Equity
€74,621 from €154,206 in 2010
Equity fell by 52% in 15 years.
D.J.V.
Lifetime
20 annual accounts with figures on one time axis, 26 filings since 2000peak €166,437 (2020)
€152,422▲ 2.7%
lowest -€30,718 (2018)
€188▲ 44.1%
peak €154,206 (2010)
€74,621▲ 0.3%
€177,943▼ 17.0%
peak 4 FTE (2006)
-not published
Board2 names since 2018
2 directorsVALENTIN Damien and 1 other
Documentsfilings and deeds
31-10-2025on the last day
2025micro format
Result from €130 to €188Debts from €214,452 to €177,943Cash from €10,590 to €3,223
Key points
from the 2025 annual accountsChecked score
68
Healthy
Financially stronger than 35% of micro companies in repair of computers and personal goods (NACE 95)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 5,138 companies (NACE 95, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.6%▲ +0.1 percentage points vs 09-2025
11-2025: 0.3%▼ -0.3 percentage points vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026lowest value
05-2026: 0.3%● unchanged vs 04-2026lowest value
06-2026: 0.3%● unchanged vs 05-2026lowest value
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.6%▲ +0.3 percentage points vs 09-2026
11-2026: 0.7%▲ +0.1 percentage points vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Figures for financial year 2025 (filed on 31-10-2025)
Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
lowers risk
Founded in 1999
Size: total assets €252,564
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 40% of them on solvency, 29% on liquidity, 38% on profitability and 34% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,984 companies had the same profile as D.J.V. has now. Each dot stands for 10 companies, two years later.
96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of D.J.V. itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for D.J.V.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.31 (1.28 in 2024), below the usual 1.5. Short-term debt is 33.1% and cash 1.3% of total assets. 70.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
not filed
2025
on the day
2024
8 days early
2023
28 days late
2022
33 days late
2021
27 days late
2020
9 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 15 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0465604255
Reappointments: VALENTIN René (director) and VALENTIN Damien (director)
General meeting of 16-11-2023 · Gazette deed
Reappointments: VALENTIN René (director) and VALENTIN Damien (director)
General meeting of 21-10-2019 · Gazette deed
First establishment
Rue de la Barrière, Oret 155, Florennes
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| D.J.V. Florennes | €252,564 | €152,422 | 29.5% | - |
| CARROSSERIE BRUCO Harelbeke | €275,415 | €152,889 | 79.4% | - |
| WOLU MASTER CAR Woluwe-Saint-Lambert | €207,343 | €128,124 | 71.4% | - |
| CARROSSERIE DU CHATEAU Braine-le-Comte | €262,748 | €157,783 | 51.8% | - |
| Danny VANHOOF Mol | €324,034 | €144,107 | 42.3% | - |
| Carrosserie Technic Mons | €278,494 | €145,031 | 43.5% | - |
| BOR Ghent | €297,685 | €101,046 | -23.5% | - |
These companies have the same main activity as D.J.V.: bodywork repair (including spraying and painting) (NACE 95314). They are comparable in size and age: total assets between €207,000 and €324,000, founded between 1991 and 1999.
Official details
Source: KBO- Status
- Active since 09-03-1999Normal situation
- Activity
- Bodywork repair (including spraying and painting)NACE 95314and 2 others
- Establishment unit
- 2.090.673.9595620 Florennes, since 08-04-1999
- Financial year end
- 31 March
- Peppol
- Reachable since 24-09-2026
Annual accounts to 31-03-2025
- ≈ €460,000estimated
- €252,564▼ 12.6%
- Employeeson 31-03-2025
- 2=
- Filing
- Filed on 31-10-2025
Insights on D.J.V.
D.J.V. files the micro format. That format states no turnover. The gross margin rose from €138,398 in 2006 to €152,422 in 2025.
The balance sheet grew most in 2018 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about D.J.V.
- What is the company number of D.J.V.?
- The company number of D.J.V. is 0465.604.255. The VAT number is the same number with BE in front: BE 0465.604.255.
- Where is D.J.V. based?
- The registered office is at Rue de la Barrière, Oret 155, 5620 Florennes.Company details
- What does D.J.V. do?
- According to the KBO register, the main activity is bodywork repair (including spraying and painting) (NACE 95314).
- What is the legal form of D.J.V.?
- D.J.V. is a public limited company (NV).
- When was D.J.V. founded?
- D.J.V. was founded on 09-03-1999.
- Is D.J.V. still active?
- Yes, D.J.V. is an active enterprise in the KBO register.
- How many employees does D.J.V. have?
- D.J.V. had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of D.J.V.?
- The turnover in financial year 2025 is ≈ €460,000. This figure is estimated from the gross margin of €152,422 and 44 comparable companies (NACE 953). It probably lies between €370,000 and €620,000. In financial year 2019 turnover was €330,876.
- Is D.J.V. profitable?
- In financial year 2025, D.J.V. made a profit of €188.
- Where can I find the annual accounts of D.J.V.?
- D.J.V. filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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