half▼ 0.8pp58.2%above the sector's middle half▲ 58.9pp60.5%above the sector's middle half▲ 2.2pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 3% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €261,793
Fixed assets
€217,956 ▼ 4.3%
Current assets
€43,837 ▼ 12.8%
Equity and liabilities €261,793
Equity
€201,831 ▼ 1.8%
Debt
€59,963 ▼ 17.4%
Debt's share of the balance-sheet total falls from 26.1% to 22.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€173,986▼
2023 · €177,059
Cash flow
€172,009▼
2023 · €174,451
Debt to equity
0.30▼
2023 · 0.35
ROE
78.4%▼
2023 · 78.8%
Interest coverage
88.01▼
2023 · 89.22
Debt ≤ 1 year
€17,573▼
2023 · €26,598
Debt > 1 year
€34,710▼
2023 · €43,075
Income taxes
€0▼
2023 · €633
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €2,479 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,420 | €8,499 | €8,499 | €12,480 | €13,697 | ▲ 9.8% |
| Other operating charges640/8 | - | €1,858 | €2,023 | €1,921 | €4,741 | ▲ 147% |
| Gross operating margin9900 | €16,626 | €14,871 | €11,407 | €178,980 | €178,727 | ▼ 0.1% |
| Operating profit (loss)9901 | €4,364 | €4,514 | €885 | €164,579 | €160,288 | ▼ 2.6% |
| Financial income75/76B | - | €581 | €854 | €10 | €0 | ▼ 99.9% |
| Recurring financial income75 | €927 | €581 | €854 | €10 | €0 | ▼ 99.9% |
| Financial charges65/66B | - | €3,664 | €3,506 | €1,984 | €1,977 | ▼ 0.4% |
| Recurring financial charges65 | €3,845 | €3,664 | €3,506 | €1,984 | €1,977 | ▼ 0.4% |
| Profit (loss) for the period before taxes9903 | €1,446 | €1,431 | -€1,767 | €162,604 | €158,311 | ▼ 2.6% |
| Income taxes67/77 | - | €845 | €31 | €633 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €1,446 | €586 | -€1,798 | €161,971 | €158,311 | ▼ 2.3% |
| Profit (loss) for the period to be appropriated9905 | €1,446 | €586 | -€1,798 | €161,971 | €158,311 | ▼ 2.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €305,541 | €304,261 | €289,853 | €278,117 | €261,793 | ▼ 5.9% |
| Fixed assets21/28 | €238,108 | €229,609 | €221,110 | €227,854 | €217,956 | ▼ 4.3% |
| Tangible fixed assets22/27 | €232,902 | €224,403 | €215,904 | €222,648 | €212,751 | ▼ 4.4% |
| Land and buildings22 | - | €224,403 | €215,904 | €207,405 | €198,906 | ▼ 4.1% |
| Plant, machinery and equipment23 | - | - | - | €9,749 | €7,378 | ▼ 24.3% |
| Furniture and vehicles24 | - | - | - | €4,090 | €5,379 | ▲ 31.5% |
| Other tangible fixed assets26 | - | - | - | €1,404 | €1,087 | ▼ 22.6% |
| Financial fixed assets28 | €5,206 | €5,206 | €5,206 | €5,206 | €5,206 | = |
| Current assets29/58 | €67,433 | €74,652 | €68,743 | €50,263 | €43,837 | ▼ 12.8% |
| Amounts receivable within one year40/41 | €12,813 | €13,159 | €20,715 | €14,120 | €8,624 | ▼ 38.9% |
| Trade receivables40 | - | €80 | €80 | €7,136 | €4,913 | ▼ 31.2% |
| Other amounts receivable41 | - | €13,079 | €20,635 | €6,984 | €3,711 | ▼ 46.9% |
| Cash at bank and in hand54/58 | €53,488 | €60,408 | €46,903 | €35,204 | €34,325 | ▼ 2.5% |
| Deferred charges and accrued income490/1 | - | €1,085 | €1,125 | €939 | €888 | ▼ 5.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €305,541 | €304,261 | €289,853 | €278,117 | €261,793 | ▼ 5.9% |
| Equity10/15 | €205,084 | €205,670 | €203,872 | €205,490 | €201,831 | ▼ 1.8% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €31,119 | €31,119 | €31,119 | €31,119 | €31,119 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €0 | - | - |
