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GARAGE TOBY

Active
Private limited companyfounded 200025 yrs activeAprillaan 51, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0473.422.653
Summary

The computed 12-month bankruptcy probability of GARAGE TOBY is 2.0% (moderate). The 2024 annual accounts show equity of €73,633 and a net result of -€9,978. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 26038 sector peers (fiscal year 2024). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
GARAGE TOBYActiveChecked score 46/100
Risk analysis ReportCompare

Overview

What they do
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113NACE 45201
2 sites
How big
€363,498total assets 2024
Staff
1.5 FTE
Equity
€73,633
Loss
-€9,978
Turnover not published (abridged schema)
Financially healthy?
46 Fair Checked score 2024
Bankruptcy chance 12 m
2.0%
Who decides
Accounts 62 d overdue0 of 6 deeds read
Why 46- Higher-failure-rate region- Higher-failure-rate sector- Multiple establishment units- Annual accounts: weaker financial profile- Filed more than 90 days late+ Long track recordShow the evidence

Checked score

Score 2024
46 / 100
Fair
Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability48▼-31
Solvency45▼-3
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.58 against 0.68 in 2023; short-term debt: 51.4% and cash: 1.4% of total assets), and 79.7% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
20.3%
Return on assets
-2.7%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-11-2025, 105 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
105 d late
2023
92 d late
2022
73 d late
2021
151 d late
2020
87 d early
2019
101 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 73 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Back to profitnet €30,294

Key points

  • Caution: Among the weakest 18% on net resultsector median €4,451 · 26,007 companies -€9,978 View
  • Caution: Accounts not fileddeadline was 31-07-2026 62 d late View
  • Active since 2000founded 05-12-2000 25 years View

By topic

Financials

Fiscal year
2024
Total assets
€363,498
Loss
-€9,978
Solvency
20.3%
Total assets▼ 0.7%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2016
  1. 13-11-2025Annual accounts filed
  2. 31-10-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
05-12-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

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