NADOR
ActiveNADOR has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €123k and a net result of €16k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 56% of 3539 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▲+67
Solvency69▼-2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.59 in 2023; short-term debt: 53.8% and cash: 5% of total assets), but 56% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
31 d late
2022
31 d late
2021
29 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€16k
2023 · €-17k
2018: €3k
2019: €1k
2020: €8k
2021: €49k
2022: €13k
2023: €-17k
2018 → 2024
Working capital
€88k▲ 23.4%
2023 · €71k
2018: €83k
2019: €85k
2020: €87k
2021: €139k
2022: €149k
2023: €71k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€92k-€141k▲ 53.4%€154k▲ 9.3%€107k▼ 30.8%€123k▲ 15.2%
Operating result€-2k-€50k€23k▼ 54.3%€-11k€17k
Net result€8k-€49k▲ 512%€13k▼ 73.2%€-17k€16k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €17k after a loss of €11k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €279k
Fixed assets
€41k▼ 1.1%
Current assets
€238k▲ 23.7%
Equity and liabilities €279k
Equity
€123k▲ 15.2%
Provisions
€6k=
Debt
€150k▲ 24.0%
The debt ratio rises from 51.8% to 53.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▲
2023 · €-9k
Cash flow
€17k▲
2023 · €-15k
Solvency
44.0%▼
2023 · 45.6%
Current ratio
1.59▼
2023 · 1.59
Quick ratio
0.44▲
2023 · 0.21
Debt / equity
1.22▲
2023 · 1.14
ROE
13.2%▲
2023 · -16.3%
ROA
5.8%▲
2023 · -7.4%
Interest coverage
32.81▲
2023 · -16.29
Debt
€150k▲
2023 · €121k
Debt ≤ 1 year
€150k▲
2023 · €121k
Staff costs
€134k▼
2023 · €135k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€234k€279k▲
Fixed assets21/28€41k€41k▼
Tangible fixed assets22/27€37k€37k▼
Furniture and vehicles24€37k€37k▼
Financial fixed assets28€4k€4k=
Current assets29/58€193k€238k▲
Stocks and contracts in progress3€167k€173k▲
Stocks30/36€167k€173k▲
Amounts receivable within one year40/41€10k€50k▲
Trade receivables40-€39k
Other amounts receivable41€10k€11k▲
Cash at bank and in hand54/58€12k€14k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€234k€279k▲
Equity10/15€107k€123k▲
Reserves13€12k€12k=
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€95k€111k▲
Provisions and deferred taxes16€6k€6k=
Provisions for liabilities and charges160/5€6k€6k=
Taxes161€6k€6k=
Amounts payable17/49€121k€150k▲
Amounts payable within one year42/48€121k€150k▲
Trade debts44€280-
Suppliers440/4€280-
Taxes, remuneration and social security45€28k€73k▲
Taxes450/3€5k€15k▲
Remuneration and social security454/9€23k€57k▲
Other amounts payable47/48€93k€78k▼
Income statement
Code20232024
Remuneration, social security and pensions62€135k€134k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€466▼
Other operating charges640/8€10k€15k▲
Gross operating margin9900€136k€165k▲
Operating profit (loss)9901€-11k€17k▲
Financial charges65/66B€536€524▼
Recurring financial charges65€536€524▼
Profit (loss) for the period before taxes9903€-12k€16k▲
Income taxes67/77€5k-
Profit (loss) for the period9904€-17k€16k▲
Profit (loss) for the period to be appropriated9905€-17k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€95k€111k▲
Profit (loss) brought forward from the previous period14P€112k€95k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-17k ▼232%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €150kEq €154k ▲9.3%
5 profitable years in a row build equity to €154k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €49k ▲512%
Operating result €50k, net result €49k, both a record.
31-12
Financial
Equity above €100kEq €141k ▲53.4%
4 profitable years in a row build equity to €141k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 2 establishment units since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hallepoortlaan 36-371060 Sint-Gillis (bij-Brussel)Ground area
603 m²
Building footprint
624 m²
Volume, LiDAR
6,176 m³
2 parcels, Brussels · tallest building 20.1 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Hallepoortlaan 36 3, 1060 Sint-Gillis (bij-Brussel)
since 19952.072.740.045
NADOR
since 20052.146.931.088
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0376/00Y006 | Brussels | 391 m² | 1 · 415 m² | 20.1 m · 2 fl. |
| 21562A0379/00E009 | Brussels | 212 m² | 1 · 209 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AS
BE 0427.246.101
Sint-Jans-Molenbeek · Eq €123k
Garage Feltes
BE 0770.771.797
Burg-Reuland · Eq €123k
WOLU MASTER CAR
BE 0461.273.404
Sint-Lambrechts-Woluwe · Eq €123k
HAESEN G.
BE 0881.731.285
Meerhout · Eq €123k
AKA - MOTOR
BE 0440.530.943
Etterbeek · Eq €122k
Of 7,376 companies in sector 95311 we hold annual accounts for 2,958. 2,351 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-1995
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95319Other maintenance and repair of motor vehicles
50200
47820Retail sale of motor vehicle parts and accessories
50302
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.