| Tax-exempt reserves132 | - | €29,260 | €29,260 | €29,260 | €29,260 | = |
| Distributable reserves133 | - | - | - | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | €161,565 | €162,151 | €160,353 | €161,971 | €158,311 | ▼ 2.3% |
| Amounts payable17/49 | €100,457 | €98,591 | €85,981 | €72,627 | €59,963 | ▼ 17.4% |
| Amounts payable after more than one year17 | €86,388 | €74,866 | €65,618 | €43,075 | €34,710 | ▼ 19.4% |
| Financial debts170/4 | - | €69,660 | €60,412 | €37,869 | €29,504 | ▼ 22.1% |
| Other amounts payable178/9 | - | €5,206 | €5,206 | €5,206 | €5,206 | = |
| Amounts payable within one year42/48 | €12,480 | €23,530 | €16,192 | €26,598 | €17,573 | ▼ 33.9% |
| Current portion of amounts payable after more than one year42 | - | €12,133 | €14,428 | €7,902 | €8,365 | ▲ 5.9% |
| Trade debts44 | €730 | €10,079 | €1,733 | €2,090 | €2,594 | ▲ 24.1% |
| Suppliers440/4 | - | €10,079 | €1,733 | €2,090 | €2,594 | ▲ 24.1% |
| Taxes, remuneration and social security45 | - | €845 | €31 | €6,399 | €3,633 | ▼ 43.2% |
| Taxes450/3 | - | €845 | €31 | €2,899 | €3,633 | ▲ 25.3% |
| Remuneration and social security454/9 | - | - | - | €3,500 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €473 | - | €10,208 | €2,981 | ▼ 70.8% |
| Accrued charges and deferred income492/3 | - | €195 | €4,171 | €2,954 | €7,679 | ▲ 160% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,446 | €586 | -€1,798 | €161,971 | €158,311 | ▼ 2.3% |
| + Depreciation and write-downs630 | €10,420 | €8,499 | €8,499 | €12,480 | €13,697 | ▲ 9.8% |
| Operating cash flow (approximation) | €11,866 | €9,085 | €6,701 | €174,451 | €172,009 | ▼ 1.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€19,224 | -€3,800 | ▲ 80.2% |
| Change in cash | - | €6,920 | -€13,505 | -€11,699 | -€879 | ▲ 92.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €161,971
Net result €161,971 after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€1,798
Net result drops to -€1,798, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 4.77
Current ratio from 1.21 to 4.77; short-term debt falls from €76,445 to €14,037.
31-12
Financial
Equity above €200,000Eq €203,638 ▲21.7%
2 profitable years in a row build equity to €203,638.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1999
Ground area
520 m²
Building footprint
60 m²
Volume, LiDAR
361 m³
Parcel 21308H0724/00P008, Brussels · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Delwartstraat 53, 1070 Anderlecht
since 19992.091.509.050
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0724/00P008 | Brussels | 520 m² | 1 · 60 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LDC Trucks
BE 0755.917.733
Mechelen · Eq €201,471
PILETTE LEUZE
BE 0884.406.606
Leuze-en-Hainaut · Eq €201,468
Garage Van Ermen
BE 0444.215.062
Zaventem · Eq €201,442
WIT PAARD MOTORS
BE 0877.442.204
Grimbergen · Eq €201,246
GARAGE MARC
BE 0433.925.342
Laarne · Eq €200,865
Of 7,378 companies in sector 95311 we hold annual accounts for 2,962. 2,319 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-04-1999
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0465951871
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.